@DuncinToffee
Its a great scheme, and a pretty good deal. c. £288 for 60,000 miles, fully comp insurance for 3 drivers, maintenance and tyre cover.
At the end of the day, Motability is a lease scheme that allows higher PIP recipients to trade the £288 pm for a car, and get a better one if they pay an up front amount.
The main objections are:
- The conditions that qualify for HR PIP. That isn't the scheme's fault.
- The VAT exemption - this is good as it allows a good deal, but my qualm is where that VAT break crosses the fairness line when it comes to luxury upgrades.
We should not lose site of how much a car with full maintained, 60,000 miles would cost in the open market, and how unattainable that is for many people. You may not agree, but there are many people out there who work their butts off and I don't think we should slur them as as ableist for questioning what may look like to them, a bit unfair and not the best place for a tax break.