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Politics

Lifetime Social Housing Tenancies

713 replies

RowsOfFlowers · 26/06/2025 07:46

Am I wrong or being unreasonable to think that this new policy that Labour are bringing in is very unfair?

I come from a poor-ish background (as in no one in my wider family has any money). However, my mum and Dad did fairly okay and managed to move up the property ladder (through sheer hard work and sacrifice). My dad died a few years ago and so now it’s just my mom. We never received any benefits - and now my DH and I live in a house and pay a high interest rate (thanks Truss) and I don’t know if we will ever pay off our house (if I am to have children and go part time), so we will need to downsize. We don’t qualify for any benefits either but we are in the squashed middle, so we really feel it when anything rises in cost and don’t get any help.

I feel really cross that someone can benefit from social housing for a lifetime, no matter how much they go on to earn, and then if they pass away, they can pass it down as an asset.

I have a friend who’s parents came to this country, got given social housing, their children paid it off (40% discount) and now they all get to keep a £650k house in London. It doesn’t seem fair to me at all. I feel really disillusioned living in the UK.

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RowsOfFlowers · 28/06/2025 21:49

RowsOfFlowers · 28/06/2025 21:43

As a real life example… there are many other people in exactly the same boat as me. That doesn’t mean I wish to “kick people out of social housing,” or that I somehow hate people in social housing or HA.

Either way, personally attacking me isn’t conducive to this discussion - you are simply doing it to insult me and be hateful.

And actually @cloudyblueglass it isn’t “just my problem,” we are all part of this society. I’m critiquing the system in this discussion.
How about I say the same thing to people in temporary accommodation then… “don’t care, not my problem.” How ridiculous.

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RowsOfFlowers · 28/06/2025 21:43

cloudyblueglass · 28/06/2025 21:28

I think if you read back through OPs posts she references her personal financial situation as an argument against lifetime tenancies on yhd basis of ‘it’s not fair’ bevause if she fell in hard times she couldn’t afford her mortgage.

Feel free to read.

As a real life example… there are many other people in exactly the same boat as me. That doesn’t mean I wish to “kick people out of social housing,” or that I somehow hate people in social housing or HA.

Either way, personally attacking me isn’t conducive to this discussion - you are simply doing it to insult me and be hateful.

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RowsOfFlowers · 28/06/2025 21:41

mylovedoesitgood · 28/06/2025 21:20

This is an example of an inappropriate post which detracts from what has been in general an interesting discussion. OP’s financial situation has nothing to do with this thread.

Thank you @mylovedoesitgood

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mylovedoesitgood · 28/06/2025 21:37

cloudyblueglass · 28/06/2025 21:28

I think if you read back through OPs posts she references her personal financial situation as an argument against lifetime tenancies on yhd basis of ‘it’s not fair’ bevause if she fell in hard times she couldn’t afford her mortgage.

Feel free to read.

I have done. I mean, I did think it was obvious, but I’ll explain simply. It was your comment “if you cannot now afford it..” was what I objected to since OP hasn’t hinted she can’t afford to pay her mortgage.

cloudyblueglass · 28/06/2025 21:28

mylovedoesitgood · 28/06/2025 21:20

This is an example of an inappropriate post which detracts from what has been in general an interesting discussion. OP’s financial situation has nothing to do with this thread.

I think if you read back through OPs posts she references her personal financial situation as an argument against lifetime tenancies on yhd basis of ‘it’s not fair’ bevause if she fell in hard times she couldn’t afford her mortgage.

Feel free to read.

mylovedoesitgood · 28/06/2025 21:20

cloudyblueglass · 28/06/2025 21:02

And again OP - instead of trying to blame peopld who are in social housing, look at yourself instead: you chose to buy a house. If you cannot now afford it that’s your problem.

This is an example of an inappropriate post which detracts from what has been in general an interesting discussion. OP’s financial situation has nothing to do with this thread.

RowsOfFlowers · 28/06/2025 21:08

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

cloudyblueglass · 28/06/2025 21:02

And again OP - instead of trying to blame peopld who are in social housing, look at yourself instead: you chose to buy a house. If you cannot now afford it that’s your problem.

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RowsOfFlowers · 28/06/2025 20:39

My understanding is that council housing finance is actually quite a complex system, especially as we now have various schemes like affordable housing, affordable rent, housing benefit, shared-ownership etc.

