Please or to access all these features

Elderly parents

Elderly GF suddenly needing care but possible deprivation of assets issue

110 replies

ThisBreezySnake · 13/04/2025 16:57

Hi, my GF is 93 and has been living alone since my GM died 8 years ago. He has always been fit and well and was even driving up until recently.

He has been slowing down over the past few years but nothing out of the ordinary other than ageing.

A Couple of weeks ago he fell at home and hit his head, it was a small cut with lots of blood but despite my best efforts refused to go to hospital. I got my nurse friend to check him out and all was OK.

Since then he has become almost a shell of himself, he is unsteady, cannot use stairs, cannot go to the toilet alone etc.

On the day of the fall he went to stay with my Dad, they have a somewhat tumultuous relationship, neither are easy people but I would say my Dad is the worse of the two (I don't get along well with him either).

GF has another son but they are estranged and don't speak to one another at all.

After a few days at Dad's I was phoned to come urgently, Dad said GF had hit him for no reason. GF says this is an exaggeration and Dad had pushed him to his limit (I can well believe this).

GF insisted on returning home and I was going there at least twice a day to check on him. He does not have a downstairs loo but told me he was managing to get upstairs.

On Friday when I arrived in the morning, he had knocked a table over and there was faeces on the floor. It also transpires he has been urinating in tupperware and pouring it down the sink instead of using the toilet.

He begged me to let him live with me. I don't have a spare bedroom (it's me, DH and 2 young sons). We both work and boys are in full time school.

I brought him home and he has been sleeping on the couch, I take him to the toilet and he calls me in the night when he needs to go. I'm exhausted.

He is willing to have a care assessment and I am waiting on a callback from the LA.

BUT, some years ago (10ish) my grandparents signed their home over to their 2 children (my Dad and brother) to avoid inheritance taxes. This is nothing to do with me, but would that be deprivation of assets?

Quite frankly it doesn't bother me if it was but will it affect/hold up any care plan for GF, i just want the best for him ASAP.

OP posts:
ThisBreezySnake · 13/04/2025 21:38

TheOnlyLivingBoyInNewCross · 13/04/2025 21:23

Because you’ve taken him into your home, you’re going to need to be very firm and clear with social services. They will see that he is safe in your care and since that is also where your GF wants to be, be prepared for them to drag their heels in terms of looking for alternative provision. When my family was in a similar situation, we were put under a LOT of pressure to become the carers and were accused of not caring enough about the family member and not being willing to pull together as a family because we didn’t want them to live with us - despite the fact that we had no way of adequately catering for their needs.

Oh my goodness I am so sorry you have had to go through that. I thought that they would understand that he is not receiving adequate care with us but I will certainly be firm and stand my ground thank you ❤️

OP posts:
Soonenough · 13/04/2025 21:38

I thought DOA limit was 7 years ? You say it was over 10 years ago when he was 83 . May not be an issue . Even if you had your home adapted to him I can't see how you could provide the care he needs on a FT basis . Don't feel bad if you have to make alternative arrangements for him. There are all sorts of scenarios , Care plans at home, respite , residential care etc..

SwornToSilence · 13/04/2025 21:35

I'd be letting my father and uncle know about the DOA situation and how it's about to blow up, and how they need to step up and care for their father at his home and cover his at-home care costs before SS come sniffing and they get landed with a substantial financial outlay. They may not care for him, but I bet they will care about the money

ThisBreezySnake · 13/04/2025 21:32

PurpleFlower1983 · 13/04/2025 21:21

That’s really good that that’s in place.

Bless you, they may recommend respite before the 8 weeks, it was the full care assessment that took that long.

Oh I hope so, I think it would help the both of us!

OP posts:
stayathomegardener · 13/04/2025 21:27

Anyone signing over their main residence at 83 years old would be deemed by Social Services to have tried to avoid care fees in a depravation of assets situation yes.

Ironically as your GF isn’t paying his sons rent this would be classed as a gift with reservations so there’s tax implications there.

Social Services can take weeks to assess someone who is being effectively cared for by family (you in this case, they will not care if this breaks you)
Your best bet is to get him to hospital for a check up and involve Social Services then, it’s actually the best chance your GF has of retaining his independence at home too.

Occupational health are a fantastic resource too.

Is your GF claiming Attendance Allowance?
And how dare his ungrateful sons take his house and stand back when he needs support.

