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Politics

Lifetime Social Housing Tenancies

713 replies

RowsOfFlowers · 26/06/2025 07:46

Am I wrong or being unreasonable to think that this new policy that Labour are bringing in is very unfair?

I come from a poor-ish background (as in no one in my wider family has any money). However, my mum and Dad did fairly okay and managed to move up the property ladder (through sheer hard work and sacrifice). My dad died a few years ago and so now it’s just my mom. We never received any benefits - and now my DH and I live in a house and pay a high interest rate (thanks Truss) and I don’t know if we will ever pay off our house (if I am to have children and go part time), so we will need to downsize. We don’t qualify for any benefits either but we are in the squashed middle, so we really feel it when anything rises in cost and don’t get any help.

I feel really cross that someone can benefit from social housing for a lifetime, no matter how much they go on to earn, and then if they pass away, they can pass it down as an asset.

I have a friend who’s parents came to this country, got given social housing, their children paid it off (40% discount) and now they all get to keep a £650k house in London. It doesn’t seem fair to me at all. I feel really disillusioned living in the UK.

OP posts:
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Middletoleft · 27/06/2025 16:44

K0OLA1D · 27/06/2025 15:12

I had to fully redecorate, new flooring and carpets all the way through, new fencing, pay for someone to come and clear the garden, new fence panels. Do you know what I had to do to the house I purchased? Move my stuff in.

You obviously know Jack Shit

I think it's you who knows jack shit if you think that's standard practice.

It might if you buy a brand new property where the developer supplies all that stuff but a lot of the time it's not the case at all.

BIossomtoes · 27/06/2025 16:33

any money the council earns through social housing would be ringfenced and could only be used for buying more social housing and improving current stock

That’s already the case.

Middletoleft · 27/06/2025 16:20

No to right to buy.

Just because you're fortunate to get a social/ council house you get it on the cheap? That makes it just as unfair on everyone else who's worked their socks to get a deposit and a mortgage.

If anything the government should fund a set of mortgages for these properties and those tenancies work the same way as mortgage holders.

tripleginandtonic · 27/06/2025 16:00

The majority of social housing isn't in areas that most people who have a choice would choose to live. I agree with lifetime tenancies but due to the shortage of social housing I think being able to pass it on ( except in some cases eg. SEN) should be stopped

K0OLA1D · 27/06/2025 15:53

mylovedoesitgood · 27/06/2025 15:45

OP has said again and again that being a mortgage payer and being a social housing tenant are very different, for various reasons outlined here. Therefore, this is relevant regarding the issue of OP’s thread. I hope that’s clear enough.

Its not remotely clear. What does op and now me having to pay high mortgages have to do with people paying lower rents in social housing?

Dontcallmescarface · 27/06/2025 15:51

IleftmybaginNewportPagnell · 27/06/2025 15:43

If you wanted a bacon sarnie you’d have to wait ages on the phone to LL, or report in about 20 characters on the portal 😂 wait for the request to be logged then assigned when you will be sent a letter informing you of delivery of sarnie on an immovable date weeks into the future. On that day you could wait in all day (don’t forget social tenants don’t have jobs 😂) when a subcontractor will arrive. Usually a jolly chap, he will give you a baked potato because the message didn’t get through properly. Also, don’t ask for any other food for about three months - weigh up what’s really important to survive as you don’t want to be seen as demanding.

And you'll be told you can't buy the sarnie yourself as it MUST be bought by the LL as per your tenancy agreement, even if you have the £ to do so.

Frequency · 27/06/2025 15:50

mylovedoesitgood · 27/06/2025 15:45

OP has said again and again that being a mortgage payer and being a social housing tenant are very different, for various reasons outlined here. Therefore, this is relevant regarding the issue of OP’s thread. I hope that’s clear enough.

The biggest difference is that one owns a valuable asset after x years of paying £££ every month, the other continues to pay £££ a month until they die.

Obviously, there are other differences, such as one gets to arrange work to be done on their schedule, the other has to take time off work at the drop of a hat for work they may or may not want doing. And god forbid they get a choice in anything.

