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Elderly parents
Original poster

Live-in care funding

52 replies

Essentialunmentionable · 15/08/2025 18:20

Mil has hit that point where the family can no longer cope, and she needs around-the-clock care. The family are exploring options and are considering getting a live-in carer - they would like to use MIL's savings to pay initially, with Social Services/ Local Council continuing to pay when her savings ran out.
Has anyone managed to make this work?

OP posts:
EmotionalBlackmail · 16/08/2025 08:28

This is unlikely to work. Councils usually fund up to four carer visits a day, not live-in care as it’s a lot more expensive.

Is there a reason you’re not considering a care home? Having experienced both with relatives and friends, the care home was by far the better option. The live-in care just created loads of work!

TheHorticulturalHussy · 15/08/2025 18:32

I'm afraid it's highly unlikely that SS would take over funding of live-in care because residential would be cheaper. And if she's then relying on SS funding then the care home she goes to may not be great. Perhaps consider using her savings to find a lovely home now that you're all happy with - the case for keeping her there when she hits the savings threshold will be easier to argue. Possibly not what you wanted to hear, sorry.