UK cost of living is beyond miserable

[bookworm8500]

I'm just so sick of it and to read that council tax may be increasing where I live by 20% has sent me over the edge. I don't know where the government think people like us will keep getting extra money from.

It's pay day today (NHS). My pay covers our mortgage without much left over, so on 1st Feb my salary is gone. Both my husband and I have good jobs, but salaries have never gone up like other things have. Food, energy, mortgage, council tax, bills.

It honestly feels like we just work in order to pay for a house we are hardly in because our mortgage went up so much.

I find it all utterly miserable without a way out.

I don't need advice on how to make our money stretch further. We have a modest 3 bed semi, we both work full time, not alot of debt but everything has gone up to the point that it's utterly miserable. I know we are in a better position than many too

I remember being excited for pay day about 15 years ago, when my salary actually covered everything nicely and I had money left.

Anyone else find it relentless?

Councils have been cutting mainstream Sen provision and funding mainstreams get for Sen for the last 14 years but it’s ending costing them more in the long run as the mainstreams can no longer cope and won’t take Sen children, so instead of something costing maybe £15k for one child, the la has cut the funding right back to say £8k or less thinking they are saving money but the upshot is it’s ended up costing many times more that for one child if they end up at an independent specialist with transport on top. All children are entitled to an education by law the only thing you could do is change the law so that kids didn’t have to have an education is you wanted to save a load of money short term but that’s not a great long term solution either

@Morph22010 I see what you are saying, it would be far more economical to allocate sufficient funds to adequately support children in mainstream rather than capping the amount they can have.

Oops, sorry - wrong thread!

I know someone who moved into our area over 3 months ago, two of her kids have ehcps and the la still hasn’t sorted them school places, they have now started to consult schools but that’s only because she is kicking up a fuss and constantly phoning, if she moved into the area, notified the la and then waited they would have done nothing. Her old authority reported the children as missing in education and that hadn’t triggered anything. Things like this are happening all the time and thankfully most people are good ppl and don’t abuse their kids but if someone wanted to they can easily go under the radar not by trying to hide but by making themselves know and then sitting back and not chasing up the la to do their job

Yes utterly, register with a community fridge and knock hundreds off your food bill. Don’t worry, you’ll find loads of working people there. Five to ten pounds to register then weekly access to subsidised shopping. It’s an adjustment but one well worth doing, gave me three hundred pounds worth of breathing space. My food budget is the only thing I have to release a bit of cash from and you have to change a few things but you get by and Develop a new routine. I also grow pots of fresh food. Look up permaculture. You can grow all your favourites in one pot. Transformative in the spring summer autumn months, takes another big wadge off the food bill I upgraded my freezer and had a full freezer by the end October to get me through winter.