One knows they have a home for life as long as they continue to pay for it. The other is painfully aware that if they refuse to allow renovations they neither want nor need at times that are inconvenient for them, they may end up homeless.

But yeah, social tenants have all the fun.

Dontcallmescarface · 27/06/2025 15:49

RowsOfFlowers · 27/06/2025 15:26

Also this amount is not far off my mortgage - my mortgage is higher btw.

But you chose to live there. If you can't afford it move somewhere cheaper....it's not the fault of SH tenants that you're struggling....we didn't decide how much your house was marketed for, whether you should buy it or not, nor, indeed, how much your mortgage would cost. My secure tenancy played no part in any of that, so why should I have to pay the price because the dream you were sold turned out not to be as good as you had hoped.

mylovedoesitgood · 27/06/2025 15:45

K0OLA1D · 27/06/2025 15:41

Right? So?

The rent paid is not for profit. I'll say again, you're directing your anger at the wrong people.

OP has said again and again that being a mortgage payer and being a social housing tenant are very different, for various reasons outlined here. Therefore, this is relevant regarding the issue of OP’s thread. I hope that’s clear enough.

MyKingdomForACat · 27/06/2025 15:44

I’m still waiting for the list of subsidies.

IleftmybaginNewportPagnell · 27/06/2025 15:43

Frequency · 27/06/2025 15:31

I pay for all of those things except professional registrations/certifications because my employer pays for those for me. If I wanted extra certifications outside the scope of my role, I would need to pay for them, or are they now an extra service provided by social landlords?

If I phone my LL and tell them I'm a bit skint but really want a bacon sarnie, and also could they please pay for me to do a PRINCE2 certification, are they going to say yes?

And does anyone know how I get them to pay for my commuting costs because they're costing me a fortune atm?

If you wanted a bacon sarnie you’d have to wait ages on the phone to LL, or report in about 20 characters on the portal 😂 wait for the request to be logged then assigned when you will be sent a letter informing you of delivery of sarnie on an immovable date weeks into the future. On that day you could wait in all day (don’t forget social tenants don’t have jobs 😂) when a subcontractor will arrive. Usually a jolly chap, he will give you a baked potato because the message didn’t get through properly. Also, don’t ask for any other food for about three months - weigh up what’s really important to survive as you don’t want to be seen as demanding.

K0OLA1D · 27/06/2025 15:41

RowsOfFlowers · 27/06/2025 15:31

Didn’t say you weren’t a tax payer. But council housing and housing association is still much cheaper. End of story. There’s nothing else to say really!

Right? So?

The rent paid is not for profit. I'll say again, you're directing your anger at the wrong people.

cloudyblueglass · 27/06/2025 15:41

RowsOfFlowers · 27/06/2025 15:28

I. Know. This. But. It. Is. Heavily. Subsidised. Thank you. To. Tax. Payers.

NO.IT.IS.NOT.

Frequency · 27/06/2025 15:34

RowsOfFlowers · 27/06/2025 15:32

What exactly are you on about?! I literally just shared some of my costs.

I'm not understanding why you having all the same expenses as a lot of social tenants is the tenants' fault? Or how kicking people out of their homes will make your situation any easier?

MyKingdomForACat · 27/06/2025 15:33

Ps. Can you tell me where the subsidies are?

MyKingdomForACat · 27/06/2025 15:33

RowsOfFlowers · 27/06/2025 15:28

I. Know. This. But. It. Is. Heavily. Subsidised. Thank you. To. Tax. Payers.

People who live in social housing are tax payers. Your argument is circular. If your life and circumstances aren’t happy then change them. Sniping at others and their good fortune to not have to pay sky high rent isn’t the way to go about it

RowsOfFlowers · 27/06/2025 15:32

Frequency · 27/06/2025 15:31

I pay for all of those things except professional registrations/certifications because my employer pays for those for me. If I wanted extra certifications outside the scope of my role, I would need to pay for them, or are they now an extra service provided by social landlords?

If I phone my LL and tell them I'm a bit skint but really want a bacon sarnie, and also could they please pay for me to do a PRINCE2 certification, are they going to say yes?

And does anyone know how I get them to pay for my commuting costs because they're costing me a fortune atm?

