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Paid childcare

Discuss everything related to paid childcare here, including childminders, nannies, nurseries and au pairs.

Original poster

Live in to Live out

40 replies

LouIsOnAHighwayToHell · 15/02/2010 10:08

Are there any nannies or nanny employers who have changed the job description from live in to live out?
Both bosses will now be living in the UK (one used to work abroad) and the house is now going to be quite cramped with 4 children and 3 adults living in it.
I have suggested that perhaps a way to obtain more room is if I move out and the parents take the nanny flat etc.
So, what would be better? The parents paying the rent of wherever I live or them paying me extra?
This is a new situation for me and would like to know what other would do/have done.
Thanks

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Simplyme · 26/02/2010 10:32

you can be CAT but only if you pay can you CAT I think?! Ok my email is katie _ katiesmith @ yahoo . co . uk

All together obviously

Original poster
LouIsOnAHighwayToHell · 25/02/2010 23:32

I apparantly have CAT. People CAT me all the time but I never subscibed (although writing this will probably alert the techs).

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Simplyme · 25/02/2010 22:42

Hi Lou I'm happy to meet up. Do you have CAT? My subscription has run out! If not I'll post my email here x Are you free this wkend at all? I'm getting my hair done Sat day but free the rest of the time x

Blondeshavemorefun · 25/02/2010 11:14

some of are out for a meal/drinks

Original poster
LouIsOnAHighwayToHell · 25/02/2010 10:47

I am free on the weekend and on the 6th.
Blondes - What is happening on the 6th?
Simply - Want to meet up somewhere?

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Blondeshavemorefun · 24/02/2010 17:47

lou - join us on the 6th if you are free - be fab to see you again

Simplyme · 24/02/2010 17:44

Hi Lou, sorry I have been snowed under this week. Are you free on the weekend?

frakkinaround · 23/02/2010 09:31

Yep, rent is a taxable benefit so it counts as part of your 'salary package' so you get taxed on it. Rent and bills are the net amount so you do need to scale up to gross. It's exactly the same amount of money either way.

Sorry to hear about the BF.

mickytoo · 23/02/2010 09:00

Not really "better" because you'd still have to pay tax on it and employer has to pay NI. Basically, any kind of pay increase whether in the form of paid rent/bills or salary rise is taxable at the same rate. Rent/bills of £150 a week would cost £7800 a year, you pay £1560 tax on that (at 20%) and the employer pays an additional £900 roughly as NI. It's a huge additional cost to an employer, you need to be sure they understand that!

Blondeshavemorefun · 23/02/2010 08:36

sorry about BF - hope you get other sorted, as we said earlier in the thread moving out = extra bills

Original poster
LouIsOnAHighwayToHell · 22/02/2010 20:06

Simply - I have this week off and am bored to death and am not doing anything so would love to meet up.

Micky - really? so better for them to just pay me more and I pay the rent then. This is all too hard today.

OP posts:
mickytoo · 22/02/2010 20:02

Rent and bills are deemed to be taxable benefit in kind, so you would be have to pay tax on it (20% or whatever) and they would have to pay employer's NI on top of it (12.8%, above a certain amount). It's a huge amount of additional money ...

Simplyme · 22/02/2010 19:42

Sorry about the BF

Good luck with it, don't move out unless they pay you enough!

I think you live Richmond way don't you? I'm in Wandsworth so if you ever fancy meeting up for a drink and chat in the RW let me know x

Original poster
LouIsOnAHighwayToHell · 22/02/2010 19:34

Sorry, had not scrolled this far down for a day or so and got dumped by boyfriend so all is crap at the moment.
I am moving out. Going to redo contract and ask for a bit more money to cover incidentals. They will pay the rent and any bills associated with the flat etc
Fingers crossed it all works out.

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Simplyme · 21/02/2010 00:03

Any decisions made?

chitchat07 · 17/02/2010 15:54

The other thing of course is that by being live out you can do other babysitting jobs a bit easier so could earn a bit of extra cash.

Live in isnt easy, my nanny is live in but only because she lost her accommodation and we had to hire her quickly or risk losing her (she is absolutely fabulous with the kids so we felt it was worth it). TBH I would much prefer live out as would she, and she is saving as fast as possible to be able to afford to live out. She won't be as financially well off live out though, but she will have far more freedom and I think it will be easier all round.

