University and TTC

“By not buying the priciest things”

This is not a tactic.

Childcare up to 5 year olds is extortionate. Beyond that, school hours are less unless you pay for wrap around care.

Do some research into child minders or nursery provision in your area, add on rent, food, nappies, utilities and see how much you need.

There is a reason your in-laws would have a heart attack, they are fully aware of the money and commitment a child is.

“Really wanting a baby of your own” is not enough.

Live your own life till you are ready to give it up for another person - your child.

Just to add to my reply, as other posters have said, make sure you're financially stable as it's a baby at the end of the day. But definitely do not be afraid of taking help from the government too if you need it 😊 that's what it's there for, no one in this day and age should theoretically struggle. But yeah do try and work out your finances before you make your decision. Good luck op!! Xx

Teacher training (let alone being a teacher) is nigh on impossible with a child already. Do you itt and nqt years. It tends to be easier to get back in to teaching after having kids than starting from scratch.

Also agree that relying on government as your primary means to afford a child is a rubbish plan. It's time to be a responsible adult.

Sorry I think YABU if your current plan for childcare is to rely on the government. I think it’s useful for government to provide aid for parents who are struggling and I do think more should be available but it seems rather selfish to want to rely on it from the start. Get a job, build your savings, and have children when you’re financially secure.

If I was in your shoes I would wait, you are so young and have many more years to enjoy before you settle down with children.

I am in mid 30's and some of my friends that got married in their mid twenties had children with a year or so and regret rushing into it so soon! They've then sat at home with master degrees hoping they will go back to work after a few years but they NEVER do. They end up being stay at home mums and out of work for over 5-6 years and realise that they have to start very junior positions when they feel 'ready' whereas all the rest of us have forged successful careers, homes, a marriage and then have children.

Relying on the government and being cost effective isn't the way, you need to be able to provide the best you can for your child.

You have plenty of time for children, build yourself up to a teacher qualify and then go of on paid mat leave after a few years.

That's my advice anyway but good luck with whatever you decide!

In basically the same situation, we're trying anyway! Only you know what is truly right!! Good luck to whatever you may choose, whatever your choice I'm confident you'll make it work xx