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Paid childcare

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Original poster

Please help with childcare options- all too expensive!!

53 replies

silverbgirl · 25/10/2017 09:52

I am trying so hard to get a job that pays better... but so far I can only make 30k. I have no idea how it’s not possible for me to be in the negative with childcare in London.
I have a 7,6 and 1 year old.
After school club costs £100 a week for the older two... added to full time childminder or daycare for little one it’s more than my salary. I thought a nanny but everyone says I would have to pay £10 an hour or more because of three kids... which would be £100 or more per day... also more than I net.... so what do I do? How is there no help for this situation?

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imnottoofussed · 25/10/2017 22:19

If you are working ask your employer to look at workplace nursery for the younger one. It allows you to save tax and ni on your nursery fees so can save a lot of money. On that wage you would be saving 32%. Your employer doesn’t have to own a nursery or have one on site. They run it trough a third party who sets it all up for you.

milkysmum · 25/10/2017 22:14

Are you a single parent as you dont mention another wage? I woukd have thought you would be entitled to a significant proportion of childcare paid for if you are on your own. I know i did 2 years ago when i split from my husband. I was surprised as was earning 34k as a nurse and hadnt thought I would. I actually reduced my hours to 30 from full time so bringing my wage down to 28k I think and got around 70% of childcare paid for.

nannynick · 25/10/2017 22:10

You may be entitled to help via Working Tax Credit, via an employers childcare voucher scheme, or via Tax-Free Childcare.

Try using www.gov.uk/childcare-calculator to see if it helps to determine which scheme is better for you based on your circumstances.

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