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RowsOfFlowers · 28/06/2025 20:13

For the sake of balance:.

https://yieldinvesting.co.uk/how-is-social-housing-funded-in-the-uk/

  • it seems to be more complex in terms of funding e.g. Cross-subsidisation: Profits from market-rate housing developments are used to fund affordable housing projects.
how is social housing funded

How Is Social Housing Funded In The UK? | Yield Investing

Learn how social housing is funded in the UK and explore investment opportunities in the affordable housing sector.

https://yieldinvesting.co.uk/how-is-social-housing-funded-in-the-uk

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IleftmybaginNewportPagnell · 28/06/2025 20:09

Not opening GB News sorry

K0OLA1D · 28/06/2025 20:09

RowsOfFlowers · 28/06/2025 20:07

It absolutely is subsidised. Present your argument for it not being so….?

https://www.gbnews.com/news/social-housing-enormous-cost-tax-latest

GB fucking news 🤣🤣🤣

Be off with you

RowsOfFlowers · 28/06/2025 20:07

BIossomtoes · 28/06/2025 16:37

I’m not dragging down the thread at all. I’m correcting the erroneous myth that social housing is subsidised. And I shall continue to do so because it is necessary. This isn’t an echo chamber in which people get away with posting untruths.

It absolutely is subsidised. Present your argument for it not being so….?

https://www.gbnews.com/news/social-housing-enormous-cost-tax-latest

‘Enormous’ cost of social housing revealed as taxpayers ‘subsidise jobless to live in London’

Shocking research has laid bare the scale of the crisis

https://www.gbnews.com/news/social-housing-enormous-cost-tax-latest

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BIossomtoes · 28/06/2025 16:37

mylovedoesitgood · 28/06/2025 16:34

Please don’t tell me who I should or should not be thanking. @Bumpitybumper made their (correct) point very eloquently. You are dragging down the thread, it’s just not necessary.

I’m not dragging down the thread at all. I’m correcting the erroneous myth that social housing is subsidised. And I shall continue to do so because it is necessary. This isn’t an echo chamber in which people get away with posting untruths.

mylovedoesitgood · 28/06/2025 16:34

BIossomtoes · 28/06/2025 16:15

You’re absolutely not correct. And nobody should be thanking you for misleading them.

Please don’t tell me who I should or should not be thanking. @Bumpitybumper made their (correct) point very eloquently. You are dragging down the thread, it’s just not necessary.

MyKingdomForACat · 28/06/2025 16:31

If you’re looking for a subsidy check out the interest rates that have been kept artificially low for years to ensure home buyers who have overstretched themselves aren’t evicted by their lenders en masse. I could moan “but what about my savings?”

BIossomtoes · 28/06/2025 16:15

Bumpitybumper · 28/06/2025 13:49

I'm being thanked because I am indeed correct.

You’re absolutely not correct. And nobody should be thanking you for misleading them.

cloudyblueglass · 28/06/2025 15:07

RowsOfFlowers · 28/06/2025 09:47

as @Bumpitybumper has pointed out.

Thats not subsidising, though.

but on yhd subject of subsidising - I suggest you look up the uk farming industry and see how much your milk and other groceries are subsidised by.

Bumpitybumper · 28/06/2025 13:49

LikeWhoUsesTypewritersAnyway · 28/06/2025 13:43

It's incorrect. Why are you thanking that poster.

I'm being thanked because I am indeed correct.

LikeWhoUsesTypewritersAnyway · 28/06/2025 13:43

mylovedoesitgood · 28/06/2025 13:38

Thanks for pointing that out @Bumpitybumper about the subsidisation factor. It’s obviously a complex issue and part of the issue OP originally raised.

It's incorrect. Why are you thanking that poster.

mylovedoesitgood · 28/06/2025 13:38

Thanks for pointing that out @Bumpitybumper about the subsidisation factor. It’s obviously a complex issue and part of the issue OP originally raised.

LikeWhoUsesTypewritersAnyway · 28/06/2025 13:21

cloudyblueglass · 28/06/2025 06:58

The solution is to stop allowing things uk housing to be iver run by private landlords buying up multiple properties and renting out at extortionate prices.

Part ig the reason we have little to no sense of community ang more is bevause peopld are continuously being moved on.

Getting rid of lifetime tenancies only serves to continue the trend of moving peopld on.

Because you’re right - we don’t have infinite money - the vast majority of housing benefit is paid to private landlords buying up- subsidising their lifestyles and property portfolio and future financial security.

And the vast majority of benefits in general (if you remove pensions from the list) is paid to people who are in work.

Edited

YESSS! Excellent post! ^

RowsOfFlowers · 28/06/2025 09:47

BIossomtoes · 28/06/2025 08:08

Social housing isn’t subsidised regardless of whatever free market mental gymnastics you might undertake in an attempt to prove it is. There’s not much point in continuing this, is there? Your definition of a subsidy is not mine.

as @Bumpitybumper has pointed out.

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