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Paid childcare

Discuss everything related to paid childcare here, including childminders, nannies, nurseries and au pairs.

Which is more important: affordable childcare or decent pay for child carers?

119 replies

Youdoyoubabe · 09/03/2023 22:40

It seems that we cannot have both.... without tax bills going up massively.

OP posts:
Are your children’s vaccines up to date?
isthisit83 · 10/03/2023 22:20

Tinybrother · 10/03/2023 19:30

The whole “second hand clothes and cheap meals” thing is just like the “stop buying avocados and you’ll be able to afford to buy a house” thing. Everybody’s already doing that you out-of-touch numpty

🤣🤣

DutchCowgirl · 10/03/2023 21:54

Chocolateydrink · 10/03/2023 20:39

The UK has the tightest childcare ratios in Europe and have done for years (e.g. for under 2yo the ratio in the UK is 1:3, in the Netherlands is 1:4 and in France is 1:5). Several countries in Europe, included some of the Scandinavian countries and Germany don't have national standards at all for childcare ratios. Wages is a massive reason why our costs are so high.

Wow thank you for the data. I haven’t been on mumsnet for long and i love how informed everyone is here. At my dutch mummy-forum i was always the one collecting the data😉

The Dutch child ratio is still rather strict , and there is discussion about this, not because of the costs but because of the staff shortage.

Grumpybutfunny · 10/03/2023 21:39

@Starflecked me and DH are insured to the extent its motive for murder and he is the sole beneficiary. I had 4 months maternity as at the time it was what we could afford, it was fine. Yes we believe in being self sufficient and don't want to pay more.

It simple maths say a childminder costs £5000 a year for 4 years that's £20000 (after the 20%off) if you stick say 1% on tax for the average family that's around £800 per year (off a combined income) over a 50 year working life that's 40k extra in tax so 20k more expensive than just paying the bill.

If you have to add 2% extra to cover the costs that's 80k extra in tax or 40k saved just paying it for four years.

Chocolateydrink · 10/03/2023 20:39

DutchCowgirl · 10/03/2023 18:25

I’m in the Netherlands and we do have strict ratios of children to carers here.
Childcare is being funded by the state (and the taxpayers).

The amount you pay is dependent on your income. Which also has a downside, if one partner has a big income and the other a small income, it could be you have to pay so much there isn’t much left of the smaller incone.

The UK has the tightest childcare ratios in Europe and have done for years (e.g. for under 2yo the ratio in the UK is 1:3, in the Netherlands is 1:4 and in France is 1:5). Several countries in Europe, included some of the Scandinavian countries and Germany don't have national standards at all for childcare ratios. Wages is a massive reason why our costs are so high.

Starflecked · 10/03/2023 20:23

Grumpybutfunny · 10/03/2023 19:12

Don't have kids you can't afford 🤷‍♀️ to be fair I think it would be better to ban those who give up work from claiming benefits for say a year after having kids to stop them ending up giving up work and claiming benefits. It's fun in effect working for nothing but it's worth it in the long run.

You could also shorten maternity leave to say 4 months and use that money to fund childcare. We need more crèche type childcare that is purely focused on keeping kids safe vs being a teaching space like nursery is at the moment which should be cheaper to run. Private nurseries could still exist to run the education type setting.

It won't effect us as DS is 9 and we would look to go half with him when he has kids as we won't be at an age we can retire to have the grandkids

Nice, my child is too old for nursery now and I've benefitted from maternity leave and more affordable childcare so fuck everyone else. When he has children (if he does) you don't know if you'll still be around, nor what state childcare will be in so I wouldn't be so dismissive of the fight for fairer access to childcare.

The issue is a huge section of society, many in decent jobs even are struggling with childcare costs, do you really find it as inspirational stance that only those who have generational wealth or are on well above average wages have children? Nursery fees here are the same as a band 5 nurses take home pay, that's wild.

The rest is just ridiculous and although we can't troll hunt, I refuse to believe anyone with an ounce of empathy thinks cutting maternity leave by two thirds, reducing the quality of early years provision and blocking benefits which will also affect the children is reasonable.

WombatBombat · 10/03/2023 20:21

If women who wanted to be in the workplace were able to work the hours they wanted & the infrastructure and affordability in place to enable this, UK GDP would increase by 10%.

Hugely significant.

Barbie222 · 10/03/2023 20:14

crossstitchingnana · 09/03/2023 23:40

Why should my taxes fund childcare? If you want to work then you pay child care.

It would raise more money than it cost, so you'd end up paying less.

randomsabreuse · 10/03/2023 20:12

Need both, have neither...

Need to have no gap between maternity/paternity protections/pay and subsidised childcare. I'd add an extra 6 months statutory leave per child and where there are 2 parents at least 6 months has to be used by each with the rest shared. Then the "risk" of time off for having a child applies to all employees and is less limiting of employment prospects for women...

