Please or to access all these features

Elderly parents

When to force the issue re residential care?

81 replies

MrsBennetsPoorNerves · 08/08/2023 11:56

I have responsibilities for an elderly relative and LPoA for finance/health issues. She has no family living nearby but we have been able to manage some things remotely with assistance from paid carers visiting regularly. She has a dementia diagnosis.

She does not recognise herself how vulnerable she is and insists that she doesn't need help. She does need help though, and we're getting to the point where it may no longer be safe for her to live alone. She will not acknowledge this and gets enraged if it is even suggested. She finds the carers irksome as it is, even though she relies heavily on their help.

She is adamant that she wants to stay in her own home but this is increasingly becoming unviable. At what point do we have to force the issue? And when that time comes, how do we actually go about that if she refuses?

I am finding the whole thing very distressi g because I want to respect her views and wishes but she is getting to the point where she is a danger to herself, and it seems that we might have to overrule her preferences because it isn't in her best interests to follow them. Any advice would be welcomed please.

OP posts:
kimonoblues · 08/08/2023 12:09

Being blunt people moved into care homes tend to die more quickly. Those at home tend to have better care and live longer- so it is more expensive.

kimonoblues · 08/08/2023 12:08

You start with finding out exactly how much money she has
You then identify the type of care that she needs and get a cost for that to be provided at home . Lets say £4-7k a month
You get a council assessment to see if she meets their criteria to pay all or part
You then start using her cash/pension income to pay for the care
When that reduces you can take out an equity loan on the house to continue the care at home

How old is she? That helps you to decide how much costs are likely to be.
You have to try and follow her wishes if they are possible.

MrsBennetsPoorNerves · 08/08/2023 12:08

Thank you for your reply. For the time being, we are increasing the amount of home care to enable her to stay at home, but she is extremely resistant to this. She has savings that will pay for the care in the short term and we could look at equity release in the longer term.

I just feel that she is so isolated at home and some form of residential care with opportunities for social interaction would be beneficial to her.

OP posts:
MrsBennetsPoorNerves · 08/08/2023 12:04

Finally, where can I go for info about financing residential care? She has assets (savings, a house etc) but I know that care costs are extortionate... what happens if we burn through all of her assets and run out of money?! If she starts off in a private care home, would she end up having to move if she ran out of funds?

OP posts:
kimonoblues · 08/08/2023 12:03

If she has money and/or owns her own house then staying at home is an option
You can do an equity release to pay for carers. At some point the council step in to pay for the care when the end is near.

You need a full understanding of her financial position. But as you have POA and she wants to stay at home then it is your duty to make that happen for her if possible.

MrsBennetsPoorNerves · 08/08/2023 12:01

Also, when we do get to that point, what do we do if she physically refuses to leave her home? I can't imagine having to manhandle her out of the property but what are we supposed to do if she refuses to go willingly? Do people end up getting sectioned in those circumstances?

It's horrible watching the decline of someone you love, and seeing their own agency over their life gradually getting eroded.Sad

OP posts:
Swipe left for the next trending thread