TheOnlyLivingBoyInNewCross · 13/04/2025 21:23

Because you’ve taken him into your home, you’re going to need to be very firm and clear with social services. They will see that he is safe in your care and since that is also where your GF wants to be, be prepared for them to drag their heels in terms of looking for alternative provision. When my family was in a similar situation, we were put under a LOT of pressure to become the carers and were accused of not caring enough about the family member and not being willing to pull together as a family because we didn’t want them to live with us - despite the fact that we had no way of adequately catering for their needs.

PurpleFlower1983 · 13/04/2025 21:21

ThisBreezySnake · 13/04/2025 21:19

Im sorry about your Nan, its so hard isnt it.

We did an LPA last year (joint with my Dad) thankfully after hearing a friends horror story with her elderly parents.

I don't know if I can cope for 8 days let alone 8 weeks :(

That’s really good that that’s in place.

Bless you, they may recommend respite before the 8 weeks, it was the full care assessment that took that long.

ThisBreezySnake · 13/04/2025 21:19

PurpleFlower1983 · 13/04/2025 21:15

It was a bit different as she was discharged from hospital to a care home after a heart attack at 91 (after living independently). The assessment was done within about 8 weeks I think and she was offered a permanent care place at that point. The financial assessment took longer. I would suggest getting an LPA in place if possible to deal with financial things at least.

The financial assessment took about 7 months as it was quite complicated with the property coming into question etc.

Edited

Im sorry about your Nan, its so hard isnt it.

We did an LPA last year (joint with my Dad) thankfully after hearing a friends horror story with her elderly parents.

I don't know if I can cope for 8 days let alone 8 weeks :(

OP posts:
ThisBreezySnake · 13/04/2025 21:16

Theeyeballsinthesky · 13/04/2025 21:13

Just to say @ThisBreezySnake youre a star to be dealing with all this & GF is lucky to have you 💐

Aww thank you, you've set me off again 🥲 I just want to give him the dignity he deserves and I can't give it to him here

OP posts:
PurpleFlower1983 · 13/04/2025 21:15

ThisBreezySnake · 13/04/2025 21:12

Thank you, i have made the referral and rang them again today to express urgency but as the team do not work weekends they have advised me to ring back in the morning which I will do.

How long did it take for then to assess your Nan?

Edited

It was a bit different as she was discharged from hospital to a care home after a heart attack at 91 (after living independently). The assessment was done within about 8 weeks I think and she was offered a permanent care place at that point. The financial assessment took longer. I would suggest getting an LPA in place if possible to deal with financial things at least.

The financial assessment took about 7 months as it was quite complicated with the property coming into question etc.

ThisBreezySnake · 13/04/2025 21:15

PurpleFlower1983 · 13/04/2025 21:12

Your first port of call is a care assessment. Make sure they understand living with you is not sustainable long term.

I will thank you, it definitely isn't sustainable, my GF and children are upset. I'm walking around like I'm stuck in a nightmare whilst trying to juggle work and the kids being off :(

OP posts:
Theeyeballsinthesky · 13/04/2025 21:13

Just to say @ThisBreezySnake youre a star to be dealing with all this & GF is lucky to have you 💐

PurpleFlower1983 · 13/04/2025 21:12

ThisBreezySnake · 13/04/2025 21:10

Thank you, i know :( I'm just picking up the pieces here of things that were done when I had no idea. Feeling rather alone considering I have a Dad and uncle who are more than capable of helping with it all but choose not to.

Your first port of call is a care assessment. Make sure they understand living with you is not sustainable long term.

ThisBreezySnake · 13/04/2025 21:12

PurpleFlower1983 · 13/04/2025 21:09

You need to contact adult social care and make a referral and get some practical advice. I feel for you, it’s really hard. We had a very similar situation with my nan.

Thank you, i have made the referral and rang them again today to express urgency but as the team do not work weekends they have advised me to ring back in the morning which I will do.

How long did it take for then to assess your Nan?

OP posts:
Theeyeballsinthesky · 13/04/2025 21:11

Don’t worry about the deprivation of assets issue for now. What’s done is done & the local authority will need to go through their process

the important thing is to get him assessed. I know you say he’s sharp as a tack but bluntly a man who is urinating into bowls and pouring them down the sink & cannot see or does not want to see that living with his GD & family in a 2 bedroom house is a non starter is not perhaps as sharp as he once was

hes scared & he can’t think straight. He needs to go through all this was social services. If he does need a care home leave social services to have it out with your dad & uncle re deprivation of assets. They’re well used to doing it

ThisBreezySnake · 13/04/2025 21:10

Octavia64 · 13/04/2025 21:08

It is likely to be considered deprivation of assets.

sounds a terribly messy situation, sorry OP.