I'm in Scotland so we have universal 30 term time hours and it made a massive difference to getting a job and already having the childcare mostly in place rather than getting a job then scrabbling around to find care!

WiIson · 10/03/2023 20:03

Perhaps more companies should have and fund childcare onsite. The bigger ones anyway. That would be a good incentive.

Kitchenette · 10/03/2023 20:02

We should subsidise childcare through general taxation. People grumping about it have missed the point of tax, which is not only to pay for things you personally benefit from but the things society as a whole benefits from. Otherwise why do taxes pay for state education?

Teafor1please · 10/03/2023 19:59

Grumpybutfunny · 10/03/2023 19:12

Don't have kids you can't afford 🤷‍♀️ to be fair I think it would be better to ban those who give up work from claiming benefits for say a year after having kids to stop them ending up giving up work and claiming benefits. It's fun in effect working for nothing but it's worth it in the long run.

You could also shorten maternity leave to say 4 months and use that money to fund childcare. We need more crèche type childcare that is purely focused on keeping kids safe vs being a teaching space like nursery is at the moment which should be cheaper to run. Private nurseries could still exist to run the education type setting.

It won't effect us as DS is 9 and we would look to go half with him when he has kids as we won't be at an age we can retire to have the grandkids

But it is an unreasonable expense to be able to afford.

I'm a teacher. I bring home about 2k a month. In September I will have one baby in nursery and one child at school. The sum of the childcare will be £1800.

Scottishskifun · 10/03/2023 19:50

My taxes go towards a load of things I will never see/use or be able to claim for that's pretty much the nature of taxes!

I think childcare needs to be re-examined so that there is both. The Scandinavian countries do it very well with longer paid parental leave (including for dad).
The cost is astronomical though and a complete barrier we are over 14k a year and that's with 30hrs for eldest and the 20% govt scheme for 2 (that's not even full time). We can't use the school nursery for my eldest as they are half days and the childminders around us have huge waiting lists.

Anotherturnipforthebooks · 10/03/2023 19:36

Grumpybutfunny · 10/03/2023 19:12

Don't have kids you can't afford 🤷‍♀️ to be fair I think it would be better to ban those who give up work from claiming benefits for say a year after having kids to stop them ending up giving up work and claiming benefits. It's fun in effect working for nothing but it's worth it in the long run.

You could also shorten maternity leave to say 4 months and use that money to fund childcare. We need more crèche type childcare that is purely focused on keeping kids safe vs being a teaching space like nursery is at the moment which should be cheaper to run. Private nurseries could still exist to run the education type setting.

It won't effect us as DS is 9 and we would look to go half with him when he has kids as we won't be at an age we can retire to have the grandkids

Just to be clear, you want to cut stat maternity leave, not subsidise childcare, reduce the quality of childcare, and prevent parents of young children from claiming benefits?

Tinybrother · 10/03/2023 19:30

The whole “second hand clothes and cheap meals” thing is just like the “stop buying avocados and you’ll be able to afford to buy a house” thing. Everybody’s already doing that you out-of-touch numpty

GlassBunion · 10/03/2023 19:22

It's a huge problem with so many issues at play.

To those few posters who say that they don't have children, why should their taxes be used.. I say 'fuck off!!!'
Who's going to change your incontinence pads, when you're old, if it's not by someone else's child ?

Anyway... other countries charge higher tax in order to provide support to the working population. The trouble with the UK is that it won't tolerate higher taxes.

There needs to be a societal change with regards to what it wants, what it needs and what it's prepared to pay for.

The UK is so insular , both geographically and sociologically.

The childcare issue isn't going to go away and childcare providers need to earn a decent wage... they're effectively bringing up our babies as we're not there! So they should be highly skilled and earning a decent salary.
The trouble is, most of us earn an average salary and we want to skimp on childcare as it costs so much , but it should actually cost a lot more.
Armies of grandparents have been roped in and MN is awash with people complaining that elderly parents aren't wanting to look after their grandchildren.

It's a total mess, given that the government is also targeting the elderly for being economically inactive.

Ihatebullies2022 · 10/03/2023 19:17

Lunde · 10/03/2023 19:03

Not necessarily

Childcare can be publicly funded without being publicly delivered. For example Sweden has public funding of childcare which limits the cost to 3% or £120 per month for full time childcare. Each child has a set amount of childcare funding as a voucher that can be used for the childcare of the parents' choice. Nurseries are a mixture of local authority, private or parental cooperative and there are also childminders although these are local authority employees - but it is a condition of accepting the voucher that the setting cannot charge any top up fees.

The funding kicks in at around 12 months so there is virtually no childcare for children under that age - parents are expected to use their 16 months of parental leave.

Universal childcare also means that there is a strong expectation that parents work - although there is a legal right to work 6 hours a day while your children are preschool age (1.7)

I'm not aware of needing a voucher. I just get a bill from the council each month for DS.

Also some areas where demand for places is high now pay parents to be SAHPs instead. Sadly I don't live in one of those.

