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Renting in catchment area and owning outside it

112 replies

CauliflowerBalti · 20/07/2018 22:59

We are moving to the catchment area of my son’s current primary school in order for him to continue his education with his peers at the secondary school within that area.

We were hoping to move there in 5 years’ time when I will have a lump of money to put into a mortgage, but the secondary school is getting more and more oversubscribed. The time apparently is now.

His application needs to be in by the end of October, so it’s all happening rather fast. I have no intention of committing fraud. We are moving to live there for beyond his education years. But renting for at least a year, if not more.

I do not want to sell the home we live in now. My husband and I had a big disagreement about moving at the start of the year. He wanted to, I didn’t. We stayed, and did some lovely renovations. This is a lovely house. I don’t want to leave it yet - but I will.

I want to rent it out for a decade or so, then gift it to my son. That’s my plan.

Does anyone have any idea how I can prove to the LA that I’m not cheating my way in? It’s so important to my son that he stays with his peers. He’s a very anxious soul. We need to move. But we’ve left it late. I may not have found a tenant for here by 31 October. I may still be paying council tax in two places. It worries me. I rang the LA to ask, and was totally honest, and she was very lovely and said I just needed to prove that my rented house is my permanent and only home. I will easily be able to do that - it will be. But what if I end up under the nose of someone less tolerant?

Has anyone experienced this?

OP posts:
MissWimpyDimple · 22/07/2018 22:14

It's cheating because you are cheating someone else out of a place. Your son getting a place via your "plan" costs someone else. It's as simply as that.

CauliflowerBalti · 22/07/2018 21:40

I’ve said at least a million times now we don’t intend to rent for long at all. Ideally only for the initial 6 months. It’s a stepping stone. With a fair wind behind us we’ll own a house in catchment by decisions in March - and I know the school admits people in that scenario (rent to own).

I dunno. Is it cheating? I honestly don’t think so. It’s playing by the rules of the whole system as far as I can tell. I will be brutally honest on my admission form. We shall see.

OP posts:
CauliflowerBalti · 22/07/2018 21:35

And honestly - he won’t be removed from school in the early weeks of school. He’ll either get in or he won’t. There will be no lies on any admissions forms, full disclosure of everything, they’ll buy it or they won’t. We’ll live in the rented house. We’ve started looking at houses. We might have an offer in by then. We might not. We’ll have no problem providing any documents they need to prove where we live. They will admit him or they won’t. There’ll be no grounds to evict him. It’s fine being disapproving but spiteful scaremongering isn’t necessary.

OP posts:
titchy · 22/07/2018 21:33

I’m fairly sure I’m not the only person in the world that has ever moved into an area specifically because of the schools.

Sigh. Of course you're not. And it's perfectly legitimate. But other people actually sell the previous home. Keeping it and renting elsewhere is cheating 101.

CauliflowerBalti · 22/07/2018 21:27

Two of the three are outstanding.

But honestly. I’m fairly sure I’m not the only person in the world that has ever moved into an area specifically because of the schools. If I’d moved 5 years ago it would be seen as canny. All I can say is, the infant and junior are both outstanding schools, the secondary never was until last inspection, and I didn’t have a problem at all getting my son a place at them. I should have been more on the ball. I wasn’t.

OP posts:
Iamagreyhoundhearmeroar · 22/07/2018 20:55

What a coincidence that the one he’d like to attend is the one out of three which happens to be outstanding.
I really hope you don’t get burnt by this; his anxiety won’t be helped by being removed from school a couple of weeks into the first term, if you get that far.

CauliflowerBalti · 22/07/2018 20:51

Oh, and the house isn’t a hot rental for schools. There are never many houses up for rent in the village - there are just 6 at the moment. The previous tenant of the house we are moving to didn’t have children, the owner inhabited before that.

OP posts:
CauliflowerBalti · 22/07/2018 20:50

I hadn’t considered they might prefer it long term rented to for sale. Hmmm.

I live nowhere near Derby or any of the schools/catchments mentioned!

It’s important to me that he moves up with his friends as he suffers from separation anxiety - always has.

I have a choose of two secondaries where I live now, for some reason - one outstanding, one requiring improvement. The school he would like to attend is outstanding.

I do appreciate all the points of view - thank you.

