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Secondary education

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Sorry to ask but how are people affording private education?

213 replies

Tsc2011 · 04/02/2024 11:50

My child is in year 4 and so we’re having to start considering secondary schools. We have two good grammars in the area but the state schools available are woeful. The Grammars are very competitive to get in to. I went to one and tutoring for the 11+ was rare but now seems to be the norm, often starting in year 4. My children are both exceeding expectations in all areas at school but my eldest can get very anxious (but we think she would be cannon fodder in the local state schools) and I worry about how she will manage with the test and perceived pressure (note, I’m a principal scientist with a PhD and I struggled with some of the 11+ practice questions I looked at the other day!!). Some parents at my child’s school are opting for the local private school and I’m a bit flummoxed about how people are affording this. We don’t live in a particularly affluent area, one family have 3 in private school and run a very small business.
For disclosure we have a combined income of £130k, fees would amount to £2k/month, increasing to £3k as they got older (more of VAT is introduced). We currently save £1.7k a month in to savings but some of that then gets spent on holidays, home improvements etc so it’s not feasible at the moment to send both.

We’re wondering whether to try for the grammars and if one doesn’t get in we send one to private and if both don’t then we move.

OP posts:
Time2Run · 13/05/2024 19:22

This reply has been withdrawn

Withdrawn at poster's request

Pinkypinkyplonk · 13/05/2024 17:27

@Tsc2011
if you’re still in Oxfordshire, and want to stay in the area. You can live on the border of bucks, and be eligible for the grammars and a very good local comprehensive. It’s a very small geographical area which falls into this category. It’s sought after locally.

BerkeleySquares · 13/05/2024 17:14

OP - if you can move anywhere, look at Hampshire. No grammar school angst and the comps are good overall. Most secondaries here are 11-16 so followed by a sixth form college - Peter Symonds in Winchester gets outstanding results and many students into top unis and there are several other good ones too e.g. Brockenhurst College and Barton Peveril in Eastleigh. I heard a few years ago that Hampshire's GCSE average is better than LAs with grammar schools.

CurlewKate · 13/05/2024 15:50

@fungipie "Very much dependent on County. In many Counties the 11+ and State grammar schools have long gone, and the only Grammar Schools left are very much private."

There are (I think) 164 grammar schools in the country. They are state schools. There are some ex-grammar schools which are now private but have retained the word "grammar" in their name solely for historical reasons. They are the same as any other private school.

CurlewKate · 13/05/2024 15:45

@Jennaveeve "Honestly, I don’t think many people realise how some people paying for private school are living to pay for it."

Honestly, it sounds as if you don't realise how some people are living full stop.

CurlewKate · 13/05/2024 14:49

By being rich.

shepherdsangeldelight · 13/05/2024 13:45

Jennaveeve · 12/05/2024 18:24

Honestly, I don’t think many people realise how some people paying for private school are living to pay for it.

My very good friend has 2 sons and a kid ranking private school. She goes without everything, literally. No holidays, very old car, no takeaways, worn clothes that really have seen better days days.

Lots of people go without everything, literally, and still can't afford private school for one, let alone two children.

And I hope that your friend has twins in their final year of school because if she is already going without literally anything, she's going to be unable to afford even the "normal" year on year fee increases that private schools make, never mind even consdering VAT.

GHGN · 13/05/2024 06:33

fungipie · 12/05/2024 16:02

Very much dependent on County. In many Counties the 11+ and State grammar schools have long gone, and the only Grammar Schools left are very much private.

There is so much rubbish on mumsnet 😅
Do you even believe what you typed?

Pipsquiggle · 12/05/2024 23:14

@Tsc2011
Let me know if you would like private school options in Lancashire. You could live somewhere like Clitheroe which is lovely

Asteric · 12/05/2024 21:56

We have similar income to you and are sending 2 for secondary. When they were at primary we were saving. For the few years they are at secondary together we will run down savings a bit

Charlie2121 · 12/05/2024 21:52

TinyRebel · 12/05/2024 21:25

63% of two parents families have parents who work full or part time (in my case, part time is 33 hours over 4 days with one day ‘off’). One extra day’s work won’t pay for two children to be educated privately.

Again, private education is not a ‘choice’ for most families and it’s incredibly arrogant to presume it is.

I didn’t say it was a choice for most but it is a choice for a lot more than claim it is.

Many just prefer to prioritise other things which is of course absolutely fine.

It is one of the reasons why the VAT proposal is so unjust.

SometimesIDowonder · 12/05/2024 21:49

Charlie2121 · 12/05/2024 20:22

How many households have only 1 person working? Every single one of them could afford private education for a child if they wanted to.

