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Elderly parents

Anyone with relevant medical experience give an estimate

26 replies

HermioneWeasley · 18/07/2025 10:17

Ok, so I appreciate this is going to be difficult question to answer, but my mum is worried sick about care home fees for my dad and how many years she might have to fund.

he is likely in the near future to need nursing care at £2k a week and obviously there is a limit to how long she could fund that for.

he is 81. He has had one major stroke and a number of TIAs. He is type 2 diabetic on insulin. Double incontinence. He has vascular dementia- probably middle stage by now. Gets confused easily, can’t remember events. He has very limited mobility, likely to be bed bound soon. Whenever he is checked over his vitals are good, good heart, blood pressure etc.

i can’t imagine him living more than 3-5 years more like this, but as my mum says, there’s nothing wrong with his major organs.

so, can anyone with any experience of older patients give a view on typically how long he might have?

I know it sounds cold, but we need to plan financially if yes, realistically he could live another 10 years like that.

OP posts:
olderbutwiser · 18/07/2025 10:31

Not a medical expert (sorry) but you might want to look at this from the other end of the telescope. If your DF is in care then he is liable to pay while he singular - not your parents jointly - has assets to fund his care. So your DM will not end up homeless and on the breadline. Also, their home will not be sold to pay for his care: it will be protected as long as she is living there.

It might be worth them getting some financial advice on how to ensure clarity on what "his" share of the marital assets would be considered to be for paying for care, so that if "his" money runs out there is no quibbling.

Some homes will accept council funding for long-term residents who are at the end of their lives.

There is no telling what could happen to him - some people do really well in good care homes; lots of medical attention to pounce on any problems, regular food and hydration, falls avoidance, good socialisation.