OP posts:
admission · 22/07/2018 19:32

Only having a 6 month rent in the house you will be applying from is going to raise "red flags" and especially so if it is near a school that is oversubscribed. Near me there is a primary school which is always over subscribed with a row of small cottages opposite. If anybody applies for a place from any of these cottages then this is automatically "red-flagged" at the LA who have had plenty of past experience of renting to get a school place in these cottages.One estate agent even boasts that they are rented out for this purpose but now the application is rarely successful!
I would definitely consider extending the rental period till 12 months if at all possible because it gives more confidence to the LA that this genuine.
It is questionable which of having the house up for sale on October 31st and having it rented out for at least a twelve month period is going to be more acceptable to the LA. I would suspect it is a long rental period but that would only be a guess.

QGMum · 22/07/2018 18:04

I think OP is overly worried about her dc moving to secondary school without peers. Most dc I know make new friends at secondary school and don’t stick with their primary school friends. Plenty of dc move to schools where they know no one and do just fine.

What’s so wrong with just staying put?

mpsw · 22/07/2018 18:03

IIRC the only group of people for whom future intention to move is acceptable for Admissions are Forces families, when the move is evidenced by posting order or CO's letter.

meditrina · 22/07/2018 18:01

" How can the LA give a place based on House A, when DS is not physically living there?"

When there are two addresses, it is up to the LEA to determine which is the valid one for admissions purposes. parents can go to appeal if they do not think the LEA has acted correctly. But given the number which specify that it will be the owned address that is used, people shouid be realistic about chances of success.

If it is a temporary move because the owned property is uninhabitable, then a conversation with a manager in Admissions (not necessarily whoever picks up the phone) wouid be worthwhile to determine which address to use, and get the decision in writing

Moves from owned to rental much closer to more desirable school are very likely to be scrutinised. Especially if the rental is let out every year to families with DC of admission age.

Oldowl · 22/07/2018 17:48

Playing devil's advocate.

If OP moves out of House A (but still owns) that is an outstanding secondary area and rents the property out. She then moves into House B that is in a good secondary area with DS's friends nearby. How can the LA give a place based on House A, when DS is not physically living there?

We rented when our house was being renovated. It was uninhabitable. Both addresses were in the catchment of good primary schools. We put down the address we were physically living at as I did not want the LA knocking on a door that clearly our DS was not residing at and would not be for another year. As it happened, we renovated and sold up, so DS never lived at the house we owned, only the one we rented. It would have felt wrong to take a place from a child in that area, just because we owned the house...on the other hand we could have moved back and lived there for the next 10 years. It is a tricky one for LAs.

Snowysky20009 · 22/07/2018 14:08

I would say a 6 months rental contract will look suspicious.

Iamagreyhoundhearmeroar · 22/07/2018 12:47

Of course it doesn’t matter whether posters here believe you or not.
But the point posters are trying to make and that you’re not listening to, is that the admissions board won’t believe you either.
And they don’t have to listen to your sob story; just apply the same rules to you as they will to everybody else.

Schroedingerscatagain · 22/07/2018 09:28

Op

I’m not trying to scare or upset you, I live on the cusp of Derby city and Derbyshire authorities and educate one child under each authority so have local insight as this is happens often here both at primary and secondary

I merely giving you insight into people who’ve gone before within your authority and how they have faired

It’s a well recognised route around Ecclesbourne, Littleover and chellaston and your set up will raise flags, I live 5 houses away from a rotating property used for a certain primary and it’s well recognised now as are other rental properties around Derby

I really do wish you well, I’m just trying to point out that they’ve seen this many times and will be suspicious

popcorndiva · 22/07/2018 08:27

It's not Littleover is it? As that is heavily oversubscribed now because it's one of the few schools on Derby that is not failing

MissWimpyDimple · 22/07/2018 08:10

Seriously, no one is trying to be difficult, but what you are saying you are going to do is EXACTLY what LAs want to avoid.

It's fair enough that you intend to stay in catchment but everyone says that!

You might get away with it, but you really might not.

You are playing the system and that often backfires! (Rightly so!)

