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Elderly parents
Original poster

Is it ever financially feasible to have them live with you and pay for a live in carer to help?

52 replies

Purplturpl · 01/03/2025 17:18

Just pondering our future plans for elderly parents. I have plenty room in the house so could provide a room for a live in carer and also a downstairs room for elderly parents with downstairs bathroom/wetroom.

does anyone know what the costs are for full time live in carer?

at the moment I have df with deteriorating mobility but good memory and dm with deteriorating memory but good mobility. Both would be so resistant to residential care

OP posts:
Original poster
Purplturpl · 01/03/2025 19:00

Thank you that’s interesting

OP posts:
ChateauMargaux · 01/03/2025 17:39

This is an interesting article on the subject..
https://myhometouch.com/cost-of-live-in-care

I think the challenges include working out what 24/7 care looks like.. is this 3 shifts of 8 hours each for three people plus 2x12 shifts at the weekend or some sort of 3 on 4 off shift system.. with holiday cover..
And then, what other costs would be involved, utilities, providing food, training, taxis for trips out, materials for activities etc. and for how long.. you could consider buying a care annuity plan... or putting your parents money aside for this.

At some stage, your parents might need more specialist nursing care, or they might not... it is not easy to predict.

I think that having an open conversation with your partner / children or a friend, if it's just you.. to consider what you would be willing to offer in terms of space in your house and space in your life.... and then an open conversation with your parents.. what would they want, what factors would change that... how much would it cost.. how much have they got..