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Nanny kitty

30 replies

BrandyAlexander · 25/11/2013 11:40

Hi everyone, I just want to run something by you to get a few opinions. Our nanny has a kitty that we usually put in about £100 at the beginning of the month. She's been with us for a few years, and the system has always been that she she has an expenses book and puts the receipts etc with the book. Sometimes I look at them, mostly I don't. All the dcs activities etc are paid for by me, so the kitty is for any extras. She has always put little "extras" through the kitty, e.g. she goes to pick up stuff at the supermarket, she might put in her newspapers, a snack or treat for herself. I have never said anything as that is absolutely fine with me.

Yesterday, I had reason to look at the receipts and noticed that there are a lot more extras being put through the kitty. Not just her newspaper, but some more expensive treats for herself, and sanitary pads. Out of the last £100 I put in, about £20 of it went this way.

I am somewhat irritated but as she is our much treasured nanny, I was going to remind her to make sure she uses the kitty for work related stuff rather than personal expenses.

As I said, just wanted to get others opinions. Am i right/wrong to be irritated? Is what she's doing normal? Has anyone else come across this scenario. Thanks!

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Blondeshavemorefun · 25/11/2013 23:46

and i shall be all happy and grinny coz im in bed as well Grin

had noticed you hadnt been around much in this section - what is S&B? i know what sb is Wink

BrandyAlexander · 25/11/2013 23:39

Outraged, i see that as my dcs get older, there will be more discretionary spend that can't be accounted for e.g. as you say ice cream here and there, so i see your point.

Blondes, I have been hiding out in S&B for most of this year so I didnt know! That's so so fab! That is going to send me to bed all grinny and happy for you. Grin.

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OutragedFromLeeds · 25/11/2013 23:20

'Not quite sure where £5 a week came into it!'

From the whole 'big spend'/'small spend' thing.

My point is, big spends receipts are logged, fair enough. Asking your nanny to write down EVERY penny e.g. 50p for a snack, £1.50 for playgroup etc. is indicative of a lack of trust imo. I think 'small spends' probably add up to £5 a week on average.

And before you ask, the 'writing down every penny' thing came from leo's question about her friend, not your original OP.

Blondeshavemorefun · 25/11/2013 23:15

to novice bless you thank you- im fairly ok thanks, still have a few wobbly days here and there but generally im ok - have to be as no point crying all the time, doesnt solve anything :(

sure you must know this, but met a lovely man, been together a while now and we live together - hes lovely and very understanding and i say he gave me my smile back xx

BrandyAlexander · 25/11/2013 22:26

Outraged, my nanny (whom as I said is our much treasured nanny) pays other people for me who come to the house when I am not there. I give her about £200 per week for this(so let's call it £900 per month) to pay various people and then £100 per month for the "nanny kitty". My post was about the £100 a month nanny kitty but overall she handles about £1,000 in cash each month from me to pay various people/expenses. Not quite sure where £5 a week came into it!

As regards the list, I will give you an example of someone who cant read this now and be offended if i was ever outed...my dad. I adored my dad. Love him more than I could express in words. He never would have it on to the list of people I would have left my dcs with, because much as he would have adored them (they were born after he died), he was freakin' useless with money and would have borrowed their money for all sorts of stuff! Grin. Doesn't mean that I wouldn't trust him with all other aspects of their welfare.

Hi Blondes! Yes, I shall definitely be putting diet coke onto the shopping list. Can I derail my own thread and ask how you have been? I was actually thinking about you over the weekend.

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OutragedFromLeeds · 25/11/2013 19:01

To me stealing from someone is not compatible with loving and looking after them. It's also not compatible with 'having the same values' as me, because I don't steal! For me, the couples who only got eliminated in round three would have been voted out straight away. In the same way, a nanny I didn't trust with £5 a week of kitty money wouldn't be someone I'd employ to care for my DC.

Blondeshavemorefun · 25/11/2013 18:33

Well done for tackling and sounds like nanny knew what she had done and hopefully reliesed it's something she can't do

Maybe buy her some diet coke etc - I drink a lot of it and would buy it within the weekly shopping / but then again I would mention that at the beginning of the job - I don't drink tons - maybe a can for lunch etc

BrandyAlexander · 25/11/2013 17:54

I rarely check the expenses, but she said the kitty needed topping up, a week earlier than usual so I was looking to see if she had paid the bin cleaners for me. When I said she was paying for treats for herself, I meant she's fallen off the diet she's been on in a major way, and there are a couple of cartons of chocolate and those v big bars of chocolates. Also things like 16 cans of coke (8 pack bogof). I think she's embarrassed about it hence she hasn't put them on the shopping list.

