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Politics

Lifetime Social Housing Tenancies

713 replies

RowsOfFlowers · 26/06/2025 07:46

Am I wrong or being unreasonable to think that this new policy that Labour are bringing in is very unfair?

I come from a poor-ish background (as in no one in my wider family has any money). However, my mum and Dad did fairly okay and managed to move up the property ladder (through sheer hard work and sacrifice). My dad died a few years ago and so now it’s just my mom. We never received any benefits - and now my DH and I live in a house and pay a high interest rate (thanks Truss) and I don’t know if we will ever pay off our house (if I am to have children and go part time), so we will need to downsize. We don’t qualify for any benefits either but we are in the squashed middle, so we really feel it when anything rises in cost and don’t get any help.

I feel really cross that someone can benefit from social housing for a lifetime, no matter how much they go on to earn, and then if they pass away, they can pass it down as an asset.

I have a friend who’s parents came to this country, got given social housing, their children paid it off (40% discount) and now they all get to keep a £650k house in London. It doesn’t seem fair to me at all. I feel really disillusioned living in the UK.

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MyKingdomForACat · 26/06/2025 15:00

RowsOfFlowers · 26/06/2025 14:57

This is actually true… unfortunately… it usually is a cycle of dependency on benefits.

But you have been arguing that some people earn too much to be in social housing and now you’re talking about generations on benefits! Make your mind up!

MyKingdomForACat · 26/06/2025 14:59

Lioncub2020 · 26/06/2025 14:56

Except it doesn't work like that. A high proportion of children raised in poverty, will go on to be dependant on benefits, and then have children in poverty themselves. There are obviously exception but on the whole raising children in poverty leads to a long term drain on society.

So no child brought up in social housing goes on to get qualifications and a well paid job? None? You’re just stereotyping I’m afraid. Plus poverty? The argument is that better off people are living in social housing and it’s not fair. You can’t have it both ways 🤷‍♀️

RowsOfFlowers · 26/06/2025 14:57

Lioncub2020 · 26/06/2025 14:56

Except it doesn't work like that. A high proportion of children raised in poverty, will go on to be dependant on benefits, and then have children in poverty themselves. There are obviously exception but on the whole raising children in poverty leads to a long term drain on society.

This is actually true… unfortunately… it usually is a cycle of dependency on benefits.

OP posts:
AnnaBalfour · 26/06/2025 14:57

Agree with PP, attacking the wrong people and jealous of the wrong people. Why is rent/mortgage so expensive for people like you, it’s a much bigger issue if you dig deeper as well as the benefits issue.

RowsOfFlowers · 26/06/2025 14:56

Itsnothealthy · 26/06/2025 14:53

I agree that the comments about baking yourself a ruch husband is not on.

But then your also making comments towards people with children in temporary accommodation. Life can happen evictions by landlords. People such children who also have a mortgage that they can no longer afford due to life changes.

I understand that, but that is when social housing is needed - for situations like that.

I don’t think you’ve a right to buy it in that circumstance, as horrible and unfortunate as that is. And I say that, even putting myself in those shoes, because the same thing could happen to me!

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Lioncub2020 · 26/06/2025 14:56

MyKingdomForACat · 26/06/2025 14:49

You’ll be glad of those children who you think people shouldn’t have when they start working and paying National Insurance to fund your state pension

Except it doesn't work like that. A high proportion of children raised in poverty, will go on to be dependant on benefits, and then have children in poverty themselves. There are obviously exception but on the whole raising children in poverty leads to a long term drain on society.

RowsOfFlowers · 26/06/2025 14:54

Frateletheboss · 26/06/2025 14:49

Exactly. 10+ years in a bed and breakfast with the children. That's what you need to do to get a council home these days.
As I tried explaining to a pp who said ops situation was her own fault and she should of just "chose" to get herself a council house, as if it's that easy.

That comment is deleted now but it also included the recommendation of only getting with a man rich enough to support the whole household as if men like that are super common and don't have built in gold digger detectors 😂

Yep, so my two options are:

  • Put my name down for social housing when I likely won’t qualify and I’m taking away from someone truly in need.
  • Divorce my husband, and find a rich man.

OK, sure, like it’s that easy.

Both lacking in morals too. Absolutely bonkers thinking.

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verycloakanddaggers · 26/06/2025 14:54

DancefloorAcrobatics · 26/06/2025 10:56

That doesn't make sense. If it's a HA/ council house it will not be turned into a 2 home unless it's sold. No need for passing on tendencies if the HA is able to give this home to another local family in need.

Again, you're simply not understanding the housing market and the impacts it has.

