@lljkk
"modest" salaries of say 100K
Pffffttt... Sure, £100k is "modest" now. Whatevs.
My nephew (American) is at an Ivy League Uni, with lots of financial aid. It was quite an ordeal to get in and he was rejected by many others -- he'll graduate with huge amounts of debt and he can only really afford it because of grandparents support to help with some living costs. His parents do actually own their home, I doubt their household income is more than $60k gross. Americans expect their student debt to follow them to death.
The one great benefit nephew has had from his IvyLU is terrific internships in the summer hols. On minimum wage, of course, far from a living wage, but very neat opportunities to be fair.
I love the way people say my nephew, my neighbour, my second cousin once removed, did so and so , so it must be right.
The aid I looked at was for Harvard, it's very generous , I have no idea (or care) what your cousin gets help on, if he's at Harvard, he's lucked out as I understand these changes are relatively recent.
100k isn't a huge family income in London, one of the most expensive cities on Earth where to rent in somewhere deemed OK, far from posh, for a family of 3 ( 2 parents and 1 child) will cost around 42K a year, or you buy for a minimum of 700K , oh, assuming you have 70K deposit you can't afford it! Private tuition with all the usual extras of uniform, trips, presents for parties at DC's best friend whose hired the British Museum, over around 35K a year, so your rent and kids fees , so now your family has 23K a year to live, eat, holiday, gas bills, internet bills, phones, Netflix, etc, etc, etc...
100k in London. WHATEVS 