I am due to return to my 2 day week part time job in January. Money is super super tight with around £150 'spare' each month due to lots of debt.
I only earn about 12.5k a year so my pension contribution is about £30 per month. Am I better off not contibuting that £30 and putting it towards our living costs/debt?
Everyone says how important it is to contribute to a pension but at £30 it doesn't feel worth contibuting it and would be better used for living costs or debt?
Just want some opinions as I feel very stressed about money and I want to do the right thing.