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Original poster

Universal credit ask for bank statements to prove childcare costs

29 replies

anamatia · 04/07/2023 18:14

Hi I claim my childcare costs through universal credit. I used to send my invoice and a screenshot of the bank transfer receipt / transaction receipt and they would give my money back.

recently each month they have been saying they don’t accept my evidence and a screenshot of the transaction alone is not sufficient. They have been asking for FULL bank statements so for two months in a row I’ve given full statements. I don’t mind as I have nothing to hide and I want to be reimbursed. However I don’t like sending my FULL statement of all my outgoings and what I’m spending my money on. My takeaway orders, phone contract, Sky bill, make up purchases etc. I don’t think it’s necessary for them to see all of that.

does anyone have a way around this? Is there a way to blur bits of my statement and only show the childcare fees go out? Or what evidence to you submit that they accept?

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PaniniHead · 04/07/2023 18:21

They shouldn’t be asking for full bank statements. Fraud can request/get them. For usual UC- no they shouldn’t be asking

DéjàMoo82 · 04/07/2023 18:20

Could you open a separate bill account and transfer in what you need to pay out each month? A bit of a faff but would then only show your direct debits etc. It's what we do anyway as we like to keep all the household bills separate to general spending and both pay money in to cover it all.

readbooksdrinktea · 04/07/2023 18:19

Can you just redact the statements? Go over the irrelevant transactions with a sharpie?

I've done this when statements have been needed. It wasn't queried. I'm not in the UK though.

Stropalotopus83 · 04/07/2023 18:17

Can you just redact the statements? Go over the irrelevant transactions with a sharpie? If they query it then you could ask why they need to see the other transactions? As long as you leave the child care costs visible I don't see why it's their business what you spend your money on.

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