Office of Public guardians investigation

Just received an email from dm friends from the other side of the world dm lived there when she first got married and has always kept in touch they have received a letter yesterday from my dsis saying dm is not well asking for mine and dsis phone number dm sent them a Christmas present and they would like to thank her over phone if she's up to it. They used my email address many years ago when they visited the uk

Well it's news to me dm is unwell i presume we arent talking about a sniffle or dodgy tum and I live 5 minutes walk away from both dm and dsis. Not sure how to respond to them or to forward it straight to dsis email so she can reply I can't pass the phone to dm as I don't know where she is or what is wrong with her or how unwell she is

I know dm is in heart failure has been for years but was still plodding on living at home

@MissMoneyFairy the doctor only contacted me once to say he was going round and had tried call her but got no answer i confirmed to use the landline as she no longer has a mobile
I didn't hear anything to today so presume he saw her doubt i will hear anything he will just report back to opg

I was being dramatic last night perimenopause insomnia anxiety and going through this for the last few years is difficult and I tend to find I go over everything in my head at night when I can't sleep

I am overthinking the dr going round tomorrow will dsis have prepped dm what to say if she knows about it? The dr said he had tried calling her but got no answer she doesn't go out in the week when dsis is working I don't even know if she is still living at home i presume she is as we all periodically drive past and curtains open and close but sadly i probably wouldn't be told if she was in hospital or was living with dsis. This is something that causes me anxiety not being told she is in hospital and not able to say goodbye when she's at the end of her life like we did with dmil or not being told she has passed away

I don't know what I have done to my dsis to make her treat me and my dc like this I've have lent her money I have never questioned when dm has lent her money that was never paid back never asked for my share and when it came to light she was stealing never accused her of that but warned she may get into trouble never asked for the tens of thousands she's already had come off the inheritance. It took me months to raise my concerns with the opg as I really didn't want to lose my relationship with her or get her in to trouble and certainly didn't want to lose the relationship with dm

I have done nothing wrong never had a penny from dm never when she has loaned dsis money in the past asked where is mine

Yet I seem to be the only one suffering to have lost out I have lost my family family friends and not that I relied on in my half of inheritance

It is a good thing opg are investigating things finally and dsis deserves everything she gets she has caused all this but dm doesn't deserve this at 84 being interviewed by ss police and now opg doctor i feel awful have felt sick all day as I reported it to opg no idea what i have done to dsis either to make her treat me and my dsis like this

@SquishyGloopyBum thank you I remember you from my previous thread I can't believe this is still going on hopefully opg finally do something

I don't know who has witnessed the new poa the original one we did with dm neighbour as a witness I just got a letter in the post saying I had been removed as poa. There is no way dm instigated this she couldn't be bothered digging out the paperwork has no access to google to get the phone number for opg etc
I presume once I had been removed dsis registered it with dm bank. Dsis wouldn't of wanted me as poa as I would of been able to see what she was doing with dm money as I think whenever there is a transaction it alerts all poa i know it does with some banks anyway

Financial poa can be used at anytime health I think has to be agreed that the person no longer has capacity. The poa has been registered with dm bank as far as I am aware

Dm didn't need a mortgage and won't have seen a penny of the money or have benefited at all from it dsis had obviously used up dm money but wanted more dm told me dsis needed it for home improvements and holidays

No I don't have a copy of poa. I don't know how she has managed to take out an equity release mortgage I knew she wanted to but I refused then she went nc with me. I saw the paperwork for the first attempt for the mortgage and contacted them to advise opg investigation going on and they stopped all contact with dsis. They told me dsis texted them pretending to be dm then admitted it was her and that she wanted the funds to tide her over. She has then done it through another company I got a notice from the land registry. She will have talked dm into it i presume

Social services and the police closed the case as they said she had capacity but will see what the independent doctor says he is checking for capacity and If she is vulnerable being influenced manipulated etc which is what i believe dsis is doing as she's done it with me many times over the years to convince me to lend her money plus she has now isolated dm who is house bound and only has dsis

Sorry i didn't word that well i know they can involve the police I mean with regards to getting the money back and paying off the mortgage she's taken out on dm house. It makes me sad as dm has worked hard all her life been frugal paid her mortgage off 45 years ago when she was widowed and left with 2 young children using a property ddad had inherited and now at 84 all of her savings have gone and a mortgage on her house because of dsis

Other than remove her as poa I am not sure what opg can do it's not like she can pay the money back anyway as she will have spent it and she's up to her eyes in debt and I doubt they can change dm will back but I want the truth out there she has turned family and friends even dm against me and dc with her lies i have no idea what she has been saying though as nobody has ever asked for my side of the story

@Musicaltheatremum dsis knows she should be doing this she used to be a care home manager and she has advised friends about poa before and was very judgmental when a friend bought a £15 top for herself as a birthday present from her brother who she had poa for.

I guess she thinks either the rules don't apply to her or that she wouldn't get found out maybe she will get away with it we will see how the investigation goes.

I never thought I would be in this situation I am heartbroken by what dsis has done to me and my family yet I hate the thought of dsis getting in trouble but surely she can't get away with what she has been doing to dm