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Nanny v nursery & after school club

36 replies

whatty · 26/02/2020 04:17

Hiya. We are currently considering our childcare options for when i return to work in September. We met a great nanny this week who has availability from September, hence us trying to conclude now on the best route. In September, our children will be almost 8, 5.5 and 10 months. Our elder two both went to private day nurseries from 10 months back when they were babies.
So the potential scenarios are these:
My husband and I share drop off and pick up. We will need to drop baby first at nursery 7.30/8 depending on which nursery, and then the elder two at their schools between 8&8.30, then onto the office. In the evening, pick the elder two up from after school club (5.15-5.45), and then get to nursery to pick baby up between 6&6.30. We would be doing these journeys by bike/ bus to/ from the station depending on the weather. In the holidays, the older two would do holidays clubs (activ camp/ art camp etc) which they have previously enjoyed.
The second scenario would be to get a nanny. She would arrive at ours at 7.30 am, drop the children at school by car/ bus/ scooter, take care of baby during the day and take to play groups etc, then pick the oldest two up from school between 3.30&4.30 depending on clubs they are doing at school. My husband or I would then get home around 5.30 when the nanny would finish for the day.
In the holidays, the nanny would have all 3 children- plus her own child, and they would have days out etc.
The cost differential of these options is c£7500 extra for the nanny over a year which we could just about afford, but would mean we need to limit holidays/ luxuries.
Which option would you go with? There are obviously pros & cons for both in my mind- which is making the decision very tricky! Thanks in advance for your help. Smile

OP posts:
Are your children’s vaccines up to date?
LittleBearPad · 26/02/2020 07:23

They would "just" be doing normal days out/ playing at home. Similar concerns for the baby- instead of the structured nursery offering (including forest school & swimming), he would "just" be hanging out with the nanny and other nanny friends' charges.

Sounds lovely. Children are over scheduled these days anyway.

ilovewinterpansies · 26/02/2020 07:23

I have a similar situation...3 kids, 2 at school one pre school.

No contest - would give up holidays to go the nanny route. It's made life infinitely easier and, as a PP has said, meant DH and I can have more flexibility at work and get payrises that I might not have achieved, therefore easing our finances.

whatty · 26/02/2020 07:17

Thanks all- pretty unanimous! It is a long day for everyone with the non nanny route... I only work 4 days a week, with one from home, so it wouldn't be crazy days for all 5 days. Her child is school age, and she would pick her up some days- but she has family help too. The main down side of the nanny option in my mind is that the older two won't get opportunities to do holiday clubs with their friends where they learn new skills. They would "just" be doing normal days out/ playing at home. Similar concerns for the baby- instead of the structured nursery offering (including forest school & swimming), he would "just" be hanging out with the nanny and other nanny friends' charges.

OP posts:
BecauseReasons · 26/02/2020 06:37

Ours will also do baby-sitting of an evening.

BecauseReasons · 26/02/2020 06:08

We love having a nanny for convenience, but also for reliability- our nanny hasn't been off ill yet whereas we'd have had to keep our baby home from nursery for illness on several occasions so far. I'd see if you can argue a discount for the days she brings her own kid.

starsinyourpies · 26/02/2020 06:04

I would (and do) pay the difference particularly with the range of ages. Make sure you agree a gross hourly rate which includes N.I etc and account for a payroll company to do your payslips, plus the pension contributions. Nanny tax (Website) has very useful advice.

hopefulhalf · 26/02/2020 06:02

The nanny sounds like a good prospect. A few questions, is it 5 days a week, that is long nursery hours for a 10 month old ? The holidays will be expensive and tiring with 4 DCs to be taken around. Don't forget the costs of heating/food for nanny + 10 month old.

twinnywinny14 · 26/02/2020 06:01

I think I’m your situation the convenience is important esp think during dark winter months dragging the kids form one to another. Is there anyone else you pay eg cleaner dog walker etc that the nanny could do the job of to save that money? Also she could some useful things around the house washing food prep cooking etc which would make life easier too x

sittingonacornflake · 26/02/2020 06:00

I think the nanny option sounds much nicer for the children, assuming you don't have to sacrifice in too many other areas to afford it which it doesn't sound like you do.

TeddyIsaHe · 26/02/2020 05:53

I think I’d go for convenience over savings tbh. There’s every chance either of you could get a pay-rise/promotion before your youngest goes to school giving you more flexibility. Plus with a nanny it’s not such a hugely long day for the children.

nannynick · 26/02/2020 05:46

Cost vs convenience. The nanny option is more costly but you have a lot less going back and forth between school and nursery.

Nanny has own child - that could be an issue. Why only in school holidays? If their child is school aged then would the child not come after school, school closure days etc.

Cost it out very well, making sure all taxation is take in account. Being an employer is costly. Employers NI is a tax that can really bump up the cost.

Are there other options, such as a childminder who can take/collect from the school(s)?

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