Young people have no option but to relocate if there is no secure future for them. Communities just fall apart if everyone is in insecure housing.

What we need is more social housing, not to keep re-allocating an ever-dwindling number of properties.

Itsnothealthy · 26/06/2025 14:53

RowsOfFlowers · 26/06/2025 14:43

I do not want everyone in shit street. I would like to live in a fairer and more equal society.

Perhaps I could say that you shouldn’t have children if you’re not in a position to (aimed at those in temp accommodation or SH) but then the same vitriol has been spouted towards me by a very nasty pp who thinks I overstretched on my mortgage and didn’t bag myself a rich husband. Absolute double standards.

I agree that the comments about baking yourself a ruch husband is not on.

But then your also making comments towards people with children in temporary accommodation. Life can happen evictions by landlords. People such children who also have a mortgage that they can no longer afford due to life changes.

RowsOfFlowers · 26/06/2025 14:52

Bumpitybumper · 26/06/2025 14:48

That poster wasn't helping anyone by referencing the 1950s. A completely different time with a totally different demographic, population size, cost of building and a booming economy. It is completely irrelevant and acts as a red herring. In an either-or debate they were choosing 'both'. We will never have both so it isn't kind pretending that we can somehow achieve this. It stands in the way of having adult conversations rooted in reality. Who should we allocate a scarce resource to? If we allocate it to some people for life then other people (potentially poorer) will lose out. You aren't ethically or morally superior for supporting lifetime tenancies or burying your head in the sand and pretending that a time machine will come and bring about the conditions needed to build millions of social houses at a time when our economy is at best stagnant and building costs and constraints are far higher.

Now this is the kind of critical thinking I absolutely love ❤️

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Bumpitybumper · 26/06/2025 14:51

ConflictofInterest · 26/06/2025 14:43

@RowsOfFlowers My point was it should be like it was in then 1950's, and could be again if we all supported this, a fairer way. New build estates are popping up all over the place in the same way, imagine if they were all social housing with lifetime tenancies, not means tested, available to everyone, for their lifespan and their children, so solid communities can be built.

I am gobsmacked by the absolute ignorance that belies posts like this. You are describing Eutopia. There isn't a country in the world with an economy comparable to ours that has got close to achieving this.

Let me guess you would fund all of this with a wealth tax?

RowsOfFlowers · 26/06/2025 14:49

AndSoFinally · 26/06/2025 14:48

Not all, but a fair proportion on social housing is in a poor state of repair in scrappy area.

It is highly unlikely that there are many people earning £100k, outside of London, who are choosing to live in social housing. It might be cheap rent but it's still dead money that could be better spent on a mortgage

This is a non issue just designed to get people frothing

Social housing should be for anyone who wants it, for as long as they want it, providing they get to the top of the list in the first place

However I don't believe it should be subject to right to buy

I am not even necessarily thinking about those on 100k, I am also thinking about people who earn under this but still a considerable chunk and they’re taking away the chance from someone truly in need…

OP posts:
Frateletheboss · 26/06/2025 14:49

Itsnothealthy · 26/06/2025 14:41

People who are spitting out children are living in temporary accommodation for several years 10+ years in many cases.

No its not the 50s but at least that poster was at least saying something that could help everyone. You want everyone in shit street because you are in shit street.

If you was in social housing would you be making this thread ?

Exactly. 10+ years in a bed and breakfast with the children. That's what you need to do to get a council home these days.
As I tried explaining to a pp who said ops situation was her own fault and she should of just "chose" to get herself a council house, as if it's that easy.

That comment is deleted now but it also included the recommendation of only getting with a man rich enough to support the whole household as if men like that are super common and don't have built in gold digger detectors 😂

MyKingdomForACat · 26/06/2025 14:49

RowsOfFlowers · 26/06/2025 14:43

I do not want everyone in shit street. I would like to live in a fairer and more equal society.

Perhaps I could say that you shouldn’t have children if you’re not in a position to (aimed at those in temp accommodation or SH) but then the same vitriol has been spouted towards me by a very nasty pp who thinks I overstretched on my mortgage and didn’t bag myself a rich husband. Absolute double standards.

You’ll be glad of those children who you think people shouldn’t have when they start working and paying National Insurance to fund your state pension

Bumpitybumper · 26/06/2025 14:48

Itsnothealthy · 26/06/2025 14:41

People who are spitting out children are living in temporary accommodation for several years 10+ years in many cases.

No its not the 50s but at least that poster was at least saying something that could help everyone. You want everyone in shit street because you are in shit street.

