Please or to access all these features

Elderly parents

Saying they are poor but they are not?

132 replies

Orangesandlemons77 · 29/12/2024 15:18

I keep getting told by elderly MIL how poor she is 'on the breadline' but she really is not.

She owns her own house, gets her state pension and her husbands from when he was employed, then also gets attendance allowance, which adds up to quite a bit.

Bit she keeps going on about every penny and how much things cost, the winter fuel allowance etc - she has quite a bit more than we do and we need to budget for four.

Anyone else got this? What is it about I wonder?

OP posts:
New posts on this thread. Refresh page
Miley1967 · 30/12/2024 12:41

TitsInAbsentia · 30/12/2024 12:01

This! For about two years my DF was delighted with his extra £400 a month that he was splashing around on my nephews etc and then he was pissed off that he had to pay £25 an hour for two hours a week care (well why can't your mum just do it) and then I made him pay an extra £25 a week for a cleaner - it's what the money was for you bozo!

And the winter fuel allowance, ugh...I am a bit miffed about the tv licence fee given for a lot of older people it can be their only company but while they are paying £115 a month for sky (yes, £115, that doesn't include broadband or anything else, just a ton of sport and films etc) I actually think they can carry on coughing up for it just fine!

I know my mum and dad worked hard (we were properly skint until I was about 14) to get what they have now but they do seem to have some kind of misconception that they should be getting more from the govt...like they aren't aware there's a spending crisis going on.

The past few months I ( through my work) have had to listen for 8 hours a day to pensioners ranting about loss of WFP ( even when they are loaded), illegal immigrants taking all the money ( had to put the phone down on one just before Xmas), how they should be getting more government money even when they are getting large amounts already , how they shouldn't have to pay for care from their AA etc. I'm totally done with it.

TitsInAbsentia · 30/12/2024 12:01

rookiemere · 30/12/2024 11:24

I filled in the forms for DM and she gets the full weekly amount of just over £100.
I was partly doing it to encourage her to get a cleaner as I really don't want to have to do it - work full time and live an hour away - but no despite her osteoporosis and macular degeneration she says she will struggle on and I will continue to feel guilty if I don't do it and resentful, angry and exhausted if I do.

Meanwhile DF used the backdated lump sum to buy a new TV Hmm.

This! For about two years my DF was delighted with his extra £400 a month that he was splashing around on my nephews etc and then he was pissed off that he had to pay £25 an hour for two hours a week care (well why can't your mum just do it) and then I made him pay an extra £25 a week for a cleaner - it's what the money was for you bozo!

And the winter fuel allowance, ugh...I am a bit miffed about the tv licence fee given for a lot of older people it can be their only company but while they are paying £115 a month for sky (yes, £115, that doesn't include broadband or anything else, just a ton of sport and films etc) I actually think they can carry on coughing up for it just fine!

I know my mum and dad worked hard (we were properly skint until I was about 14) to get what they have now but they do seem to have some kind of misconception that they should be getting more from the govt...like they aren't aware there's a spending crisis going on.

Miley1967 · 30/12/2024 11:28

Miley1967 · 30/12/2024 11:16

You only need to have difficulties with daily living activities/ personal care several times a day or night to qualify. In my experience it's given out very easily to most who apply as long as you send in a couple of medical letters. It's very rare that anyone ever checks up what care is being given. So many older people get it and it then qualifies them to so much more in the way of benefits. Honestly the amounts of money I see a lot of these pensioners getting and they still plead poverty. Absolutely baffling. When I come to do benefits checks for people, half of them have been getting AA for years and don't even know they are getting it and some can't even say why they are getting it ! We get loads ringing in and asking to claim AA ( " martin Lewis says pensioners can claim and extra £4k a year " !! ) then it turns out they have already been claiming it for years. Goodness knows where they think that £108 a week has been coming from ! I do appreciate they are on a fixed income and they fret about heating costs but really many of them have a higher income than I do and no housing costs.

Edited

Sorry this does sound like I'm moaning about my clients - I know I need a new job before anyone says anything. It is on my list for the new year ! Like op it just baffles me when people are getting so much and plead poverty.

rookiemere · 30/12/2024 11:24

I filled in the forms for DM and she gets the full weekly amount of just over £100.
I was partly doing it to encourage her to get a cleaner as I really don't want to have to do it - work full time and live an hour away - but no despite her osteoporosis and macular degeneration she says she will struggle on and I will continue to feel guilty if I don't do it and resentful, angry and exhausted if I do.

