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Politics

Lifetime Social Housing Tenancies

713 replies

RowsOfFlowers · 26/06/2025 07:46

Am I wrong or being unreasonable to think that this new policy that Labour are bringing in is very unfair?

I come from a poor-ish background (as in no one in my wider family has any money). However, my mum and Dad did fairly okay and managed to move up the property ladder (through sheer hard work and sacrifice). My dad died a few years ago and so now it’s just my mom. We never received any benefits - and now my DH and I live in a house and pay a high interest rate (thanks Truss) and I don’t know if we will ever pay off our house (if I am to have children and go part time), so we will need to downsize. We don’t qualify for any benefits either but we are in the squashed middle, so we really feel it when anything rises in cost and don’t get any help.

I feel really cross that someone can benefit from social housing for a lifetime, no matter how much they go on to earn, and then if they pass away, they can pass it down as an asset.

I have a friend who’s parents came to this country, got given social housing, their children paid it off (40% discount) and now they all get to keep a £650k house in London. It doesn’t seem fair to me at all. I feel really disillusioned living in the UK.

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Viviennemary · 26/06/2025 14:43

I disagree with these lifetime tenancies. Absolutely unfair and ridiculous.

MyKingdomForACat · 26/06/2025 14:42

mylovedoesitgood · 26/06/2025 14:36

We are tax payers so it’s everything to do with us. Also, did you read the stat I posted this morning about thousands of kids in temporary housing? Again, that’s something to do with us all and is part of the issue OP posted about.

But you don’t REALLY care do you. You’re no doubt all right Jack. Social housing and the lifetime tenancies are just a stick to beat the peasants with

Itsnothealthy · 26/06/2025 14:41

RowsOfFlowers · 26/06/2025 14:10

This is absolutely not the norm now though, is it? We don’t have beautiful new build council estates. And if you put your name down, you’re waiting 5+ years and in temporary accommodation - often trumped by people spitting out children.

If the government were to build loads more, that will take years, and years.

I really don’t like being compared to the golden era of the 1950s. There was a much lower population then as well.

People who are spitting out children are living in temporary accommodation for several years 10+ years in many cases.

No its not the 50s but at least that poster was at least saying something that could help everyone. You want everyone in shit street because you are in shit street.

If you was in social housing would you be making this thread ?

RowsOfFlowers · 26/06/2025 14:41

MyKingdomForACat · 26/06/2025 14:40

Not necessarily at me no, but at those of us who are pointing out the way the system works.

And I am critical of a system that is benefitting some while exploiting others.

whilst also leaving many people homeless who truly need it.

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MyKingdomForACat · 26/06/2025 14:40

RowsOfFlowers · 26/06/2025 14:36

Was I necessarily aiming that comment to you? Interesting that you felt it necessary to reply.
I do have a social conscience, but you seem to have jumped to the conclusion that I’m somehow punching down at people - which is not what I’m doing.

Not necessarily at me no, but at those of us who are pointing out the way the system works.

gamerchick · 26/06/2025 14:39

RowsOfFlowers · 26/06/2025 14:37

Are you alright?

Canny thankyou.

RowsOfFlowers · 26/06/2025 14:37

gamerchick · 26/06/2025 14:36

Dude the only one dishing out personal attacks is you.

Bless your heart man.

Are you alright?

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RowsOfFlowers · 26/06/2025 14:36

MyKingdomForACat · 26/06/2025 14:31

That tells me that as usual you think that those defending social housing must live in one. Such an old clichè that’s been done to death. You can be privileged and still have a social conscience you know.

Was I necessarily aiming that comment to you? Interesting that you felt it necessary to reply.
I do have a social conscience, but you seem to have jumped to the conclusion that I’m somehow punching down at people - which is not what I’m doing.

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gamerchick · 26/06/2025 14:36

RowsOfFlowers · 26/06/2025 14:34

Maybe stick to gaming… @gamerchick

If you’ve nothing useful to add to the discussion and are devoid of any critical thought or argument, please move along to another thread as your hyperbole and personal attacks aren’t welcome here.

Dude the only one dishing out personal attacks is you.

Bless your heart man.

Bumpitybumper · 26/06/2025 14:36

gamerchick · 26/06/2025 14:29

Indeed. Apparently they've latched on to new builds and got their knickers in a twist that it's coming out of their pockets for houses built in the 60s.

I think there is some low wattage muck raking going on here. This one definitely isn't worth it.

Learn about the cost of capital and opportunity cost. It isn't cost neutral to own Social Housing, especially if you count maintenance costs even if you've repaid any money required to build the house in the first place.

For example, there are over a hundred council houses worth a million pounds. If they were sold and the money put into a bank account then this would raise £50k per annum. No risk, no maintenance costs etc. Scale this down for other properties and you get the idea.

mylovedoesitgood · 26/06/2025 14:36

MyKingdomForACat · 26/06/2025 14:26

I’d say the majority of people concentrate on their own lives and don’t scream and shout about something that’s nothing to do with them, as I’m pretty certain it’s nothing to do with you

We are tax payers so it’s everything to do with us. Also, did you read the stat I posted this morning about thousands of kids in temporary housing? Again, that’s something to do with us all and is part of the issue OP posted about.

