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Elderly parents
Original poster

Care home fees

32 replies

VentingDaughter · 22/07/2019 13:11

My mother is going to have to go into a care home shortly. I understand she will get the lower rate nursing contribution but will have to self-fund as she owns her flat so her capital is well over the limit.

I'm struggling to find out more about the mechanics of this, particularly since she will need to move quite soon but it will obviously take time to sell her flat. Does anyone have experience of it? Will care homes wait, maybe on the basis of putting a charge on the flat, or would the local authority finance it temporarily again on the basis that they get repaid when the property is sold?

OP posts:
Original poster
VentingDaughter · 23/07/2019 08:32

No, it's not registered and didn't have to be as it's not a health POA. I understand it does now, assuming the medics confirm that she doesn't have capacity.

OP posts:
HappyHammy · 23/07/2019 07:46

Do you have poa for her already registered.

Original poster
VentingDaughter · 22/07/2019 22:42

There is a POA in my favour, but I strongly suspect that my mother would now be classed as having lost capacity which seems to mean that I have to get it registered with the court - so that's another stumbling block. Ho hum.

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Original poster
VentingDaughter · 22/07/2019 22:41

Thanks Happy - that page didn't answer the question directly but linked to this useful document which clarifies things a lot. It looks as if the answer may be to apply for deferred payment via the council till the sale of the property can go through.

Mind you, AgeUK need to update their main website. Their figures for likely fees, as I've discovered through recent researches, are around £500 a week below the horrendous reality Shock

OP posts:
RosaWaiting · 22/07/2019 21:06

I’m sorry I don’t have specific information
I was told by a couple of care homes that we needed to show proof of funds for two years. Assuming your mum has the minimum amount in savings, can you show that to cover the two years and then sale of the property would be the next step?

I’m so sorry you are going through this Flowers

fiftiesmum · 22/07/2019 13:32

Care homes do not normally wait (they are businesses in the same way as Tesco). Need to go via local authority as they will be doing a needs assessment so can bring up the subject of money then. Have you got POA in place.

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