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Feminism: Sex and gender discussions

An insurance company now wishes to lecture us

207 replies

JustHereWithMyPopcorn · 27/11/2019 20:39

Aviva shared these lovely tweets today. I am actually insured with them but I will not be renewing. And they are not bothered by customers leaving, clearly.

An insurance company now wishes to lecture us
An insurance company now wishes to lecture us
OP posts:
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14
theflushedzebra · 28/11/2019 13:32

Come on then, Aviva - let's see the laces for disabled people inclusion in sports.

Or are you just going the whole hog, and demanding the inclusion of able-bodied people in the paralympics, just as you are all for biological males in women's sports?

An insurance company now wishes to lecture us
LordProfFekkoThePenguinPhD · 28/11/2019 13:10

I’m going to save that letter for later.

So the children got all excited and carried away. I how they are now being helped with their thinking and their keyboards have been removed from their desks.

Aviva - your name is on the list...

Ereshkigal · 28/11/2019 12:59

Oh! Don't know what to say really.

Well well!

Snorkers · 28/11/2019 12:58

Sent this.

Hello

I am writing to let you know that i will not be considering Aviva UK for my home, car and life insurance renewals totalling £3500 in January due to the shocking misogynistic tweets your organisation has been sending out over the last 24 hours.

I am disgusted that not only are you colluding with a homophobic hate group (Stonewall) to eliminate women from their own sports, but you are also publicly showing support for extreme fetishes on your live feed. (An Autogynephile becomes aroused by pretending to be a woman - this is NOT a trans person - this is an extreme fetish which many straight men are now indulging in to gain access to women's spaces).

Your lack of knowledge of this highly sensitive area which you have waded into so willingly is absolutely shameful.

Need I remind you you are an INSURANCE company and you have absolutely NO business in campaigning against 50% of the population to remove the rights women have fought and died for for millennia.

Mark my words, without a public apology on your twitter feed i will share far and wide with supportive friends and family your attitude to women and girls. Flora found out the hard way what happens when you side with an tiny oppressive minority against women.

mement0mori · 28/11/2019 12:48

I totally understand Dad my post was badly worded.

DadDadDad · 28/11/2019 12:37

@mement0mori - no problem. I was probably a bit sensitive, but insurance companies are sometimes an easy target to be treated as the "bad guys", when honestly most of us working in them are trying to do a good job, actually want to keep our customers happy, and do take seriously the need to treat customers fairly (not just because the regulator tells us too!). That said, I'm not defending the employee at Aviva producing these tweets!

VaggieMight · 28/11/2019 12:17

This reply has been withdrawn

This has been withdrawn by MNHQ at poster's request.

mement0mori · 28/11/2019 12:16

I don't think "notorious" is a fair description

Yes sorry that was a bit strong. I think sometimes it's easy for people to forget stuff not realising that it could affect your policy especially things that happen whilst your policy is already in place and has been running for some time. I understand it is important to be honest and not mislead insurance companies.

SciFiScream · 28/11/2019 12:12

The bigger concern to me is that they've taken something quite significant to the homosexual community (the notion of "come out") and turned it into an advertising campaign with a hashtag!

That's awful and a sort of cultural appropriation. With the culture being gay and lesbian not geographic.

Thehagonthehill · 28/11/2019 11:53

Not that inclusive it seems.If you try to get a quote for insurance your title choices are are still Mr,Miss,Mrs,Ms or Doctor.

DadDadDad · 28/11/2019 11:53

I am an actuary working in life insurance, and sex is one of the key variables we use to identify risk. As others have mentioned, the EU ruling (on the Test Achats case) back in 2012 means we can't use sex (or gender) to determine different premiums charged to customers. But for managing the finances and risks of the business, our models will apply different assumptions to male and female, because we have a large body of statistical evidence that mortality and sickness rates are different. We might commonly use the word "gender" rather than "sex", but we are referring to the (biological) sex shown on the birth certificate, because for example, rates of breast cancer or testicular cancer are demonstrably different between male and females. I'm not aware that gender reassignment has made much difference to our statistics - I assume at the moment, the number of biological males who are recorded on our systems as female (and vice versa) is too small to affect results.

Just to pick up on this comment:

Insurance companies are notorious for not paying out on policies where misleading information has been given.

I don't think "notorious" is a fair description: if someone has deliberately given incorrect information and a premium was set accordingly, why should the insurer happily pay out when they make a claim? that's not fair on the majority of customers who are truthful and have paid the appropriate premium.

mement0mori · 28/11/2019 11:46

"Following the ruling (2012), the ABI estimated that men could see a 10% fall in costs, while women's rates could rise by as much as 20%"

As always with unisex policies only women lose

JustHereWithMyPopcorn · 28/11/2019 11:43

Have they deleted the original tweet? This is up now. twitter.com/AvivaUK/status/1199676141184995330

OP posts:
mement0mori · 28/11/2019 11:43

Actually it appears everything is unisex now anyway so they've nothing to lose :)

www.bbc.co.uk/news/business-12608777

AutumnRose1 · 28/11/2019 11:24

Encouraging to see the replies.

mement0mori · 28/11/2019 11:21

I wonder how they deal with gender for pricing policies. Isn't life assurance cheaper for women?

I've been wondering this too. I suppose if enough males self ID as females, this will probably effect the cheaper policies for actual female people. Also If a lot of males start IDing as female for insurance purposes this would presumably skew the female data so it looks as if women's life expectancy is getting worse etc. Or perhaps insurance companies will start to challenge people's honesty where they have self ID'd as female. Insurance companies are notorious for not paying out on policies where misleading information has been given.

Snorkers · 28/11/2019 11:13

[email protected]

MsMcWibble · 28/11/2019 11:05

Think it's still there
twitter.com/AvivaUK/status/1199974763910828032

Snorkers · 28/11/2019 10:55

I think they've deleted the tweets? Unless i am looking in the wrong place?

LordProfFekkoThePenguinPhD · 28/11/2019 10:52

Is it work experience or bring your kid to work day? Anyone got the HOM's email address?

slipperywhensparticus · 28/11/2019 10:41

They are an insurance company they are supposed to insure us not preach

WeBuiltCisCityOnSexistRoles · 28/11/2019 10:36

That last tweet! Wow. It's times like these I am sad to be banned from Twitter!

I'm contemplating changing my username to

ItShouldntMatterTerry!

Apileofballyhoo · 28/11/2019 10:33

I wonder how they deal with gender for pricing policies. Isn't life assurance cheaper for women?

theflushedzebra · 28/11/2019 10:28

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

TreestumpsAndTrampolines · 28/11/2019 10:26

Doesn’t matter. Since December 2012 it has been illegal to discriminate by sex anyway. Life insurance - same for men and women. Car insurance - same for men and women. Annuity pricing - same for men and women

Yes, it's illegal to charge different prices to customers, but you can bet they're still using it in their projections - it would be ridiculous not to.

All that ruling did is make women pay more and let men pay less, probably with a good margin for error added on.