bears around domestic areas are really rare. We had one, once, around us (someone set up a facebook page for it!) but we're far too urban (although ti feels rural to me) for real concerns.
I did see one up close at Titan National Park. It wanted to cross a bridge we were on, so just charged across. I freaked out, and ran, screaming. Luckily ti crossed the bridge and disappeared into the woods leaving me running down the trail, screaming about a bear, with no bear in sight. DH was much cooler than me, and simply stepped aside to let it past.
There is a LOT of wildlife, and I'm doing battle to protect my flowers from deer, chipmunks, ants, woodchucks, raccoons and extremes of weather. I just want about 20 feet around my house to put some pretty flowers in, then they can all carry on around me. Unfortunately, they really love my flowers and insist on eating them! The deer around here are not shy, and I've had a full grown stag stare me down on my driveway when I was in my car.