Meanwhile DF used the backdated lump sum to buy a new TV Hmm.

Miley1967 · 30/12/2024 11:16

jannier · 30/12/2024 00:42

Isn't A A attendance allowance to pay someone to help you or am I wrong?

You only need to have difficulties with daily living activities/ personal care several times a day or night to qualify. In my experience it's given out very easily to most who apply as long as you send in a couple of medical letters. It's very rare that anyone ever checks up what care is being given. So many older people get it and it then qualifies them to so much more in the way of benefits. Honestly the amounts of money I see a lot of these pensioners getting and they still plead poverty. Absolutely baffling. When I come to do benefits checks for people, half of them have been getting AA for years and don't even know they are getting it and some can't even say why they are getting it ! We get loads ringing in and asking to claim AA ( " martin Lewis says pensioners can claim and extra £4k a year " !! ) then it turns out they have already been claiming it for years. Goodness knows where they think that £108 a week has been coming from ! I do appreciate they are on a fixed income and they fret about heating costs but really many of them have a higher income than I do and no housing costs.

rookiemere · 30/12/2024 11:03

I think the recent high inflation rises have panicked many. I know I find it hard to countenance when the cost of basic items seem to have doubled in a year. Technically I know we can still afford it, but it is worrying.

It must be harder for older folk who will remember when things cost a lot less. We haven't been out with my DPs since 2020, but I remember my DF calling out that the price of sausage and chips was outrageous at a mere £9.99. Bearing in mind that they have a net worth of just over a million and generous pensions, they could easily afford it.

ChimpanzeeThatMonkeyNews · 30/12/2024 09:31

despairnow · 29/12/2024 22:33

She's a pensioner! She has low/ limited income have some empathy!!

But hearing someone go on and on and on about the same thing is pretty bloody tedious.

There's only so much sympathy i can muster.

NoBinturongsHereMate · 30/12/2024 01:22

It can be spent on whatever you want.

It's intended to help towards costs arising from your care needs, which needn't mean an actual carer - it can be physio, taxis, ready-prepped food, social activities to support mental wellbeing etc. But there's no obligation to spend it on an 'approved' type of help, and if you want to use it for any general spending or savings then you can.

jannier · 30/12/2024 00:42

Orangesandlemons77 · 29/12/2024 17:55

As I have already explained, she gets around £500 AA every month which is non means tested and non taxable.

Isn't A A attendance allowance to pay someone to help you or am I wrong?

despairnow · 29/12/2024 22:33

She's a pensioner! She has low/ limited income have some empathy!!

ExceededUsefulEconomicLife · 29/12/2024 22:20

Orangesandlemons77 · 29/12/2024 22:11

might be worth her getting a benefits check as I hear some can get pension credit with AA, also is she getting the single persons council tax discount

Thanks - she has the single person discount but I will definitely check the credits. I think my mum has already done this as there is a lot of chatter about a friend who never worked and gets pension credits so receives a significant amount more despite never planning for the future. She loves GB news and Nigel farage but I still don’t want to see her cold.

Orangesandlemons77 · 29/12/2024 22:11

ExceededUsefulEconomicLife · 29/12/2024 21:54

But yes, she absolutely can afford it. There’s no question.

might be worth her getting a benefits check as I hear some can get pension credit with AA, also is she getting the single persons council tax discount

OP posts:
ExceededUsefulEconomicLife · 29/12/2024 21:54

But yes, she absolutely can afford it. There’s no question.

ExceededUsefulEconomicLife · 29/12/2024 21:53

Orangesandlemons77 · 29/12/2024 19:55

Does she get all the benefits e.g. AA if needed, I wouldn't offer to pay it if they can afford it.

I was hoping it would inspire her to realise how silly she is not turning the heating on but I also can’t imagine it would be that expensive. If we are cold then we turn the heating on and we don’t pay £200 for both.

she does get a state pension, a small private pension and attendance allowance. I believe that’s all and that’s all she’d entitled to. I’d still be happy to pay. Being cold is awful.

