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Paid childcare

Discuss everything related to paid childcare here, including childminders, nannies, nurseries and au pairs.

Total cost nanny in London

37 replies

HappyNL · 14/07/2023 20:16

Hi everyone, I am currently looking into the cost of a nanny. All nannies seems to advertise Net and it seems to be very difficult to figure out how much I would have to spend in total.

Can you please advise?

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JustASquareMoreChocolate · 03/12/2024 14:16

I went back to work at 8mo and 7mo. With first child I had a childminder and second a nanny, latter definitely more seamless. When younger was two we added in 2 days per week nursery for socialising and that went well. It is a really good service but for 40hrs/week you’re definitely in the £40-45k region cost to you.

NuffSaidSam · 11/11/2024 21:32

Elektra1 · 11/11/2024 18:56

They can't quote gross because they don't know what other income the nanny has, which will affect her income tax rate.

No, this is exactly why you should use gross. Gross is not impacted by your tax rate, net is.

Blondeshavemorefun · 11/11/2024 21:18

They can gross. They work out the nanny wants whether 16/18/20g etx

If they discuss nett the family can end up laying more if say a student loan or another job

No need to discuss nett at all

All the professional nannies including myself discuss gross

I was talking gross not nett in 2007 when I changed to a new family !!!!

Thats 17yrs ago

Yet agencies and famillies still talk about nett

Why

Elektra1 · 11/11/2024 18:56

They can't quote gross because they don't know what other income the nanny has, which will affect her income tax rate.

Blondeshavemorefun · 11/11/2024 18:37

@SouthLondonNannies do you not promote your jobs , nannies and clients to discuss gross in all aspects of a job ?

Talking nett makes it so much harder to work out the gross figure

SouthLondonNannies · 11/11/2024 15:20

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SouthLondonNannies · 20/11/2023 14:45

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Nanny31 · 20/07/2023 10:20

I went into a nursery setting for the experience ( was and still part time Nannying )
I was appalled at the lack of empathy towards the children. Staff were young, rude and seem to be focused more on paperwork rather than the needs of the child.
My opinion you are best served with a nanny who will be devoted and give 100 % care towards your child.
Something impossible in a nursery setting.

HJ40 · 20/07/2023 09:10

Nanny31 · 20/07/2023 08:39

Don't bother with Nursery!
( Ex Nursery worker )

Helpful Hmm

Nanny31 · 20/07/2023 08:39

Don't bother with Nursery!
( Ex Nursery worker )

Emelene · 15/07/2023 23:13

Also nursery may be fine, maybe visit some? Mine went from ten months and have done very well. All the best planning your return to work x

Emelene · 15/07/2023 23:12

Have you thought about a childminder? Low ratios at that age and she would be in a home environment. Very much cheaper than a nanny!

NuffSaidSam · 15/07/2023 23:06

A nanny is a much better form of childcare imo, but that does come at a cost. Nothing wrong with nursery.

It's a bit like the difference between an economy and first class flight. Everyone gets there, it's just about the level of comfort you want to travel in.

HappyNL · 15/07/2023 22:52

This is a fantastic suggestion / idea. On days I am at home she could go to nursery..

Two days nursery can’t be that bad. She’ll be exposed to other kids and it will reduce costs.

I have not considered it because I am scared leaving her in an environment where she might not get the attention that she needs as a 6 month old. And if something happens that bothers her she won’t be able to communicate.

With a nanny at home I can still keep an eye on what’s happening.

My plan was to get her to nursery once she’s 1.5 years old.

what are your experiences with nurseries?

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HappyNL · 15/07/2023 22:41

Yes, I agree. Only considering it because she is so young.

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nannynick · 15/07/2023 17:46

Consider mixing nanny and nursery. I work for parents who have found a combination works well.

Working from home may not be practical. Give it a trial now. Try being in a room of the house away from your daughter, whilst someone else cares for them. Some parents find they can isolate themselves away and not be bothered by the sound of children in the house, others find it harder.

sweepleall · 15/07/2023 17:36

When we looked into it, I realised that it costs quite a lot when you factor in:

Nanny salary (obviously!)
Food for the nanny and your child
Cost of activities
Wear and tear on your house
(Sometimes) transport for the nanny - car or public transport expenses

Nursery is expensive but at least the headline price covers food, transport, activities etc

I agree that for a 6 month old, nanny is a good choice but for an older child unless you really need the longer hours cover, nursery is a lot cheaper IMO

HappyNL · 15/07/2023 17:30

Hi @nannynick , thanks for your reply. I am unfortunately not eligible :/

Ill just have to be very careful with my spending in de next year. My LO will be 6 months when I start to work. I’ll work three days from home, two days from the office and feel this might be the best set up for us because she’s so young.

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nannynick · 15/07/2023 17:06

HappyNL · 15/07/2023 12:43

Thanks all! Your replies are much appreciated. Is my understanding correct that the gross amount will be deducted from my net pay and no tax relief is provided?

You paying a nanny has nothing to do with your employer.
You would have your take home pay (net). Out of that you would pay all your bills including the cost of whatever form of childcare you use.

You may be eligible for help with childcare cost. Tax-Free Childcare scheme is something that can be used to pay a nanny, as long as the nanny is registered. In England that means the nanny has to be registered with Ofsted... when advertising the job I would insist on having someone already registered, so you do not have a delay in being able to use the scheme to make payment.
https://www.gov.uk/tax-free-childcare How much of a benefit to you that scheme is depends on the number of children involved and the cost of childcare.

There are other childcare schemes, some Government has promised will start in a few years time... but we shall see what really happens. Have a look at https://www.childcarechoices.gov.uk/ for what may be available to you.

Childcare Choices from GOV.UK

All about Government help with childcare costs, including 15 to 30 hours free childcare, Tax-Free Childcare, tax credits, Universal Credit, vouchers and support while you study

https://www.childcarechoices.gov.uk

HappyNL · 15/07/2023 14:41

She’s 5 months so calculation could be correct :)

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HappyNL · 15/07/2023 12:43

Thanks all! Your replies are much appreciated. Is my understanding correct that the gross amount will be deducted from my net pay and no tax relief is provided?

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ThinkingAgainAndAgain · 15/07/2023 11:46

As well as the additional costs outlined above, you may want to factor in the additional cost of eg heating your home during the day. We’ve had nannies for 14+ years and I’ve never restricted when the heating is on, as I’ve always taken the view that this is someone’s workplace and I want her and my children to be warm and comfortable. But I’ve heard awful stories about employers being very restrictive on when the heating is on and it being on too low for comfort.

Blondeshavemorefun · 15/07/2023 11:45

Ah yes good point guess london transport is easier - car is used in Kent

nannynick · 15/07/2023 11:39

@Blondeshavemorefun I used to do a lot, but do hardly any now. It will certainly vary due to location - you still Kent way? In London all they may do is go back and forth to a local school. Other things they may do by walking, bus, train.
I found school holidays with school aged children was when the mileage racked up, as then it was trips to National Trust houses, museums, country parks etc.
@HappyNL may have a baby, not school aged children, so travel by nanny with a baby may be low, especially if there are a lot of local places to go within walking distance.

Blondeshavemorefun · 15/07/2023 11:35

60m a week. That's 12 a day @nannynick - that's nothing

A Full time nanny job will be more than that with play dates /activities /park /swim / farm trips etx