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Leverage up for state catchment vs downsize for private

34 replies

theendlessjuggle · 19/11/2024 11:50

We live in Surrey. We moved from a mid sized house in a town to a large one in a village which is lovely… but we are now faced with a secondary school dilemma. Most kids on our road are at at private school. It’s a bit of a dead zone for state secondary.

We are high earners but mortgage, house renovation costs and childcare swallow up a high chunk of our income. Usual story!

We are in catchment for a Good secondary. But most people say “o yes, I think that has improved” because it “required improvement” for a very long time. We viewed it and it was just ok. Head clearly doing her best … and worryingly strong on discipline.

We could move back into the nearby town to be in catchment for an outstanding state secondary (the catchment is less than 1km and comparable houses start at around £1.3). I viewed it and it was clearly better, although more of a music/drama focus than sport. (Our son loves doing a different sport every day at their large outstanding primary.)

Or we could downsize/stretch ourselves and go private… but we have three kids. Right now the sums wouldn’t add up. We’d be paying double fees for 7 years and triple for one! And my husband and I were both state educated in the Grammar system so the private world is totally new to us. Is it worth it?

My husband is reluctant to move - of course. But I see it as a move costing £200k vs private school fees of £500k. Maybe that is too simplistic.

Help!

OP posts:
theendlessjuggle · 19/11/2024 12:23

Ineedanewsofa · 19/11/2024 12:05

@theendlessjuggle I feel your pain, we are in a very similar position, however our catchment school is dire! DD would hopefully get into the secondary that her primary feeds which is ‘Good’ but the only guarantee we have of her not going to the catchment school is to go private which would be a massive stretch.
I’m sure that part of the reason the catchment school is so poorly performing is the gentrification of the area and those incomers (like us!) choosing private but I’m not up for sacrificing my child’s future for ideological purposes so looks like we’ll be crossing everything for the Good school.

Very similar. I think the catchment school was underperforming for so long - hence why local kids mostly went private. It’s turned around but is that enough to just get the “good” score and churn out better grades?

But maybe I’m just overthinking the whole thing!

OP posts:
theendlessjuggle · 19/11/2024 12:19

shockeditellyou · 19/11/2024 11:56

I would rule out private, half a million quid isn’t worth it.

How old are your kids? How much time do you have to move? Also, you don’t mention what your children are like- are they doing well in state primary?

We have some time. The eldest is in year 4. Doing well at state primary (top set for maths, middling for English). The primary school is very ambitious annd nurturing and I’ve only heard of one case of bullying in 5 years. Lots of bright kids. Probably a third of his class have private music tuition. The school doesn’t have to work too hard for donations…

OP posts:
Foxesandsquirrels · 19/11/2024 12:19

How old is your child? Ofsted isn't the be all and private doesn't mean better.

ClicketyClickPlusOne · 19/11/2024 12:07

Will living in a village suit teenagers? Is there public transport that they can use, get to and from school?

With good support your kids will do well in a ‘good’ secondary. The majority of RG (and even Oxbridge) students have come from state ed.

I would think more about their other opportunities and wider lives.

Ineedanewsofa · 19/11/2024 12:05

@theendlessjuggle I feel your pain, we are in a very similar position, however our catchment school is dire! DD would hopefully get into the secondary that her primary feeds which is ‘Good’ but the only guarantee we have of her not going to the catchment school is to go private which would be a massive stretch.
I’m sure that part of the reason the catchment school is so poorly performing is the gentrification of the area and those incomers (like us!) choosing private but I’m not up for sacrificing my child’s future for ideological purposes so looks like we’ll be crossing everything for the Good school.

Bluevelvetsofa · 19/11/2024 12:03

Stay where you are, send the children to the state school and get tutors if it becomes necessary.

Highlandfandango · 19/11/2024 11:59

I wouldn’t send three kids private, I’d move. Fees for two day School students for us next year will be £55k. For one year. (Said as I private school parent who wishes we’d moved into grammar area when we had the chance).

shockeditellyou · 19/11/2024 11:56

I would rule out private, half a million quid isn’t worth it.

How old are your kids? How much time do you have to move? Also, you don’t mention what your children are like- are they doing well in state primary?

Hoppinggreen · 19/11/2024 11:53

You have access to a good State Secondary, I am not sure why you need to do anything.