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Elderly parents

Paying for nursing home care question

27 replies

AInightingale · 19/07/2024 13:16

I know I should be addressing this question to a SW, but I can't contact her successfully, so just posting on here for a bit of advice. Elderly mother was living in assisted care (semi independent) and self-funding at a rate which she could afford. Unfortunately she's been hospitalised for a few weeks after a bad fall and has very limited mobility. If the worst comes to the worst and she can't return to her own little flat, even with a care package, and requires nursing home care, how will this be funded, given that the need is health-based? She does also have dementia, which I understand requires self-funding if you have capital (she has a house which will be going on the market at some point). But which condition takes precedence when they are assessing these things?

OP posts:
Kitkat1523 · 19/07/2024 13:31

Very very difficult to get nhs continuing care….you may think it’s a health need …..but often not

redskydarknight · 19/07/2024 13:22

As far as I understand it the options would be

NHS continuing healthcare (care funded solely by the NHS) - this is awarded if the needs are medical related and not just nursing or personal care. The bar for this seems very high (My MIL was turned down and she has what I consider to be complex needs).

If not eligible for this then:

NHS Funded nursing care - where the needs are nursing related. This pays the nursing care component of care home fees

Also she might be eligible for

Attendance allowance - if she needs support with personal care, although you have to have needed the care for 6 months

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