Help protect children from gaming harms.

Take our survey

Please or to access all these features

Politics

Lifetime Social Housing Tenancies

713 replies

RowsOfFlowers · 26/06/2025 07:46

Am I wrong or being unreasonable to think that this new policy that Labour are bringing in is very unfair?

I come from a poor-ish background (as in no one in my wider family has any money). However, my mum and Dad did fairly okay and managed to move up the property ladder (through sheer hard work and sacrifice). My dad died a few years ago and so now it’s just my mom. We never received any benefits - and now my DH and I live in a house and pay a high interest rate (thanks Truss) and I don’t know if we will ever pay off our house (if I am to have children and go part time), so we will need to downsize. We don’t qualify for any benefits either but we are in the squashed middle, so we really feel it when anything rises in cost and don’t get any help.

I feel really cross that someone can benefit from social housing for a lifetime, no matter how much they go on to earn, and then if they pass away, they can pass it down as an asset.

I have a friend who’s parents came to this country, got given social housing, their children paid it off (40% discount) and now they all get to keep a £650k house in London. It doesn’t seem fair to me at all. I feel really disillusioned living in the UK.

OP posts:
Thread gallery
15
K0OLA1D · 26/06/2025 10:20

dejavoo · 26/06/2025 10:17

Yes looking on Rightmove for my town and so so many of the private rentals are ex council houses! But double the price to rent.

My entire estate is ex council. There are probably 80 houses and the only only ones which are council now is 2

dejavoo · 26/06/2025 10:20

cestlavielife · 26/06/2025 09:56

The answer is to build many more council houses and flats.
Then things like downsizing would be far easier for older people to swap houses and there would be enough social housing for those who need it.
Selling off council houses under rtb to end up in hands of private landlords who then private rent them out and get £££ in housing benefit is what has screwed everyone apart from those private landlords .

Op can choose to go on social housing list same as her neighbour. But clearly it s only an option for the few in many locations because there are just not enough. That is the issue.

In any mixed block the council or HA flats or houses are lower level of fit out which is fine coz cheaper rent and it makes genuine choice if only there were enough of them ...

All of this. I see a lot of threads on here about HA properties being ‘unfairly’ allocated or whatever but it all boils down to the fact affordable rent HA properties are so few and far between. This shouldn’t be the case.

dejavoo · 26/06/2025 10:17

cestlavielife · 26/06/2025 09:58

There should have been life long covenant on any right to buy properties to say only sell to people to actually live in them and not to landlords. That s the life long bit that is needed.

Yes looking on Rightmove for my town and so so many of the private rentals are ex council houses! But double the price to rent.

batt3nb3rg · 26/06/2025 10:12

Frateletheboss · 26/06/2025 09:59

Um what the hell else is she supposed to do if she wants kids though? They have to live somewhere.
She cant just choose to live in a council house when the waiting list is like five years even for someone in the highest band Ie a homeless shelter or ten years for a lower band.
And private renting is usually more expensive than a mortgage plus you can get evicted any time.

And yeah I live outside London too it's the same pretty much everywhere.

Also lol at the idea it's easy to just choose to date a rich man 😂 as if there is tons of them walking around waiting for any gold diggers to snap them up

Edited

She should probably not be considering reproducing with a man who can't financially support their household for 12 months, that sounds like an absolutely terrible idea. She is not in her present situation because a minority of social housing tenants are higher earners and should be evicted - she's in her present situation because buying is unreasonably expensive (why is there no political will to address 5%+ yearly interest rates on loans secured against one of the surest assets? The whole system needs an overhaul and the government probably needs to step in and start providing common sense mortgages) and because social housing stock has been chipped away at until it's not available to all but those in the most dire situations. There are quite a few fixes to this before we start evicting social housing tenants that earn more than some as yet undefined amount.

My husband isn't rich, and wanting to stay at home and raise your own children isn't golddigging 😂

Itsnothealthy · 26/06/2025 10:05

Frateletheboss · 26/06/2025 09:53

They will not be in social housing. The waiting list is years. It would be a lot harder to get one than to find another private rent or they will just live in a homeless shelter.

I agree . But private renters can't always just go and private rent again. I private rented for years. Landlord wanted hiuse back. couldn't find a private rent. Had to be evicted. Went into temporary accommodation . Found a private rent. Got evicted a year ish later back onto temporary accommodation for 6 years. Then i got social housing. It would have been more than 6 years but my situation change which meant i became a heigher prority.

ARichtGoodDram · 26/06/2025 10:03

Building more and more social housing absolutely should be a thing.

Our town had two HAs involved in some decent sized building projects over the last few years (house building on old massive factory and mine sites). The effect on the rental market has been excellent!

Less tenants looking, because of the movement offered by all the people getting the new build social housing, has meant that the really shitty landlords have been forced out and the ones who charge ridiculous rents have had to rein themselves in. LL's like myself that charge an average rent for decent properties weren't impacted (I'm in the middle of selling my childhood home to a social housing provider).

Secure housing is good for people and it's good for communities. We need more of it, not less.

RepoTheGeriatricOpera · 26/06/2025 10:02

Itsnothealthy · 26/06/2025 09:55

Im so sorry. It must have been awful. I hope things are better for you . That your safe and secure . 💐

We are thank you.

A decade on and we are in secure housing, my older kids are doing well and contributing to society because we finally had a secure home and put down roots here and I'm a carer for my disabled daughter but managing to do a degree so I can also start contributing again as well.

PandoraSocks · 26/06/2025 10:02

RepoTheGeriatricOpera · 26/06/2025 09:51

I'm one of the privileged few.