Orangesandlemons77 · 29/12/2024 20:58

I think I will share my concerns with DH and let him / his siblings deal with it, might be easier. I am already doing quite a bit of support.

OP posts:
Orangesandlemons77 · 29/12/2024 20:49

Choux · 29/12/2024 20:45

Has she no logical thinking about the doctor telling her her heart is not working properly and she needs to take the tablets to stay healthy/ alive?

She sounds bloody difficult!

Yes, she is. Very fixed opinions, wants to do the opposite of anything sensible / suggested just to be contrary. I do wonder if maybe the siblings would find it easier to let SS take over (regarding PoA)

She did have a minor stroke and even after me talking about how another person who had the same, started taking their meds to prevent another one, she wouldn't listen.

OP posts:
Choux · 29/12/2024 20:45

Has she no logical thinking about the doctor telling her her heart is not working properly and she needs to take the tablets to stay healthy/ alive?

She sounds bloody difficult!

Orangesandlemons77 · 29/12/2024 20:45

Miley1967 · 29/12/2024 20:44

On what basis does she get Attendance Allowance? !

Mainly physical issues, it is private / outing sorry.

OP posts:
Orangesandlemons77 · 29/12/2024 20:44

It does seem like normal behaviour which has always been somewhat narcissistic / grandiose is getting a bit more extreme, yes.

OP posts:
Miley1967 · 29/12/2024 20:44

Orangesandlemons77 · 29/12/2024 20:18

Thank you for this, actually we were in a cafe the other day and she went up hugging one of the staff and sort of waving and saying Hi to all the other staff in a bit of an odd way, and then told me they are 'all her friends'. She also likes trying on clothes in the local charity shop and parading them in front of the assistant, asking for their opinion etc.

But I am not sure if that is more her nature or not as she can be quite attention seeking.

I'm going to keep an eye on it all, somehow I seem to have ended up the default carer. I will speak to DH about the PoA again. She doesn't seem to 'trust' it.

On what basis does she get Attendance Allowance? !

Orangesandlemons77 · 29/12/2024 20:43

Choux · 29/12/2024 20:42

I agree that the siblings should be getting this sorted between them. Or dealing with the consequences of not being able to get her to agree. Perhaps a trusted person like a GP advising her to give someone PoA would help?

Your mil can choose whoever she trusts to be her POA. Most people would choose one of their children. I think you can even choose more than one person to be POA.

From what you say her behaviour seems unusual although that might be how she has always been. Becoming more extreme in her 'unusual but normal to her' behaviour can also be an early sign of dementia. Do you know why she refuses to take her medications?

"Doesn't like taking pills" "All the doctors do is give you pills these days"

OP posts:
Orangesandlemons77 · 29/12/2024 20:42

I don't think so- scams- I do keep telling her not to trust any e.g. texts and to contact her bank directly for example.

OP posts:
Choux · 29/12/2024 20:42

I agree that the siblings should be getting this sorted between them. Or dealing with the consequences of not being able to get her to agree. Perhaps a trusted person like a GP advising her to give someone PoA would help?

Your mil can choose whoever she trusts to be her POA. Most people would choose one of their children. I think you can even choose more than one person to be POA.

From what you say her behaviour seems unusual although that might be how she has always been. Becoming more extreme in her 'unusual but normal to her' behaviour can also be an early sign of dementia. Do you know why she refuses to take her medications?

Luddite26 · 29/12/2024 20:36

Orangesandlemons77 · 29/12/2024 16:13

Reads a LOT of the Daily Mail, which is similar

Could be seen as a form of dementia in its own way.

Is there anyway anybody has been scamming her with her mentioning odd things like people kissing her at the bus stop.

Choux · 29/12/2024 20:35

Orangesandlemons77 · 29/12/2024 20:23

Yes I tried getting the PoA set up for myself that didn't help unfortunately. Maybe she doesn't trust her family. Not sure. I told her an elderly neighbour got one as well and she said 'she must have been watching those adverts on the TV" Maybe she doesn't understand it? Oh I am not sure. I think DH needs to try and deal with it with his siblings really.

Sounds like she is mixing up power of attorney and pre paid funeral plans which are always being advertised on daytime tv.