Anyway I have had the conversation. why does dh dump these things on me. All I said was, I was topping up the kitty and noticed that some of her personal stuff had got mixed up with other things, not a problem as I know it was a mistake but just be careful not to mix up in the future. She got very flustered, mentioned the sanitary pads and offered to pay it back and I said no as not a problem at all. I then moved the conversation on to something else.

On a question of trust, i offer a slightly different perspective. When dh and I were choosing who should be guardians of the dcs if something happened to both of us, our lawyer gave us some guidance. Firstly, choose someone who would love the kids and look after them well. Plenty of candidates. Then narrowed it down to who would have the same values as us, that filtered down a couple of peopleGrin. Then finally, who would we trust that the dcs inheritance would be left totally in tact and used solely for them. That last test narrowed it down very quickly. Bottom line was there were plenty of people we would entrust the physical and mental well being of our dcs. There were less people we could trust with their financial well being. The two situations are different but I guess what i am trying to say is asking my nanny to keep an expenses book doesn't mean I don't trust her with the physical and mental well being of my dcs.

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OddFodd · 25/11/2013 14:44

I think you should ask the playgroup lady, Outraged, see what she says Wink :o

I'm sure there's a cap on petty cash with no receipts as far as HMRC is concerned.

Blondeshavemorefun · 25/11/2013 14:40

Can't get a receipt for small stuff - not can - grrrrr

Some weeks I used to spend £5/7 in parking as £1.70 for 2hrs and 2 swim classes after each would be over an hour with getting dressed etc

In the summer with 3dc ice creams weekly could be £3/5 - tho tbh I would normally choose mini milk or mr men - kids don't need these super super lollies with sweets etc at bottom which cost £2/3 each !!!!

Blondeshavemorefun · 25/11/2013 14:35

I normally have a credit card for work - I will use it for everything I can - petrol - lunch - school shoes - swimming - entrance to places shopping etc

Also handy if employers want dry cleaning /car tyres etc done

Obv I keep all receipts (tho tbh most employers rarely look at them - they trust me) and when statement comes in employers can see where money has gone

Any expenses like drinks or snacks entrance fees etc during the working day will be paid by employer

I also have a small cash kitty which I just ask to be topped up every now and again - as leeds said you can get a receipt for everything - £1.50 toddlers - 50p ice cream

And no I don't write down everything for the cash kitty as again comes to trust

Yes I go shopping for my stuff ESP if working long hours but I would never put on employers card and then reimburse - that makes complications tbh

Maybe nanny suddenly got AF and rushed out to buy some pads but she should have put the £2/3 in kitty herself

OutragedFromLeeds · 25/11/2013 14:18

'But those are things for the children Outraged.

I know Confused

'And everywhere will give you a receipt if you ask'

Grin @ asking the old lady who takes the money at playgroup for a receipt! Or the vending machine....Grin

GoldiChops · 25/11/2013 14:16

As a nanny-I've seen a few ways of handling the way the kitty is given/used. Currently I do similar to a lot of nannies, I note down each day what I spend, in the margin of the nanny diary, then do a weekly total in the weekend bit. At some point each week there will be some money laid on the nanny diary, I always note how much. Then on each Friday leave a note 'nanny owed £12' or '£7 remains', something like that.

As to the op- as others have said, are you sure it is actually coming out of the kitty? I'll often grab my own things, my lunch or bread or something I can't get afterword. It's all on the same receipt but I do cross out my stuff and write a new total on.

I keep a tally in the diary mainly for me, boss would be happy with a weekly total but I lose track of what I spend. 50p here for parking, a bus fare on my oyster, a couple of local shops that don't give receipts. It all adds up, and as I just put the float in my own money for ease, I find I'm paying for things that should be from the kitty.

But then I've never ever bought anything for myself from the float, and my boss knows that. If out, I'll buy my own lunch. Don't drink tea or coffee! Every penny of the kitty goes on the Kids or household stuff.

Cindy34 · 25/11/2013 14:09

50p Biscuit tax, not round my way, more like £2.50 toddler group Biscuit tax.

Unless you have a child who is an age where they needed a sanitary pad, then that expense is not acceptable.

Personally I have never kept receipts for expenses as many things simply do not have one. Shopping trips would have a receipt if my boss wanted it, as would some larger outings.

