I get where you're coming from, but the thing is, "living as a woman" isn't a discrete list, and even things from your list aren't universal.
being seen as “safe” by other women - I've met women before that I didn't feel safe around. Not as many as men, but certainly a few.
experiencing discrimination based on being obviously visually female - again, not all women experience this. Watch Hannah Gadsby's Nanette, she talks a lot about the discrimination she faces as a butch lesbian through not being obviously visually female enough.
And uniquely female things like menstruating and giving birth may not literally happen for every woman, but every woman is affected by them. If you don't start menstruating, or you stop menstruating, part of your "lived experience" will be to go for medical tests. You'll worry about what it means for your future fertility. Whether or not you carry a pregnancy, you're still affected by the possibility of it. You plan around contraception, ask yourself hypothetical questions about what you'd choose if you became pregnant, stress over your "closing window of fertility", worry about which time of life is best to have a child, field questions from family members on the subject, experience the pressure of advertising and media to have children. You still experience these things, even if it turns out you can't have children, or even if you choose not to have children. Our biology affects every step of our lives, even if that affect comes from the lack of our biology presenting or progressing in a "normal" way. Transwomen will never, can never, experience this. When a transgirl doesn't start menstruating at puberty, no one takes that child for tests, because no one ever expected them to menstruate. They'll never need to worry if their period is late, or ask themselves if they could go through with an abortion, or feel ashamed for bottle feeding because they should have tried to breastfeed. Every woman experiences and is affected by female biology, even if their experiences differ. No transwoman experiences female biology, ever.
Now, I do agree that if a transwoman passes well, and is not known publicly to be trans, then they will experience some similar treatment and discrimination. Street harassment is an obvious example of this, being judged on their appearance, and maybe having assumptions made about them based on the belief that they're female (i.e. thinking they're of "child bearing age" even though they can't bear children, dismissing them as it being "that time of the month" even though they don't menstruate). But that's not living as a woman, it's just living as if they were a woman. We don't live as if we're women, we just are women.
My basic point is that "living as a woman" isn't a set of experience that can or should be gathered. It's not like visiting a theme park called "the woman experience". Are you a woman? Yes. Are you alive? Yes. Congratulations, literally every single thing you do is "living as a woman". Being harassed, menstruating, not menstruating, being treated as safe, kicking puppies and mugging grannies, going to work, getting drunk etc etc. In the context of the legal requirement for transwomen to "live as a woman" a more accurate phrase would be "pretend to be a woman". That's cruel, so they wouldn't say that, but that's what it means. And although we've all seen pictures of pretty and well passing transwomen, most don't. Really, most never will. For all but the most convincingly medically changed, they will always be read and treated as either male or trans, not as female.