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Elderly parents
Original poster

What happens when the money runs out?

51 replies

Lippy1234 · 05/02/2020 19:36

I’ve started looking at care homes for my DM. She will have to sell her home which is worth around 275k and pay fees of approximately £1400 per week. So she only has enough funds for about 4 years of care. What happens when her money runs out? Do people actually get moved to cheaper care homes? She is only 68.

OP posts:
Russellbrandshair · 05/02/2020 19:41

When her money runs out, social services would take over the cost. If she’s currently in a very expensive nursing home then they’d move her to a cheaper one. But that would only be if the home she’s in now costs way above usual social services rates. It sounds cruel but unfortunately they don’t have unlimited funds to pay for too whack nursing homes for everyone. The only reason she might stay would be if her care needs couldn’t be met elsewhere eg if she required an EMI home and none of the cheaper ones were available or had beds.