Grumpybutfunny · 10/03/2023 19:12

Don't have kids you can't afford 🤷‍♀️ to be fair I think it would be better to ban those who give up work from claiming benefits for say a year after having kids to stop them ending up giving up work and claiming benefits. It's fun in effect working for nothing but it's worth it in the long run.

You could also shorten maternity leave to say 4 months and use that money to fund childcare. We need more crèche type childcare that is purely focused on keeping kids safe vs being a teaching space like nursery is at the moment which should be cheaper to run. Private nurseries could still exist to run the education type setting.

It won't effect us as DS is 9 and we would look to go half with him when he has kids as we won't be at an age we can retire to have the grandkids

Godwindar · 10/03/2023 19:04

mummyh2016 · 10/03/2023 11:59

Wow

And if lack of childcare drives down the birthrate as it has in other countries, you then don't have population replacement and there aren't enough workers coming up behind you paying their taxes so that you get access to health care and public services. Unless you are super-rich and literally fund all elements of your lifestyle yourself. It's an economic system and not a linear one.

Lunde · 10/03/2023 19:03

Eeiliethya · 10/03/2023 13:48

The other countries with heavily subsidised childcare have state run childcare.

Government run and owned.

Childcare in the UK is privately run.

Not necessarily

Childcare can be publicly funded without being publicly delivered. For example Sweden has public funding of childcare which limits the cost to 3% or £120 per month for full time childcare. Each child has a set amount of childcare funding as a voucher that can be used for the childcare of the parents' choice. Nurseries are a mixture of local authority, private or parental cooperative and there are also childminders although these are local authority employees - but it is a condition of accepting the voucher that the setting cannot charge any top up fees.

The funding kicks in at around 12 months so there is virtually no childcare for children under that age - parents are expected to use their 16 months of parental leave.

Universal childcare also means that there is a strong expectation that parents work - although there is a legal right to work 6 hours a day while your children are preschool age (1.7)

Riapia · 10/03/2023 19:02

Depends who’s paying.

Tinybrother · 10/03/2023 19:00

crossstitchingnana · 10/03/2023 18:47

I see going out to work as a choice. I stayed home with mine, ate cheaply and bought second hand. I started a career after this. I did not carry on working, after starting a family, as the childcare costs would have made it not worth it and (most importantly) I wanted to stay home with them.

It feels like an awful system where kids are farmed out to keep the workers producing, to get more money to buy more stuff. I don't want to fund that.

loads Of families with two working parents eat cheaply and buy second hand. That is normal, it’s not an especial sacrifice in itself. You could afford to live on one salary, that’s all it is. I’m glad you could make that choice, many people can’t either way.

MeganTheeScallion · 10/03/2023 18:58

@crossstitchingnana I repeat: it's not a lifestyle choice. I work to live.

If we go off your username, your generation had a completely different set of economic circumstances. You clearly have no idea what life is like for us now, and no desire to understand.

BernadetteRostankowskiWolowitz · 10/03/2023 18:54

if also educate more on what a healthy relationship works. So when a woman decides to have a child, she does so as an equal partner, fully informed on the implications and her options, and the benefits and negatives of those options, as well as all the financial implications, short and longer term, from mat leave, to all child care subsidies, to career break implications, to costs. And can make a balanced fully informed decision

Why just educate women in this?

Retractable · 10/03/2023 18:48

crossstitchingnana · 10/03/2023 18:47

I see going out to work as a choice. I stayed home with mine, ate cheaply and bought second hand. I started a career after this. I did not carry on working, after starting a family, as the childcare costs would have made it not worth it and (most importantly) I wanted to stay home with them.

It feels like an awful system where kids are farmed out to keep the workers producing, to get more money to buy more stuff. I don't want to fund that.

Ah. A trad wife who wants to ensure no one is allowed to make choices that don’t fit that worldview. 👍

Bigmirrorssmallrooms · 10/03/2023 18:47

I think it’s about educating women, so they aren’t by default rhe lower earner in the majority of cases, don’t put themselves in vulnerable positions, and are less and less forced into unemployment as they have had kids they can’t afford child care for and are the lower earner.

and that education needs to extend to financial,pensions, contributions, asset (home) ownership , the protection that marriage does and does not give.

if also educate more on what a healthy relationship works. So when a woman decides to have a child, she does so as an equal partner, fully informed on the implications and her options, and the benefits and negatives of those options, as well as all the financial implications, short and longer term, from mat leave, to all child care subsidies, to career break implications, to costs. And can make a balanced fully informed decision

as the generations move on, more and more young women are becoming better informed and making better decisions that don’t leave them vulnerable , but we are a long way from having this sorted.

the proliferation of threads on here from women who have made decisions that have left them so vulnerable, believing love will last forever, it’s very sad, for me it’s not so much about costs as about educating and empowering women . Men don’t have these issues so much and it’s time we supported women so they don’t either.