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Politics

Views on proposed cohabitation rights changes and the opt-out model

53 replies

PokemonQueen · 06/06/2026 13:12

NC for this, as I've been pretty vocal about it in real life.

How do people feel about the fairer end to relationships consolation? Especially changes to cohabitation rights on separation.

www.gov.uk/government/consultations/a-fairer-end-to-relationships

I don't dispute the problem, women who've sacrificed careers, done the childcare, or been financially controlled in long cohabiting relationships are genuinely left exposed. But I have real issues with the automatic opt-out model, especially for people already cohabiting. Lots of us (including women with assets to protect) have already deliberately chosen not to marry because we wanted to keep finances separate. That was a conscious decision. An opt-out scheme just reverses that default and makes us go through hoops to preserve it.

What if one partner refuses to opt out? That suddenly gives enormous leverage to whoever has least to lose. And there's a horrible irony where a financially controlling partner could use the opt-out process against the very women this is supposed to help. There's also a pretty obvious perverse incentive: if your savings become claimable, why save? Especially if one of you is a saver and the other a spender.

I'm also a bit annoyed that the whole consultation reads like the decision's already been made and they're just sorting the details (what qualifying period, what if someone's still married to someone else).

On a personal note, the opt-out framing is already causing tension in my own relationship. The assumption that wanting to opt out means you're expecting it to fail, or don't trust your partner. I suspect I'm not the only one who would have that problem.

OP posts:
PokemonQueen · 06/06/2026 13:19

Exactly. Maybe kids is the deciding factor.

I don't have kids with my partner, so I don't see why he should have a claim on my savings if we separate.

OP posts:
Rentobrill · 06/06/2026 13:17

I think this is a terrible idea and will have all sorts of unintended consequences, including partners living apart when they would prefer to live together, with the added costs that involves + effect on housing market. Just educate people about the pros and cons of marriage and CP.

Octavia64 · 06/06/2026 13:15

I support relationships with kids being treated the same as marriage because cms is fucking pitiful.

the rest I’d need to think about

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