RowsOfFlowers · 26/06/2025 14:34

gamerchick · 26/06/2025 14:29

Indeed. Apparently they've latched on to new builds and got their knickers in a twist that it's coming out of their pockets for houses built in the 60s.

I think there is some low wattage muck raking going on here. This one definitely isn't worth it.

Maybe stick to gaming… @gamerchick

If you’ve nothing useful to add to the discussion and are devoid of any critical thought or argument, please move along to another thread as your hyperbole and personal attacks aren’t welcome here.

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MyKingdomForACat · 26/06/2025 14:31

RowsOfFlowers · 26/06/2025 14:14

I hate how people on this thread are trying to silence those of us in seemingly “privileged” positions who live in houses or have mortgages. Almost like we are not entitled to our own thoughts and feelings… I am part of the electorate too you know, just like all of you.

Like I will repeat time and time again - I am not criticising those in social housing, I am critical of the system.

That tells me that as usual you think that those defending social housing must live in one. Such an old clichè that’s been done to death. You can be privileged and still have a social conscience you know.

gamerchick · 26/06/2025 14:29

RepoTheGeriatricOpera · 26/06/2025 14:25

Oh don't go ruining their fun.

Talking about non existent subsidies gives them a vent for their rage at people having a secure, affordable home.

Indeed. Apparently they've latched on to new builds and got their knickers in a twist that it's coming out of their pockets for houses built in the 60s.

I think there is some low wattage muck raking going on here. This one definitely isn't worth it.

Bumpitybumper · 26/06/2025 14:28

MyKingdomForACat · 26/06/2025 14:26

I’d say the majority of people concentrate on their own lives and don’t scream and shout about something that’s nothing to do with them, as I’m pretty certain it’s nothing to do with you

Don't be ridiculous! Social Housing is hugely important to me. It's a vital resource in our society. I want to see it allocated fairly and efficiently to those in most need. Don't be foolish enough to assume that Social Housing has nothing to do with those that are actually funding and subsidising this state asset.

RowsOfFlowers · 26/06/2025 14:28

MyKingdomForACat · 26/06/2025 14:26

I’d say the majority of people concentrate on their own lives and don’t scream and shout about something that’s nothing to do with them, as I’m pretty certain it’s nothing to do with you

It has everything to do with me thanks when I’m literally part-funding the system via my taxes. I am part of this society, as are you.

This thread was created for discussion. Sorry I touched a nerve.

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RowsOfFlowers · 26/06/2025 14:27

Bumpitybumper · 26/06/2025 14:03

No, I can vote for a political party that represents my views. I'm sure one will come along soon enough as I would bet the majority of the population don't support lifetime tenancies.

Exactly.

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MyKingdomForACat · 26/06/2025 14:26

Bumpitybumper · 26/06/2025 14:03

No, I can vote for a political party that represents my views. I'm sure one will come along soon enough as I would bet the majority of the population don't support lifetime tenancies.

I’d say the majority of people concentrate on their own lives and don’t scream and shout about something that’s nothing to do with them, as I’m pretty certain it’s nothing to do with you

Bumpitybumper · 26/06/2025 14:26

Iamtarticus · 26/06/2025 14:24

Social housing is not subsided.

It absolutely is. Directly operationally or indirectly through subsidised building costs by the government or developer (who hike up the cost for all other buyers on the development to recoup the investment). Anyone that thinks it isn't often doesn't understand the real cost of building a property or the cost of capital and the opportunity cost this generates.

RowsOfFlowers · 26/06/2025 14:26

RepoTheGeriatricOpera · 26/06/2025 14:25

Oh don't go ruining their fun.

Talking about non existent subsidies gives them a vent for their rage at people having a secure, affordable home.

Of course that’s what this is…

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RowsOfFlowers · 26/06/2025 14:26

Iamtarticus · 26/06/2025 14:24

Social housing is not subsided.

Interested to understand why you think it’s not subsidised….

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RepoTheGeriatricOpera · 26/06/2025 14:25

Iamtarticus · 26/06/2025 14:24

Social housing is not subsided.

Oh don't go ruining their fun.

Talking about non existent subsidies gives them a vent for their rage at people having a secure, affordable home.

Iamtarticus · 26/06/2025 14:24

Social housing is not subsided.

RowsOfFlowers · 26/06/2025 14:23

RowsOfFlowers · 26/06/2025 14:21

I can’t even understand what you’re trying to say.

Also what has growing up in SH got to do with anything? Lol.

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RowsOfFlowers · 26/06/2025 14:21

Bumpitybumper · 26/06/2025 14:14

This is disgusting! You know damn well that many people take out mortgages because they can't access social housing and need some housing security and to save a bit of money. You can't sit there in your lifetime assured social housing and talk about the risk associated with taking out a mortgage when you know full well that you are in the least risky position possible thanks to the tax payer. This two tier system is unfair! You are being subsidised by everyone else and then act as if other people should be glad to do this for you whilst also be totally delighted that their options are either taking their chances in the private rental market or taking on a mortgage.

10000%

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