All I had to do was be in an abusive relationship, get pregnant and beaten up, move hundreds of miles away with my kids into a refuge for 10 months and BOOM, council house.

I hope things are better for you now.

Frateletheboss · 26/06/2025 09:59

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Um what the hell else is she supposed to do if she wants kids though? They have to live somewhere.
She cant just choose to live in a council house when the waiting list is like five years even for someone in the highest band Ie a homeless shelter or ten years for a lower band.
And private renting is usually more expensive than a mortgage plus you can get evicted any time.

And yeah I live outside London too it's the same pretty much everywhere.

Also lol at the idea it's easy to just choose to date a rich man 😂 as if there is tons of them walking around waiting for any gold diggers to snap them up

cestlavielife · 26/06/2025 09:58

There should have been life long covenant on any right to buy properties to say only sell to people to actually live in them and not to landlords. That s the life long bit that is needed.

Lioncub2020 · 26/06/2025 09:58

Itsnothealthy · 26/06/2025 09:41

But then my rent would be around 2500. Paid my UC people would hate that to.

Yes - but at least the level of state subsidiary given to some families would be transparent.

cestlavielife · 26/06/2025 09:56

The answer is to build many more council houses and flats.
Then things like downsizing would be far easier for older people to swap houses and there would be enough social housing for those who need it.
Selling off council houses under rtb to end up in hands of private landlords who then private rent them out and get £££ in housing benefit is what has screwed everyone apart from those private landlords .

Op can choose to go on social housing list same as her neighbour. But clearly it s only an option for the few in many locations because there are just not enough. That is the issue.

In any mixed block the council or HA flats or houses are lower level of fit out which is fine coz cheaper rent and it makes genuine choice if only there were enough of them ...

Itsnothealthy · 26/06/2025 09:55

RepoTheGeriatricOpera · 26/06/2025 09:51

I'm one of the privileged few.

All I had to do was be in an abusive relationship, get pregnant and beaten up, move hundreds of miles away with my kids into a refuge for 10 months and BOOM, council house.

Im so sorry. It must have been awful. I hope things are better for you . That your safe and secure . 💐

K0OLA1D · 26/06/2025 09:53

Its already a thing? I had a lifetime tenancy but got enough together for a mortgage and moved out and purchased my own home.

They will always have to pay rent. The house will never be theirs. I feel in a much better position now paying a mortgage. Even though the interest rates have increased.

Frateletheboss · 26/06/2025 09:53

Itsnothealthy · 26/06/2025 09:34

But the private renters you feel for. Could lose their home . If and landlord wants the house back. They may not be able to get another private rent. They will then be in social housing. Then you will feel they have it easy its not fair. ?

They will not be in social housing. The waiting list is years. It would be a lot harder to get one than to find another private rent or they will just live in a homeless shelter.

batt3nb3rg · 26/06/2025 09:53

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

RepoTheGeriatricOpera · 26/06/2025 09:51

PandoraSocks · 26/06/2025 09:48

Privileged few? Who are these privileged few, exactly?

I'm one of the privileged few.

All I had to do was be in an abusive relationship, get pregnant and beaten up, move hundreds of miles away with my kids into a refuge for 10 months and BOOM, council house.

Frostiesflakes · 26/06/2025 09:49

Iamtarticus · 26/06/2025 08:34

A huge amount of social
housing tenancies do not allow children to succeed a tenancy. It’s usually just a partner that can take on a tenancy.

Where I live they do
they have succession where the person can be a family member and be passed on the tenancy providing they have lived there to 12 months

and where you add a person to a tenancy providing you didn’t succeed the tennancy in the first place

my nephew who lives with his nan has been added to her tenancy
when she passes away he will get the tenancy of a beautiful 2/3 bed Victorian Terrace for the sum of 490 a month

PandoraSocks · 26/06/2025 09:48

CopperWhite · 26/06/2025 09:04

Everything about social housing is unfair.

If they charged market rate for renting it, there could be more of it to go round, but instead the state likes to favour a privileged few.

Privileged few? Who are these privileged few, exactly?

JeremiahBullfrog · 26/06/2025 09:47

One big downside of people moving around all the time is it really damages social cohesion. A lot of areas barely have a "local community" anymore, just an everchanging flux of people who don't know each other. Security for social housing tenants is a good way to counter that.

Perhaps there are tweaks to be made, e.g. linking rent more strongly to income.

Itsnothealthy · 26/06/2025 09:41

Lioncub2020 · 26/06/2025 09:36

I think council rents should be nearer to the market rents. Then council tax could be lower for all.

But then my rent would be around 2500. Paid my UC people would hate that to.

fixingmylife · 26/06/2025 09:39

I'm in private rental in my 40s and I feel powerless because if you have to private rent you are screwed in this system. I'm constantly having to deal with a landlord that doesn't even reply to emails let alone act on repairs. The system is wrong for housing, but I don't really think people should be forced into private rental where you are not secure.

Lioncub2020 · 26/06/2025 09:36

I think council rents should be nearer to the market rents. Then council tax could be lower for all.

LadyKenya · 26/06/2025 09:35

mumda · 26/06/2025 09:33

Who are they giving them to?

Different Councils, have different criteria. Look up your own Council online.

Itsnothealthy · 26/06/2025 09:34

RowsOfFlowers · 26/06/2025 09:14

Yes, I feel for you a lot!! X

But the private renters you feel for. Could lose their home . If and landlord wants the house back. They may not be able to get another private rent. They will then be in social housing. Then you will feel they have it easy its not fair. ?

Swipe left for the next trending thread