Active discussions

Please or to access all these features

Talk
Paid childcare

Discuss everything related to paid childcare here, including childminders, nannies, nurseries and au pairs.

Original poster

Self-employed nanny

35 replies

Tapestry12 · 14/08/2014 13:44

I have spoken to HMRC and they weren't particularly helpful.
My query is:

I want to stay in job and want to make employing me still attractive financially to family. They still need Childcare but less hours. Have until now been working 10 hours every week on same day, PAYE. £10 ph gross

So want to suggest to this 3rd family, that I work possibly 6.5 hours a week, on same day, could be less could be more. Depending on needs. At 13ph gross. Either me self-employed or PAYE. They pay me 6.5 hours every week and we do time sheet to keep track of hours worked. So that when they need me more they can see if I owe them hours.

Is this sensible or totally daft?

HMRC said they are only interested in receiving tax. No help what so ever.

OP posts:
Are your children’s vaccines up to date?
Set a reminder
Original poster
Tapestry12 · 14/08/2014 14:17

Family want to reduce hours because youngest going to be at preschool for 4 hours.

I still need to work and earn a living. Finding specific one day job is not easy.

I work the other days of the week. Home Counties high cost of living.

By having higher rate I am still taking a pay cut.

OP posts:
Ilikecooking · 14/08/2014 14:16

Cindy - that's correct but not advisable as NI exemption means no qualification for maternity allowance, state pension etc.

Cindy34 · 14/08/2014 14:10

If employed and self employed, as long as not earning much (think less than 4,500) then you can get a NI exemption. Can't remember the details off hand, so look it up if that is a likely situation.

ACM88 · 14/08/2014 14:10

It depends on whether your employers are happy to pay you £13p/h as opposed to £10p/h.

Why are they reducing your hours? Are you in a position to look elsewhere, that offers more?

Cindy34 · 14/08/2014 14:09

You can have numerous jobs under PAYE. Agree a gross salary for each.

You can have a zero hour contract, can be useful if parents don't want to commit to set hours each week, though do make sure you agree a high salary for being so flexible!

Ilikecooking · 14/08/2014 14:07

You'd still have to look into NI contributions if you went s/e.

You'd have to look into which employer would take your tax code I think?

You can do the PAYE option I think....did HMRC not mention this at all when they said all they want is owed funds?

Cindy34 · 14/08/2014 14:07

Why do you want to have the hassle of doing a tax return, keeping accounts, producing invoices?

How many employed jobs do you have? How many clients would you have if doing self employed work?

If you do evening babysitting for people you do not already work for , then you may have several clients, so adding another one may not be too bad. As long as the 6.5 hours per week is not contacted, and it varies day, then overall it may not be employment.

Did you speak with status team at HMRC or a different helpline?

Not quite sure what you are trying to do. 3rd family? Can you explain more about what you are proposing?

Original poster
Tapestry12 · 14/08/2014 14:03

Thanks for responding so quickly.
Ok, so self-employed not a good idea.

So what about the rest but as PAYE.

OP posts:
ACM88 · 14/08/2014 13:56

I am not sure, but I read thread so didn't want to run off without commenting.

From my limited knowledge of nannies and being SE, I was under the impression that's it's not very straightforward and so majority of nannies are PAYE. I'm pretty certain I have read posts on here about it before, so someone will come along who is more helpful!

alwaysdoinglaundry · 14/08/2014 13:55

If you work the same hours every week for the same people you are employed and HMRC will penalise your boss if they catch you pretending to be self employed. You can only be self employed if you can accept or refuse hours as you choose. No paid holiday. No paid sick leave. No paid maternity leave. No paid notice. It is very unlikely to be in your best interests to go self employed.

Swipe left for the next trending thread