Care Home Finance/Care needs assessment LA

29 replies

FlatOutAgain · 13/12/2022 12:13

Hi,

Tomorrow we are looking at our first care home (assuming the time we have just given them is ok). I have spoken to the LA and they say to get in touch with them when mum has around 2 months worth of self-funding left. In numbers it looks like:

Mum's savings 35k approx
Upper limit 23k approx
Balance 12k
The home will assess mum but on her current needs they have given a approx figure of 850 per week

This means that on day one of her arrival in the home we are already around 2 months from mum hitting the upper limit.

I will then have to arrange a care needs assessement which I understand looks at the home to make sure it meets mums requirements (Alzheimers) and is not a 5 star hotel.

The financial assessment then takes place. What does this look like?

thank you

OP posts:

Original poster

FlatOutAgain · 13/12/2022 16:22

Thank you

I thought the CN and FA were linked so I need to get onto the CN.

Mum doesnt have a house to sell as Dad lives there

I spoke again to the LA who said that as soon as we agree a place then to call them and they will get the FA ball rolling. They said they would need up to 12 weeks and given that mum's self funding is just shy of that they need to be informed immediately.

They suggested that the CN was along the lines of 'is the home satisfactory and not to extravagant for her needs'.

They have separate accounts with Dad have a bit more in his account. Not sure if this will cause any issues as I 'guess' they may want to look at both parents financial situation - not sure on this one?

The also advised to make sure I look at geographical boundaries as some areas that may not seem obvious tip us into the county council and then things get more complex.

I really hope tomorrow works out as it is more or less across the road from Mums doctors and that alone will give her some comfort. I fully expect my parents to try to dig their heels in. We had another bad weekend with another ambulance called (2 in 4 days so it is getting worse). For the first time my mum became aggressive with dad by shaking and pointing his walking stick at him.

Given mums diagnosed alzheimers and her hospital/GP/Paramedic history it 'should' be clear to the LA that she needs residential care. It is her birthday today and due to work I could not see her. I am going tomorrow after the care home but she does not know its her birthday. There was a card and gift at the weekend and she asked if it was her birthday. I explained it was on Tuesday but she has no concept of days therefore seeing her tomorrow is not going to be a loss for her.

thank you

OP posts:

Soontobe60 · 13/12/2022 14:59

A care needs assessment is different from a finance assessment. You need the CN one done asap or else you could end up with her being assessed as not needing residential care after her self funding runs out.
I made an appointment with someone from the finance team at the LA. Took all of my stepfathers bank statements and house info. Completed the form together. It then too them 2 months to sort it! He wasn’t a self funder though.

earsup · 13/12/2022 14:52

The financial side of things for our late aunt, just confirmed she could self fund and also i had to show land registry docs which proved her house was in a trust for my mum and myself and set up some 30 years before going into care so they couldnt force a sale...aunt died with 27k left in savings having spent some 400k on fees....good luck...a social worker might be useful also if you have issues and the elderly charities have info on their websites .

MereDintofPandiculation · 13/12/2022 14:40

So it sounds as if you’ve already met the LA’s criteria for contacting them. Better now than risk having to move her.

presumable she doesn’t have a house to sell?

You can find out from the home whether they take Council funded people

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