Fewer than half of UK families have 2 FT working parents.

Have I missed something? How much do you think private education costs. We have bills to pay and a kid in nursery too.

TinyRebel · 12/05/2024 21:25

63% of two parents families have parents who work full or part time (in my case, part time is 33 hours over 4 days with one day ‘off’). One extra day’s work won’t pay for two children to be educated privately.

Again, private education is not a ‘choice’ for most families and it’s incredibly arrogant to presume it is.

Sorry to ask but how are people affording private education?
Charlie2121 · 12/05/2024 20:22

TinyRebel · 12/05/2024 19:01

Believe it or not, in other people’s worlds, one cannot simply devote an entire salary to paying the school fees and live off the other. Both incomes are required to pay the bills and put food on the table. Not for purchasing the luxury of a privileged education FFS.🙄

How many households have only 1 person working? Every single one of them could afford private education for a child if they wanted to.

Fewer than half of UK families have 2 FT working parents.

SometimesIDowonder · 12/05/2024 20:17

We're pretty well off. We spend under £2 on holidays per year. Our cars are 10 years old. I'm not saying what anyone should do but that's a pretty good saving. Most of the kids clothes are off vinted. Equally people can be lucky if they took out their mortgage at a good time.

If we'd wanted private school we'd have bought a smaller house too and or in a cheaper area too and actually only been able to have one kid.

taxguru · 12/05/2024 20:12

superplumb · 12/05/2024 15:40

I'd always worry I'd scrimp and save pay the fees ans they still fail their exams. I went to uni with someone who went to a very good private school and ended up at the same uni as me ( which was a shite one) . I'd feel I'd wasted all that money.

The whole ethos of private schools is completely different to bog standard comps. It's not all about the "certificate", it's about the extra curricula sports/arts/tech, it's about networking, team work, confidence building and nurturing. Private schools usually have a much stronger "friends of ...." or parent/teacher organisation to raise funds for educational trips, extra sports/music/tech equipment, to finance clubs & societies, etc. They also tend to keep in contact with leavers, who will often return to give subject/employer/career talks, and they also tend to do their own career fairs where they invite local/national employers to have stands handing out leaflets and talking to students and usually pretty good careers/Uni advice. The "certificate" is the least of it really! It's much more of a community (via the sports, clubs & societies, arts, etc) and much more geared to career options/opportunities, etc.

wiggywoowoo · 12/05/2024 20:09

Higher income for us and going without stuff although we still go on holiday a lot. Personally would not want to do it on any lower income I think it would be too much of a sacrifice.

taxguru · 12/05/2024 20:05

My parents sent my brother to a private school because the state one he was allocated was absolute crap. They couldn't afford it, but couldn't afford not it. Father was a shop manager and mother a secretary, both in small/local businesses, so low/average wages. They paid for it by not having holidays, not doing any home improvements, running a clapped out old banger of a car, mother doing a second part time evening job. It was very hard for them, but they put themselves through it for the greater good.

twistyizzy · 12/05/2024 19:58

Another76543 · 12/05/2024 19:53

In my opinion, 14 years of education is about so much more than the piece of paper showing exam results at the end. It’s about experiences, finding out where their strengths lie and a happy childhood.

This!

milkonesugar36 · 12/05/2024 19:54

Combined income only £90k but staff discount of 50% plus scholarships plus grandparents help

Another76543 · 12/05/2024 19:53

superplumb · 12/05/2024 15:40

I'd always worry I'd scrimp and save pay the fees ans they still fail their exams. I went to uni with someone who went to a very good private school and ended up at the same uni as me ( which was a shite one) . I'd feel I'd wasted all that money.

In my opinion, 14 years of education is about so much more than the piece of paper showing exam results at the end. It’s about experiences, finding out where their strengths lie and a happy childhood.

TinyRebel · 12/05/2024 19:01

Charlie2121 · 12/05/2024 16:35

Plenty of private school parents use one entire income to fund the fees and live on the other parents income.

The idea that they all go skiing or buy luxury cars is a mile off.

Believe it or not, in other people’s worlds, one cannot simply devote an entire salary to paying the school fees and live off the other. Both incomes are required to pay the bills and put food on the table. Not for purchasing the luxury of a privileged education FFS.🙄

Hoppinggreen · 12/05/2024 18:48

surreygirl1987 · 12/05/2024 18:44

Household income, or just yours?

Household.
We are also both SE so tax is slightly different.

surreygirl1987 · 12/05/2024 18:44

Hoppinggreen · 12/05/2024 18:28

Income of £150k, low mortgage and live up North so fees lower

Household income, or just yours?

Jennaveeve · 12/05/2024 18:32

*mid not kid