Please explain to me about mother's residential home costs

During the 12 week property disregard period for my DF he still had to make a contribution to his care, but not the full fees which are £5,800 per month. He had to pay all his pension - state and 2 private pensions and the rest was paid by the council. He was left with a small weekly amount for personal spends. His capital assets are below £23,250 but still needed to contribute. I think this is standard with all LAs. He is now funded via the deferred loan from the council until we have sold the house.

Social care will complete a financial assessment which will outline the costings.

If there is savings of £23250 or above then the placement is self funded.
14k and above then the contribution is tapered.
If there is property then this will be taken into consideration (unless a joint owner is living in it.)
Anything below adult care will fund however there is always a client contribution.

Some homes have a third party top up which is payable by friends / family and not the resident - check this beforehand as adult care don't fund this.

Social care will only support with funding the placement if she meets the eligibility criteria to remain in a long term placement and has overnight needs.

Continence referrals should be done by the home.

The care home said they'd need to refer her

So you don't need adult social services, the care home is making the referral?

@CalicoPusscat if you give me your time lines and her situation i can help not enough info provided to de mystify

only if the savings are below the threshold. If the savings were over 23K then they would not qualify for financial help anyway.

The disregard only applies for the first 12 weeks in care.

I'm a bit confused about your need for adult social services re incontinence if she is in a care home already?

But they will apply a 12 week disregard which means they will ignore the house for that period, and will only assess savings.
Does that mean you don't have to pay the fees for 12 weeks because my mum didn't get the at all.

That's roughly right for the limits, I can't say exactly. Once there's only around 14K left social services will pay. Good that they got her a place as in my experience they try to stick with sending carers in even when that's clearly not enough. The home staff will be used to 'difficult' residents.

I take it she doesn't own her own home then or has a partner still living in it. Yes you get help if you have savings less than £24,500. But the council will only pay so much so if the care home is a lot more than the council is willing to pay someone else has to pay the top up or the council will move them to a care home which is the same amount the council is willing pay which could be anywhere. Sorry but I don't know about the below £14000.

Surely adult social services have already have helped by placing her in a residential home It'll take some time for her to settle.

Have you taken her to the GP about her depression?

It is not that clear what your question is. But i can tell you what i know, as my mil went in to care recently.

Your mums savings and capital will both be taken in to account when deciding what fees to charge her.

If her savings are above 23k then fees will be due in full.

once the savings drop below 23k then there will be a contribution from them, which tapers until her savings drop below 14k.

However if she owns her own home then the value of that is also taken in to account.

But they will apply a 12 week disregard which means they will ignore the house for that period, and will only assess savings.

After 12 weeks they will consider deffered payment until the house is sold.

Once sold she will then be charged full fees until her capital and savings drop below 23K

If you do not have a POS then they will handle decisions, but you may choose to be involved as a deputy.

Did you choose the home or did social services?