If you was in social housing would you be making this thread ?

That poster wasn't helping anyone by referencing the 1950s. A completely different time with a totally different demographic, population size, cost of building and a booming economy. It is completely irrelevant and acts as a red herring. In an either-or debate they were choosing 'both'. We will never have both so it isn't kind pretending that we can somehow achieve this. It stands in the way of having adult conversations rooted in reality. Who should we allocate a scarce resource to? If we allocate it to some people for life then other people (potentially poorer) will lose out. You aren't ethically or morally superior for supporting lifetime tenancies or burying your head in the sand and pretending that a time machine will come and bring about the conditions needed to build millions of social houses at a time when our economy is at best stagnant and building costs and constraints are far higher.

RowsOfFlowers · 26/06/2025 14:48

MyKingdomForACat · 26/06/2025 14:46

No. You misunderstand. Google doesn’t pay very much tax. Their lawyers know all the loopholes and dodges

Oh right, that was the point you were making.

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AndSoFinally · 26/06/2025 14:48

Not all, but a fair proportion on social housing is in a poor state of repair in scrappy area.

It is highly unlikely that there are many people earning £100k, outside of London, who are choosing to live in social housing. It might be cheap rent but it's still dead money that could be better spent on a mortgage

This is a non issue just designed to get people frothing

Social housing should be for anyone who wants it, for as long as they want it, providing they get to the top of the list in the first place

However I don't believe it should be subject to right to buy

SameOldMe · 26/06/2025 14:47

A person earning 100k is going to pay a considerable amount of tax so they are paying into the system. Without a lifetime tenancy the tenants are forever trapped, as if they are to get a better job they lose their tenancy. So need to stay under the threshold.
so ultimately costing the government more as they pay less tax and potentially claim more in benefit.

MyKingdomForACat · 26/06/2025 14:46

RowsOfFlowers · 26/06/2025 14:45

Not in anyway comparable in my opinion.
Also, I’d assume your husband is on a very high wage if such is the case. Feel we might be conflating two separate issues here, so don’t wish to muddy the waters.

No. You misunderstand. Google doesn’t pay very much tax. Their lawyers know all the loopholes and dodges

minnienono · 26/06/2025 14:45

I have no issues with tenancy for life but it should not be inherited unless the person inheriting meets eligibility and there should be no right to buy. There should be no cap on social rents so those on higher incomes in social housing should pay private market rent

MyKingdomForACat · 26/06/2025 14:45

ConflictofInterest · 26/06/2025 14:43

@RowsOfFlowers My point was it should be like it was in then 1950's, and could be again if we all supported this, a fairer way. New build estates are popping up all over the place in the same way, imagine if they were all social housing with lifetime tenancies, not means tested, available to everyone, for their lifespan and their children, so solid communities can be built.

Pipe dream. The NIMBYs would go into meltdown. They don’t really want more social housing so all the kiddies can have a home. They just want a section of society to pick on

RowsOfFlowers · 26/06/2025 14:45

MyKingdomForACat · 26/06/2025 14:43

Much like the tax system. One year my husband paid more tax than Google. Work that one out

Not in anyway comparable in my opinion.
Also, I’d assume your husband is on a very high wage if such is the case. Feel we might be conflating two separate issues here, so don’t wish to muddy the waters.

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MyKingdomForACat · 26/06/2025 14:43

RowsOfFlowers · 26/06/2025 14:41

And I am critical of a system that is benefitting some while exploiting others.

whilst also leaving many people homeless who truly need it.

Edited

Much like the tax system. One year my husband paid more tax than Google. Work that one out

ConflictofInterest · 26/06/2025 14:43

@RowsOfFlowers My point was it should be like it was in then 1950's, and could be again if we all supported this, a fairer way. New build estates are popping up all over the place in the same way, imagine if they were all social housing with lifetime tenancies, not means tested, available to everyone, for their lifespan and their children, so solid communities can be built.

RowsOfFlowers · 26/06/2025 14:43

Itsnothealthy · 26/06/2025 14:41

People who are spitting out children are living in temporary accommodation for several years 10+ years in many cases.

No its not the 50s but at least that poster was at least saying something that could help everyone. You want everyone in shit street because you are in shit street.

If you was in social housing would you be making this thread ?

I do not want everyone in shit street. I would like to live in a fairer and more equal society.

Perhaps I could say that you shouldn’t have children if you’re not in a position to (aimed at those in temp accommodation or SH) but then the same vitriol has been spouted towards me by a very nasty pp who thinks I overstretched on my mortgage and didn’t bag myself a rich husband. Absolute double standards.

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