What exactly are you on about?! I literally just shared some of my costs.

OP posts:
mylovedoesitgood · 27/06/2025 15:32

LikeWhoUsesTypewritersAnyway · 27/06/2025 15:20

Crack on with being bitter and angry, but it's not going to change anything. NO-ONE is going to give up their affordable, lifetime tenancies in social housing because you are struggling with your mortgage payments and you are angry that you are not in social housing. Even if people ARE earning more than they did when they got the social housing property, they would have to have rocks in their head to give it up.

As I said earlier, why do you and a few others on here deeply resent people so much - who are comfortable and happy with a social housing lifetime tenancy? How depressing to resent people so much for being happy and secure.

Blowing out someone else's candle, won't make your burn brighter you know.

And yes, many people ARE paying full rent in social housing. The exhoribitant and ludicrous amounts that many private landlords charge is skewing your judgement and your views. People in social housing pay a good amount for their property, not peanuts. Several people I know pay £650 to £700 a month for a 3 bed semi. Do you really think that is a shitty amount? A low rent? Do me a favour. That's LOADS for some people. As I said, it's the very high amounts for private rent that make social housing rents APPEAR low. They are not. So stop saying they are.

I would have thought it was an obvious point, but I’ll make it anyway - the locations of properties is one reason why the properties are priced the way they are. Here in the north west, the private rent of a three bed semi detached house is about £1.3K per month and the council rent is roughly £900.

Frequency · 27/06/2025 15:31

RowsOfFlowers · 27/06/2025 14:57

Just the cost of living, and everything else - I.e council tax, energy bills, fuel, food, professional registrations, commuting costs. We haven’t over-stretched. I’m tired of being blamed for buying a house and being accused of over-stretching.

I pay for all of those things except professional registrations/certifications because my employer pays for those for me. If I wanted extra certifications outside the scope of my role, I would need to pay for them, or are they now an extra service provided by social landlords?

If I phone my LL and tell them I'm a bit skint but really want a bacon sarnie, and also could they please pay for me to do a PRINCE2 certification, are they going to say yes?

And does anyone know how I get them to pay for my commuting costs because they're costing me a fortune atm?

RowsOfFlowers · 27/06/2025 15:31

K0OLA1D · 27/06/2025 15:30

Tax payers like... hmmm... I was whilst living in a pissing council house??

Didn’t say you weren’t a tax payer. But council housing and housing association is still much cheaper. End of story. There’s nothing else to say really!

OP posts:
K0OLA1D · 27/06/2025 15:30

RowsOfFlowers · 27/06/2025 15:28

I. Know. This. But. It. Is. Heavily. Subsidised. Thank you. To. Tax. Payers.

Tax payers like... hmmm... I was whilst living in a pissing council house??

K0OLA1D · 27/06/2025 15:29

RowsOfFlowers · 27/06/2025 15:22

Perhaps you ought to put yourself in other people’s shoes for once — maybe then you might understand people’s very understanding bitterness and resentment towards people who quite literally get given things for free at the expense of other people. But I doubt you ever will.

For free! Will the ignorance ever end

IleftmybaginNewportPagnell · 27/06/2025 15:28

RowsOfFlowers · 27/06/2025 15:22

Perhaps you ought to put yourself in other people’s shoes for once — maybe then you might understand people’s very understanding bitterness and resentment towards people who quite literally get given things for free at the expense of other people. But I doubt you ever will.

I think people are trying to explain it to you! Why are you so bitter about paying what you yourself called “a hefty deposit” then monthly payments (albeit with interest) towards owning your home?

RowsOfFlowers · 27/06/2025 15:28

MyKingdomForACat · 27/06/2025 15:26

Social. Housing. Is. Not. Free.

I. Know. This. But. It. Is. Heavily. Subsidised. Thank you. To. Tax. Payers.

OP posts:
K0OLA1D · 27/06/2025 15:28

mylovedoesitgood · 27/06/2025 15:16

Yes, it’s because they know their arguments are weak, so that’s what they have to do - deliberately derail the thread, it’s a classic (and boring) online forum tactic.

Ah so OP is only looking for people who agree to comment? Gotcha