Thank you, i know :( I'm just picking up the pieces here of things that were done when I had no idea. Feeling rather alone considering I have a Dad and uncle who are more than capable of helping with it all but choose not to.

OP posts:
PurpleFlower1983 · 13/04/2025 21:09

ThisBreezySnake · 13/04/2025 21:07

Yes i do not think he would have enough money to pay for the entirety of care himself. My view on the whole house debacle is if they take it they take it, I just need something to happen quickly, possibly even respite for now!

You need to contact adult social care and make a referral and get some practical advice. I feel for you, it’s really hard. We had a very similar situation with my nan.

Octavia64 · 13/04/2025 21:08

It is likely to be considered deprivation of assets.

sounds a terribly messy situation, sorry OP.

ThisBreezySnake · 13/04/2025 21:07

PurpleFlower1983 · 13/04/2025 21:03

In the event of a care assessment you would need to declare that he signed the property over to his sons and the authority would want to know the reasons why. We had similar with a relative who had signed a property over 16 years prior. If he is still living in the property now I think it may be considered deprivation of assets and the authority may have grounds to include it in an assessment. This would only come into play if he needed a care home though and could not fund himself through the money in his bank account.

Edited

Yes i do not think he would have enough money to pay for the entirety of care himself. My view on the whole house debacle is if they take it they take it, I just need something to happen quickly, possibly even respite for now!

OP posts:
ThisBreezySnake · 13/04/2025 21:05

Hayley1256 · 13/04/2025 20:28

Has your GF got enough money to go into assisted living? There are some lovely places (well in my area) where people rent an apartment or bungalow but have access to alarm buttons etc. They all come with food options, socials etc - they are like fancy care homes but offer more independence. They so cost a bit per month though

No, he has a about 5k in savings and then it's just his pension and attendance allowance, i doubt that would begin to cover it.

OP posts:
PurpleFlower1983 · 13/04/2025 21:03

In the event of a care assessment you would need to declare that he signed the property over to his sons and the authority would want to know the reasons why. We had similar with a relative who had signed a property over 16 years prior. If he is still living in the property now I think it may be considered deprivation of assets and the authority may have grounds to include it in an assessment. This would only come into play if he needed a care home though and could not fund himself through the money in his bank account.

ThisBreezySnake · 13/04/2025 21:03

Whyx · 13/04/2025 20:24

The local authority can look as far back as they like. They would be curious to know of the arrangement made for signing the house over and the reasons behind this. Presumably your GF has not been paying his sons any rent? In terms of delays it would just be a case of how fast they could establish the facts of the situation. The care assessments etc take a long time regardless of this.

Don't let this stop you getting a care assessment however. It may be worth looking into home help car companies too as they may be able to provide care that allows him to stay at home. It's pricey but no where near as expensive as staying at a care home.

Edited

All I know is that it was done through a solicitor because GF and GM (who was alive then) always wanted them to gave the house and thought it would be easier if they did it at that time (all were on speaking terms back then)

No, he does not pay any rent to his sons. I have tried to discuss care at home with him today but he is adamant he does not want that and if he cannot stay with me then he will go into a home. He has always been a very stubborn person.

OP posts:
Hayley1256 · 13/04/2025 20:28

Has your GF got enough money to go into assisted living? There are some lovely places (well in my area) where people rent an apartment or bungalow but have access to alarm buttons etc. They all come with food options, socials etc - they are like fancy care homes but offer more independence. They so cost a bit per month though

Whyx · 13/04/2025 20:24

The local authority can look as far back as they like. They would be curious to know of the arrangement made for signing the house over and the reasons behind this. Presumably your GF has not been paying his sons any rent? In terms of delays it would just be a case of how fast they could establish the facts of the situation. The care assessments etc take a long time regardless of this.

Don't let this stop you getting a care assessment however. It may be worth looking into home help car companies too as they may be able to provide care that allows him to stay at home. It's pricey but no where near as expensive as staying at a care home.

hatgirl · 13/04/2025 20:14

It's unlikely the local authority would consider it DOA.

Even if they did it would only matter if he went into a care home but there are lots of home care options they would look at first anyway.

Not that any of it will matter if he doesnt get some medical attention soon.