yes, we are lucky. It's not normal health insurance, but all-singing all-dancing ex-pat insurance, provided by DH's company. I'm not going to count my chickens yet, but at least they said all lab tests and consultations would be covered without having to get approval, and then if we are recommended treatment (i'm sure we would be) we have to get their approval.
maybe i am brooking for the test result, but 4% isn't that high, and then even if you have it they can select the embryos. It made me a bit mad yesterday, actually, while researching IVF places here. Lots of them offer gender selection, and apparently lots of Indians come here to choose the sex of their baby. Argh!
sweetie glad you're getting to see the consultant. Do you not get another NHS shot then? I don't know about egg donation, but I think some people on the Assisted Conception thread are using egg donors. I have heard it's a long wait in some places though. 
solars glad you're feeling better. Not long till Friday. GROW FOLLIES GROW!!!
AF due by Thursday. I have familiar cramps
SIGH