My mother is pretty much house bound so I do shopping cleaning etc. She does get attendance allowance which I have told her she really needs to spend on a carer but she's being difficult about that!! The main issue is that she has nearly £8000 in her post office account from her state pension credit. It's because she rarely gets out ( although I do take her out) and she basically spends nothing. She lives in a sheltered flats and has about 12000 in capital. Will she be penalised for having this state pension pretty much 'hoarded' away ? It's just built up as I get out maybe £500 every month for her so she's rarely touching it. We've suggested we take some and put it into an account for her in our names for her funeral etc ( she has no provision) but she's being odd about that too.
To be honest this is just the tip of the iceberg, my life is bloody awful at the moment and she is not helping by assuming I'm constantly on call! She's convinced they can't touch her pension but I need to know! Cannot find it online anywhere. Can anyone tell me???