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Elderly parents

Should more people prepare for old age?

154 replies

Glasscabinet · 06/06/2025 17:31

Bear with me on this one.

Off the back of two thoughts: PIL have received a sizeable inheritance and have asked us to have a think of what we’d like as they’d like to pay for something for us (car/something for our house/holiday). I won’t side this thread by they’ll be hidden strings involved so we’ve declined the offer three times.

But joking aside, what I’d really like them to spend the money on is planning for their old age. They’re both mid 70s, okayish health (FIL has had cancer twice in the last decade) but neither have had a particularly healthy lifestyle which is starting to show. Supposedly nobody in FIL’s side has reached 80; I doubt FIL will either. But they still manage two long haul holidays a year (for longer periods as they take them slower these days).

I can preempt that we’ll get the call within the next five years that FIL has died and MIL cannot cope alone in her four-bed-house. She hates her own company and relies on FIL for everything (no online shopping/cannot put fuel in the car/very much panics in any situation/problem…) The house has a downstairs toilet but no shower, not wheelchair friendly, huge garden and the area isn’t the safest- doubtful MIL would feel comfortable going to the shops in a scooter etc. The house is also four bedrooms of clutter.

Also reading another thread of when elderly family need to move it’s too late. Basically you’ve got to be pretty capable of doing a big move and life can change in an instant.

We’ve got a young family and I doubt it’s ’complete’. I feel almost obliged to spell it out to them that they can’t be relying on us as it’s just not feasible. MIL makes a lot of comments that we need to move closer as they want to help us with childcare. I feel myself biting my tongue that they need to sort out their arrangements first.

OP posts:
Chazbots · 06/06/2025 17:55

Everyone would benefit from reading the lovely Swedish Death Cleaning book.

Currently running around being the adulty adult for various relatives, yes, definitely sort your life out. I'll have to as no kids...

CrotchetyQuaver · 06/06/2025 17:51

Yes I think so
i had similar with my parents, their house was cluttered/hoarded, no downstairs bathroom and completely unsuitable when my mother couldn't manage any more due to dementia, there was no option other than into a nursing home. If only they'd downsized sometime in their 70's and had a damn good clear out in the process...
clearing out their house was just unspeakably awful.
i lost my DH 3 weeks ago to an agressive cancer and am currently having a big sort out of his things which will inevitable lead to sorting out my stuff as well. There's a lot to work through as we've lived here over 25 years.

then I'm going to sort out a "death file" for my DDs in the hope that when the time comes they'll have a clear idea of my wishes and all the admin that will need doing rather than them having to try and work it out themselves.
are they assuming you will be the dutiful DIL/provide free care, because I'd personally be nipping that in the bud and managing expectations

GloriousGoosebumps · 06/06/2025 17:43

You've said a lot about what you think they should do but it doesn't sound as though you've actually spoken to them; don't you think that would be a good place to start? Old age creeps up on people and they probably don't feel old yet.

Thelondonone · 06/06/2025 17:33

I’m going to downsize and spend all my money so if I was you, I’d accept gratefully. I’m not sure what you want them to do?