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If you work part time- what is your household income?

50 replies

TwoManyKids · 28/04/2023 19:29

Talking to a friend who is a teacher about if she would return to work after having a baby. She's earns under £30k and hubby earns less.
I've always worked fully time because I'm a single mother of twins but am wondering if I could have gone part time if I hadn't panicked.

OP posts:
Shinyandnew1 · 28/04/2023 23:59

0.6 teacher-I earn about £26k. DH earns more than twice that. We’ve got a small mortgage though and that’s nearly paid off which helps.

thisshizisbananas · 29/04/2023 02:41

I work 28 hours for £48K. My partner is on £37K. We just about manage, but would have more breathing space once nursery bills and car loan are done. We're SE.

ChickenMacaroni · 29/04/2023 06:14

I work 15 hours, term-time only. Just moved from 22.5 hours for an interesting opportunity. I'll bring home about £650 pcm (£7500 pa gross) which is not much above minimum wage. I was bringing home about £1200 pcm when I was on £16000 pa gross (£26k fte).

Dh earns about £42k. It's plenty of money for us but we have a low mortgage, low key holidays and very old cars!

Begonias · 29/04/2023 06:36

I work 30 hrs on 22k soon to be full time on 33k (currently working 2 part time jobs) husband full time on 140k.
We have 1 DD off to uni in September and youngest will be at secondary. Our agreement was I would reduce my hours once babies came along.

NeonRaptor · 29/04/2023 06:55

I work 30 hrs and earn around £24k. DH is full time and earns between £35-£40k.

Catsonskis · 29/04/2023 07:24

Both of us are NHS, I’m 0.8 WTE on £50k and he’s full time (and then some) on £100k

awakeeveeynight · 29/04/2023 08:19

I bring home £1,600 ish a month and DH brings home £5,000.

cherrypied · 29/04/2023 08:36

I don't think it's an irrelevant question at all OP. I watched my mum as single
Mum flog herself to the brink with 60 hr work weeks and missed her terribly and vowed never to do the same.

I work 0.8 as a teacher and bring home 2115 on UPS 3 top of the scale.

DH brings home more now he's had a pay rise but for year he was doing five days earring slightly less. Annual income is 75k.

We make financial savings elsewhere
Du to being part time. Once a week in my day off I write down all the spending and move money about like Scrooge. We still have a lovely house, go one amazing holidays (on air miles) and drive nice cars (cheaply leased). I do extra exam marking in the summer which brings in 4k now I am a senior. I can do extra cover on my day off at my school if I want to.

I bulk cook and and have four work outfits not five and don't do extravagant thing on my day off, usually at home baking, sometimes swim and often just cleaning and so on and catch up on school work. Weekends are free family time.

Work out exactly what you will be losing and how you can bridge that gap as it might not be as much as you expect.

cherrypied · 29/04/2023 08:38

I found the Martin Lewis income tax calculator really helpful and totally accurate

Preschoolermum99 · 29/04/2023 08:48

Single mum

to the nearest £10
approx £1300 universal credit
approx £450 from wages depending on what shifts I can do
£250 child maintenance
approx £90 child benefit

£25080 pa

dreading if Ds dad stops paying maintenance as I literally do need it to cloth him and for playgroups, otherwise we have 0 quality of life.

mamaduckbone · 29/04/2023 09:44

I work FT, £42k, Dh works 3 days a week, £12k. We do ok...but don't have childcare costs (teenagers) and don't have a mortgage (very generous avoiding inheritance tax in-laws)

When the dc were little Dh was a SAHD so his earnings now feel like a bonus - they tend to be savings and 'fun money' - holidays, meals out, apart from his essentials like phone bill etc. I don't think we'd be managing on one income now though with the increased cost of living.

AgnesGray · 29/04/2023 09:46

I work term time only (school office) but work ft during term time (9-5 type hours but flexible).

I'd call myself PT because i don't work holidays (unlike teachers I have no work outside school)

Our household income is circa £100k

TweedPillow · 29/04/2023 09:49

Have retired now but was PT in last job, DH is younger than me, I retired in my early fifties and he will probably be about 57.

Our income was 76k per annum. I was on 21k per annum working 20 hours per week.

We paid off our mortgage in our thirties due to a massively risky investment.

Due to my pension paying out as my retirement was health related we are now on 66k per annum.

My Mother worked insane hours after being widowed when I was 13 and I ended up running the household. I hardly ever saw her as she worked split shifts and very long hours. So I may have retired young but my adulthood started at 13, I cooked, cleaned, looked after my 8 year old sister and did the weekly shop. She had a major heart attack when I was 17 from over work and stress and then I had to care for her as well. I went to University as a mature student. I managed to get 6 O levels at good grades while doing that, only top 20% of kids took O levels. I look back now and have no idea how I managed it.

sixfoot · 29/04/2023 10:04

DH is FT on 80-110k bonus / extras dependent

I work 15-20 hours for circa 30k (self employed)

Bearpawk · 29/04/2023 10:12

Surely it depends on outgoings and the area you live in etc.
My colleague works pt pro rata 3/5 (single parent) and takes home on average 90k. Her pt income is more than mine and dp combined.

sotiredandburntout · 29/04/2023 10:13

I'm part time, I earn 2,600 a month after tax. DH is full time and earns 3,500-4,500 a month depending on overtime.

NannyOggsWhiskyStash · 29/04/2023 10:58

I work 31 hours for 30k,my husband works 40 hours for around 42k, but we are always skint, we live in Holland and the tax is higher than in the UK, and housing is extortionate.

Mummyof287 · 25/06/2023 00:02

Looking at these posts it highlights to me why we are struggling....some of these incomes are incredible to me! What do all your husbands/partners do for jobs??

DH is full time 40h p/w but only earns £28000 and I am part time 20h p/w and only earn £12000.2 young kids and most months struggle not to end up in our overdraft.

Both wish we had worked harder at school/college, or gone to UNI (well I do....i did a foundation degree alongside work later on instead but hasn't really helped me much) If we had took those steps and pushed ourselves more we could have got into better careers.

Never too late I guess, but would be much harder now to make the switch and find time, money and energy to study!

Dh is in no way academic but i'm more so, and could probably do better career wise...it's the lack of confidence that holds me back the most.

HighEndGrifters · 25/06/2023 00:20

With respect.

This is a how long is a piece of string question.

Both retired, the last year for Dh and two years for me, although I am younger. <<child bride>>😂

Before that he was on £100k and I was on £20 an hour for twenty hours and then fifteen hours in a job that suited me and my qualifications, when it stopped working for me I stopped working as the money was not needed, so it quite literally is how long is a piece of string.

mrsneate · 25/06/2023 00:53

I work part time ish 30! Hours a week

DP works at sea six months a year. But salaried.

Jointly we earn about 65-70k a year

Both registered professionals.

LT2 · 25/06/2023 06:04

Household income is £54k (without overtime, so actually higher, but that's our base salaries). I wasn't planning to return to work but had a change of mind. If on one salary it would have been £34k. Also worth noting we have lower than average outgoings though. Our current mortgage is paid off.

BMrs · 25/06/2023 06:05

I work two days £27k salary and husband full time £100k+

thefamous5 · 25/06/2023 07:12

Husband warns about £22k a year full time.

I earn about 400 a month

TheHandbag · 25/06/2023 08:52

I was part time until recently, my old salary was £12k annually for 24 hours a week. Dh is on £60k and my new salary £30k which couldn't have come at a better time. The prices have gone up massively.

ArtemisFlop · 25/06/2023 14:20

Single mum of two here, work part time and earn £60k

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