Original poster
LouIsOnAHighwayToHell · 17/02/2010 12:05

Hi Simply, thanks for interrupting your beach time and writing.
It is a tough decision to make but I think I would rather have a life now. I was only nannying as a stopgap too and have been living in for nearly 4 years now and am too old for it now. I've been thinking all day and in 6 months I should know what is happening at home jobwise and will have saved enough (that is if I stop travelling in my holidays) to move back.

We are going to redo my contract so will have to lay down some ground rules. Does anyone have a good live out contract that I could use as a reference? All mine have been live in.
Thanks

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Simplyme · 17/02/2010 12:04

So I asked my boss how she felt about the idea? She said she wasn't keen because they had the room and didn't mind me living there! If I moved out they would have a big extra cost financially and lose one nights babysitting etc

I told her I appreciated that and would honour my commitment to stay until July but would then need to leave and get a live out job. Luckily for me they don't want to lose me. After their unfortunate experience with my replacement last year they don't want to go through all that again so they said they would def pay rather than lose me! I'm very happy as now have job stability for next few years and get to move out too!

Just so you know moving out is not cheap and the price you pay for your own place is very costly! Some things to think about - food for eves and weekends, toiletries such as loo roll or washing powder or cleaning products. Regular bills ie c tax, water, gas elect, tv license, Phone line, broadband? Commuting costs car or bus etc!

Also generally live out nannys have shorter hours and less babysitting! I'm keeping the same hours but dropping to 1 nights babysitting

and of course after all that you will have a lot less 'spendable cash' don't get me wrong live out will be great but think of everything first! I do think it might be better for the dad to rent office space? Hope this helps you x

Simplyme · 17/02/2010 11:53

Hi Lou, I'm blondes friend and she asked me to pop on yesterday! Sorry I didn't but I'm in Cornwall at the moment with the kids for half term and only have my iPhone with no reception at the house! We are on the beach now which oddly enough has 3G reception so thought I'd reply to your post! I have been a live in nanny for my current family for almost 4 years now. It is a bedroom/bathroom basis. I took the job as a stop gap as wanted live out but couldn't afford it as just got back from travellng! Obviously it became longer than a year stop gap because I loved the children and was comfortable there and had a good nanny circle/friends etc.

I left them last summer because I had a job offer of live in but with separate accomodation. That job didn't work out and meanwhile my replacement wasn't working out so my old family asked me back. I was slightly reluctant as I really didn't want to return to live in but the job Market was not good and beggars can't be choosers!

Anyway this was last July, I planned to stay a year then look for a live out job. A very good nanny friend of mine was looking for a flat mate so I thought I'd broach the idea of changing my current job to live out rather than leave them in the summer.

Original poster
LouIsOnAHighwayToHell · 17/02/2010 11:35

I can afford the move home but who really wants to move back in with their parents .

Ok, so have been with family for 18 months.
I like the family, have free rein with everything and it is not a hard job just long hours.
Home is Australia and I have been in the UK nearly 4 years.
I am trying to get my old job back in Oz but I have to reapply for it so that takes time.
As for the current job, well if I moved out it would be to down the road. Share house (my choice) and they pay all the bills and I get a small increase in pay to cover the extra bits and pieces.
I would still eat all meals in the main house so would not have to buy food really.
I stayed in the UK (was meant to leave last year) becuase of a man, which in hindsight was a stupid thing to do as I think I will be single again soon.
Umm anything else?? Can't think well today, am doped up on night nurse.

OP posts:
Strix · 17/02/2010 11:17

oh yeah... airplane jelly and all. I remember now.

But, Lou, if you can't afford the journey home, I would suggest not quitting your job until you have another one.

Blondeshavemorefun · 17/02/2010 10:50

think austraila/nz way if blondes pathetic brain rememebers what lou said when we met

Strix · 17/02/2010 10:44

Where is home? Do you really want to go back or would you be happy with another job here? If you are thinking of leaving I would think setting up residence might not be a good thing? Are you fed up with this family, or living in? Perhaps another live-in job would be the change of scene you need.

Come on. We need more information to help you. And remind me how long you have been with this family.

Original poster
LouIsOnAHighwayToHell · 17/02/2010 10:39

oh dear this is all just too much at the moment. I only stayed in the UK because of a man and now I think that is ending. Have no job to go back to at home and not enough money to move back anyway so that is why I am not really looking for a new job now. Better the devil you know and all that.

OP posts:
Blondeshavemorefun · 17/02/2010 10:38

pmsl - how did that happen?