Paying for funeral

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The deceased pays for their own funeral flowers?

Will building societies pay, or is it just banks?

Although the funeral director I was dealing with said that if the wake was arranged through them it could be added to the invoice

Sorry for your loss I work for a high street bank and we pay funeral costs from the late customers account directly to the funeral directors upon receipt of death certificate ID and original invoice from the funeral directors.

We are also permitted to pay out for any other associated costs such as flowers /wake if we have invoices to pay direct or if the next of kin or executor has already paid we can reimburse them but need to see proof of payment and receipts.

That’s not true. The bank will pay out any reasonable funeral expense. They paid out for the hire of the room, buffet, funeral flowers and all associated undertaker costs. They would have also paid for her headstone had we wanted a new one.
OP, the Undertaker will give you an invoice to take to the bank and the bank will pay them directly - just send them the invoices for all the other things directly.,

With noting that funeral costs are limited and don’t include the wake etc.

Banks allow you to take the invoice from the funeral director and a death cert and pay for the funeral using the deceaseds bank account (assuming they have enough)

What are the other two?

Go to her bank and let them know she has passed. Take the death certificate and ID with you and bank statements. When you speak with the funeral director let them know that the bank will be paying the bill and issue you with an invoice. We used the Coop for dm funeral and they asked for 50% up front. If there’s a small amount in her account they usually just give you the money and close the account. My dm had £3k in Halifax and that paid for part of the funeral. Then the final bill came and I gave it to Barclays to pay the remainder.

Sorry for your loss

Providing she has money in her accounts, the bank will pay the funeral bill. It’s very normal and they are used to doing it. Just be prepared that it might take longer than expected, after DF died I was in branch causing a queue for about 1/2 hour as they filled in forms very slowly and then wrote a cheque for me to give funeral director.

Funeral costs are one of 3 things banks will release money for.

Just take the death certificate and funer invoice, and they will write a cheque. Might also be useful to take ID for yourself too.

Have you discussed this with the funeral director?
They may be able to help.

Do you know if you're entitled to any funeral benefits from the DWP?

You can claim if you get UC etc.