CauliflowerBalti · 22/07/2018 07:59

I know it doesn’t matter whether anyone here believes me or not - but I have always intended to buy in the area, I just wanted to wait until I had a bigger deposit, because of the two mortgages thing. The more I have as a deposit, the smaller the mortgage - obviously. I also realise this makes me sound v rich, but both mortgages together would be around £300k, which is less than many people’s one mortgage. I’m clearly not poor. Just not Daddy Warbucks either. I don’t want to live in rented accommodation for a long time. I like knocking walls down and remodelling bathrooms too much.

Schroedingers - 6 month contracts are standard for new tenants. They need to be sure I’m not a devil worshipper, sacrificing goats in their lounge. That’s why, if I rented mine, it would be ideal if it were one of the three people I know that want it and do not sacrifice livestock, so I could offer them a longer tenancy with a break clause and remove any sense of ‘bolthole’.

If the worst came to the worst - I’m already driving into catchment every day. I could drive out to the offered school if he doesn’t get in - but then at least he’d see his lifelong friends after school every day. And obviously make new ones at the offered school. Clutching at straws because that’s not ideal.

You guys are scaring me though. We should probably just sell.

OP posts:
Schroedingerscatagain · 21/07/2018 23:51

I think they will view a 6 month rental as very dodgy, and if renting from September you could if something happens be not in the property on allocations day at the start of March

Rainbowqueeen · 21/07/2018 23:14

Honestly OP, just reading as someone who has no involvement with LAs or allocating schools, you do sound like ypu are trying to do something dodgy.

In one breath you say you want to keep the house for your son and in another you say you intend to buy in catchment but the reason ypu haven't done it is because you didn't want to have a bigger mortgage. Well owning 2 houses, even with a tenant in one will mean that you have a much bigger mortgage, or two!

I agree if you mean to rent you should get your current house on the market, get a rental with a long lease and do it soon. And even then I would still be worried until I got the offer.

Good luck with your conversation in Monday and yes, get it in writing or ask her to tell you exactly what sentence in the admissions criteria she is relying on to give you the advice she is giving. Take detailed notes of the phone conversation

Walkingdeadfangirl · 21/07/2018 22:56

Do you have a contingency plan for being allocated a school based on your permanent home? What will you do if the only school left is a really bad one? It is not a gamble I would take.

CauliflowerBalti · 21/07/2018 22:35

Thanks for your advice, admission. I really appreciate it. What do you think the LA would think if my house was for sale on 31 Oct? We intend everything to be sorted this month. Once we are in the rented house, we can prepare ours for it’s next move. If selling, I guess by end of Sept it will be on the market.

Schroedingerscatagain - I’ve mentioned several times in this thread that we want to buy in the catchment area - I was just looking at what’s for sale actually - but I can’t sell mine and buy another realistically by 31 October. I could buy something without an onward chain, I guess. But that’s narrowing our options considerably. I can be in catchment in a rental by 31 Oct though, then look for something that suits to buy. We have a 6 month rental agreement to start with.

OP posts:
admission · 21/07/2018 22:26

What you are proposing to do, does carry a level of risk because so many LAs have been tricked in the past around rental properties and owned properties. More and more LAs will insist on using the address of the owned property, no matter what the circumstances . I do not know what Derbyshires policy is on this and even if you get it confirmed in writing, what the admission office might do with your application, when it actually comes to allocation of a place, may be different from what they have said to you.

I would get into the rented accommodation well in front of the 31st October deadline for on-time applications, so that you can ask for the three preferences that you want as secondary schools. Ideally you should sell the owned house (and i can see all sorts of issues around giving it to your son in the future but that is a different conversation) by 31st October but being realistic that is not going to happen. You should therefore get it rented out before the 31st October, with a rental period that is at least a year, so that it shows that you will not be moving back into it before your child starts at the school.
Normally the LA has a further later date than 31st October (often the middle of December) which is for people moving houses but I cannot find that in any of the literature for Derbyshire LA, so you do need to be very sure that everything is organised by October 31st or you will potentially be treated as a late application and go to the back of the admission queue.

Beach11 · 21/07/2018 22:24

You need to check the admissions policy for the school or LA if still under LA control. Where I live you have to have live at the current address 18months prior to application and submit council tax bill, 2 utility bills, bank statements and rental agreement or Morgage statement for those 18months.
Good luck

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