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Original poster

Liability insurance - for nannies

42 replies

MrsTiddles · 04/07/2008 17:13

does anyone know how much this costs?

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imananny · 05/07/2008 18:05

tbh no one i know, or myself have ever needed to use MM insurance, once we have it - so couldnt say if they are good or not

the fact that they are so well known, means that hopefully they should give good service if and when needed!!

Buckets · 05/07/2008 17:48

How come the concept of Employers' Liability not apply to nanny families? Just curious.

navyeyelasH · 05/07/2008 17:41

I have mine with NCMA - I thought about NN but I read some reviews that said they were pants (gumtree forum).

How have you guys found them as I think I may go with them next time?

ilovethecake · 04/07/2008 21:07

Hi, they have just charged me £55 too,( that was last week!) i am just getting ready to be Ofstead registered! they mentioned the discount to me, where as a friend of mine has just renewed her insurance and they never mentioned the discount to her! Of course i told her, as they say... EVERY LITTLE COUNTS!!

nannyL · 04/07/2008 19:13

really NN.... they didnt mention that to me

i now have a direct debit set up but ill definitley ort that when it comes round to renewall time.

didnt mention it to my friend (ofstead registered) who sorted ehrs just a couple of weeks ago either! (in the same way she didnt realise you could pay by DD!)

nannynick · 04/07/2008 19:05

No you can't. Ofsted is for England only.

I also don't know if the MM policy covers a nanny in Scotland. Best check on that. Expect it does, but you never know. Insurance can be a little odd at times.

SimpleAsABC · 04/07/2008 19:02

Can you be ofsted reg in Scotland?

nannynick · 04/07/2008 18:59

MM charged me £55, have just renewed. They give a £5 discount if you are Ofsted registered.

SimpleAsABC · 04/07/2008 18:53

Cool, i'll def do this next time round

nannyL · 04/07/2008 18:51

if you go with MM you can pay quaterly (£15) by direct debit

according to my friend who did hers just a few weeks ago this is NOT obviouse on their website but i you call them it will all be sorted

Original poster
MrsTiddles · 04/07/2008 18:37

I'll let her know the name of these folks. Thanks. Neither of us had a clue.

OP posts:
Cosette · 04/07/2008 18:28

also I think I saw somewhere that it's important from a proper cover perspective that your nanny pays for it not you.

nannyL · 04/07/2008 18:20

Mortin michel... £60

its an expense that you expect your nanny herself to cover and not provide to your nanny as a perk.

(just about the only expense you as an employer dont pay!)

SimpleAsABC · 04/07/2008 18:14

Morton and michel (for me @ least) ended up at £60.

imananny · 04/07/2008 18:14

the basic package with mn is £60 for think 2million

if you want extras, then cost goes up

all the nannies i know,and myself have the £60 policy

Original poster
MrsTiddles · 04/07/2008 17:38

Thank you, that's a very helpful start.

OP posts:
Bink · 04/07/2008 17:15

Morton Michel say its premium "starts at" £60 and Nannyinsure says £70. But I don't know exactly how much it really ends up costing.