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Original poster

Minimum £72k salary required to allow me to take home same as my 19 year old nanny

266 replies

knakered · 10/02/2007 10:02

Nanny nick has done the "big sums"...so we need to earn £72k to to take home the same as my nanny - lets not get into disposable income...4 kids/mortgage etc...vs living at homewith parents ..ho ..hum..

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MrsSpoon · 14/02/2007 17:37

'tis very cheap, even for these parts.

MrsSpoon · 14/02/2007 17:37

Gorgeous isn't it? IMO cheaply redeveloped, I would still want to do some work to it, I don't think the bathroom or kitchen are in keeping at all. I also think it will go for quite a bit more than it's asking price.

Aloha · 14/02/2007 17:29

Mrs Spoon - blimey that's a stately home!

bobsmum · 14/02/2007 17:02
MrsSpoon · 14/02/2007 17:01

My favourite house around the £300k mark in our area is here . Commuting distance to Edinburgh.

jura · 14/02/2007 16:43

This reply has been deleted

Message withdrawn at poster's request.

BuffysMum · 14/02/2007 15:12

wasn't around but the point I was maiking about huge mortgages is that usually people mortage themselves to the max but often they get a property bigger/nicer/better than they "could make do with" - sorry we have 4 dc in a very small 3 bed terrace with tiny rear garden. Not that we could actually get a bigger mortgage on just dp salary but we partly choose to stay here becuase we do not want to increase or mortgage just to get a more suitable property. BTW I live next to Weybridge the 3rd most expensive to live in the country (according to recent poll) so yes we have to live in a shit house, in a shit area - that is choice! Yes when we bought 5 years ago it was cheaper to buy then rent - that actually isn't true here since the house prices rose (again). Yes we would have a £300k mortgage to have a 4 bed house therefore we don't have a 4 bed house we just live like sardines!

Bozza · 14/02/2007 15:09
Grin
eleusis · 14/02/2007 15:07

Oh sh1t. Online shopping. I knew I forgot to do something this week.

Bozza · 14/02/2007 14:13

but cloudhopper I do realise I am lucky in the housing aspect of things, and I said that when I posted. I stated that we were lucky that we made the right decision when I was pg with DS. But it is balanced by the fact that we can't really afford to move, and there are limited job opportunites which means that I have to commute 23 miles each way and DH's is further and I don't really like this job/have any prospects etc. But if affords me a nice standard of living on the four days I don't work. That is my dilemma. Part of the problem workwise is lack of it - hence my extensive mumsnet habit. Anyway must get off here and get my online shopping order submitted....

Cloudhopper · 14/02/2007 13:59

I am actually in area 3. I have given the places we need to move to to make the commute for us both a viable long term option.

Raynes park is a bit pricier, but WP and Sutton are similar.

jura · 14/02/2007 13:41

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nailpolish · 14/02/2007 13:29

no i dont live in luxury! tsk

i want to move back to Ed

expatinscotland · 14/02/2007 13:21

Yes, and the more people coming up, the higher the prices go and the greater the squeeze as wages fail to keep pace.

Much better to campaign for a government that is going to look at this, a UK wide issue, than just suggest everyone move some place where a) there aren't a lot of jobs and so you have to commute b) wages are low, low, low.

CountessDracula · 14/02/2007 13:17

well i could quite happily afford a mansion with no mortgage in scotland then
But what would I do?

180 miles a day naily??? That is terrible quality of life

I take it you live in luxury then!

Cloudhopper · 14/02/2007 12:43

One thing I would say to you lucky people with a 90k mortgage on a nice sized house is imagine you didn't have it and had to contemplate paying that sort of mortgage for what you have got.

I think getting into someone's head who is in that situation would help to understand some of the moans of people on here who talk about emigrating and moaning about childcare and housing costs.

I'm really happy for people who have got a small mortgage on a big house. That's how it should be. The poor sods who have only that prospect are probably the ones moaning.

Bozza · 14/02/2007 12:39

Aloha we are in that position too. We have a mortgage for about 90K on a house that is worth £250K. We couldn't afford to nearly triple our mortgage payments.

nailpolish · 14/02/2007 12:39

its not as bad as that expat

FioFio · 14/02/2007 12:39

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expatinscotland · 14/02/2007 12:38

a wise choice, naily.

that flat will still set you back at least £200K, however, and probably more in the region of £220K-£250K for good performing schools. For top schools like Boroughmuir, expect to pay £300K+ for a family-sized flat in those catchments.

nailpolish · 14/02/2007 12:37

but i must have a garden

thats all im bothered about

i owuld even go from 3 bed to 2 bed

Bozza · 14/02/2007 12:37

fio was a renault clit a deliberate typo ? DH has a diesel (company car - their rules) and it is lovely. I have a petrol Fiesta - sums didn't make it worth paying the extra for a diesel at the time but I will look into it next time.

Aloha · 14/02/2007 12:37

We definitely couldn't afford anything like our house if we hadn't owned a house for quite a long while.

nailpolish · 14/02/2007 12:37

yes expat

i have told dh i would rather live in a flat wiht good schools than a nicer house with bad schools

expatinscotland · 14/02/2007 12:36

Yes, areas with poor schools, for example.