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Original poster

Are you ever financially ready to have a child?

31 replies

dangle90 · 23/09/2016 08:34

I know it's normal but I'm worrying!

OP posts:
melibu84 · 23/09/2016 09:09

I think it's harder to be financially ready these days, what with soaring house prices, and it's easier to get into debt! I know a few people who got married and bought a house before having kids, but even they would say they never felt fully prepared.

NameChange30 · 23/09/2016 09:03

I think the ideal scenario is to own your home (well, with a mortgage, not own outright!) rather than rent, and to be debt-free (apart from mortgage and student loans). But there are plenty of people who have children in less than ideal financial situations and they manage.

Do you want to tell us more about your situation?

NerrSnerr · 23/09/2016 08:59

We were as financially ready as we were ever going to be. We had just bought a house and I had paid off my overdraft and credit card. We don't have lots of money with nursery fees being high but we manage to stay in the black.

MrsCharlieD · 23/09/2016 08:49

I'm sure you can be but we worried we weren't. As it turned out we just had to adjust our spending habits (a lot) and we have coped OK. I often dispair though at what I was spending my money on before starting a family. I could have saved thousands!

sentia · 23/09/2016 08:46

I still don't feel financially ready and I'm pregnant with number two and nearly 40!

Tootsiepops · 23/09/2016 08:38

We were, but then I was 36 by the time we had our daughter Confused