nc obv.
we are sorting out our wills. i am a sahm with small children. my dh runs his own business which is doing ok, not worth a huge amount but it has potential.
when i die, all my meagre assets will go straight to dh.
when dh dies, the accountant is proposing that all or a large proportion of our assets go into a trust, just in case i get targeted by unworthy sorts or i might want to blow it all on lottery tickets. that would mean that i'd have to get permission from the trustees to get stuff out of the trust, presumably justify and convince them that i can have it. effectively i would not have total control over my own assets.
since i don't seem to like that idea, they are also suggesting that a proportion of the estate goes into trust for our children so that i can't blow all their inheritance too.
aibu to be offended by this? i believe our estate should be treated the same regardless of who dies first. ie. it goes to the other, with no conditions or checks.
perhaps i'm missing some important point here...