What ever system you have, your system has found that trust is being abused. Maybe it is a one off, or maybe it has been going on a while. Many nannies I feel are trustworthy and I suspect some overspend kitty money using their own money to supplement it, and other weeks/months may underspend and thus it evens out over time.

What to do... Mention it. Your system requires receipts so nanny must be aware that you will check from time to time, so you can ask directly why that purchase has been put through. Then you can remind them that expenses are fine but they must be expenses incurred through their job, not personal things.

OddFodd · 25/11/2013 13:56

You need to be really careful, novice. I get receipts for everything, because I'm paranoid about being swooped on by HMRC.

BrandyAlexander · 25/11/2013 13:54

OddFodd, I hadn't thought of the BIK point!

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OddFodd · 25/11/2013 13:54

But those are things for the children Outraged. Not snacks, treats, newspapers, sanitary protection (!) for the nanny herself.

My employer doesn't buy me Starbucks, only crappy machine coffee. If a nanny buys a Starbucks, she should pay for it out of her own money, not the kitty.

And everywhere will give you a receipt if you ask.

OutragedFromLeeds · 25/11/2013 13:44

'A few bits here and there easily add up to over £50 in a week which I consider a large amount.'

A few is like 3,4,5 things. To come to £50, that's £10 each, which is a 'big spend'.

A few things for us would be a maximum of £10 a week, probably less(e.g. playgroup £1.50, snack 45p, bus fare £1.20, another snack 60p and a packet of wipes £1). Nowhere near £50 a week on 'a few bits'!

DoubleLifeIsALifeOfSorts · 25/11/2013 13:43

Well I don't think you should stop a receipts system that everyone else in any job has to do... Because it shows a lack of trust!

I'll just tell the accounts department at my work that they're insulting me shall I?

I'm afraid that alot of people do a bit of 'creative accounting' unless monitored. It's a shame but that's the way it is which is why every other industry has strict accounting methods. It doesn't reflect on whether the employee is good at their job or not, it's to have completely transparent dealings which protect employee and employer.

(I say this as someone who has been really lax in their accounting and has realised that the nanny is indeed skimming a bit off here and there. However because I didn't stick to a system of accounting, so can't do anything about it. I have to change the system to make it less tempting)

BrandyAlexander · 25/11/2013 13:42

I agree with Leopoldina. If I take a taxi costing £4 and want to get it refunded at work, I have to show the expense receipt at work. That £4 will be scrutinised as much as the £4,000 expense I might put through.

My nanny was financially abused by previous employers. If there is a lack of trust, I would say that it is lack of trust in me from her based on her past experiences. There are no swings and roundabouts with her and the kitty isn't allowed to go anywhere near zero else she gets very anxoius. There isn't a penny that she would spend on the kids Grin but that's fine with me, I understand.

I trust her with my kids, house, keys etc. I wouldn't dream of accusing her of stealing, I just think its about boundaries and I just need to remind her of them. I didn't want to go rushing in and saying something and feeling a right idiot afterwards because I wasn't being fair.

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Leopoldina · 25/11/2013 13:41

the playgroup biscuit tax. I'd forgotten all about those little 50p's.

OutragedFromLeeds · 25/11/2013 13:38

'where do you draw the line on large vs minor spends though?'

Generally, a big spend has a receipt e.g. school shoes, shop in Tesco, theatre tickets, gym classes etc. Small spends generally don't e.g. playgroup fee, drink from a vending machine, snack from a corner shop, couple of bananas from the greengrocer etc.

OddFodd · 25/11/2013 13:32

Nannies are employees, like any other employee. I have to provide a receipt for every item I buy if I want my employer to pay for it. It's a tax issue, not a trust issue.

If your nanny is regularly buying herself 'treats' with your money over and above what you pay her, then those are in effect benefits in kind aren't they?

Nannyme1 · 25/11/2013 13:32

All the small things add up though don't they. I get given a few hundred pound kitty every few weeks (I buy everything for house hold and children) and go through it fast. A few bits here and there easily add up to over £50 in a week which I consider a large amount.

Leopoldina · 25/11/2013 13:29

where do you draw the line on large vs minor spends though? like nannyme1 says, employers are obliged to fill in HMRC declarations on expenditure which are auditable. If there isn't reasonable record keeping, not just on "big spends" (what is a big spend anyway?) then it's the employer who's at risk of getting a rap on the knuckles / fine / extra tax. However much I trust my nanny (with my children, my house, my car, my keys etc), HMRC don't trust me an inch. I get receipts for cinema tickets / entry fees / odd bits of shopping just as much as for birthday presents or dry cleaning collected & don't see why that's an indication I don't trust her.