DD1 starts nursery in September. I'm just about to return to work after maternity leave for DD2.
We have a great cm for DD1 and DD2 will also be going to her when I return to work. My husband is a teacher and she doesn't charge us for school holidays which is a big bonus for us.
Perhaps naively I assumed that we would have the pain of full time childcare costs for both DDs for 1 term only until DD1 went to nursery in Sept. However, I've found out my cm will be charging me whilst my DD is at nursery.
Fully understand why this is and certainly don't begrudge paying her but the fact is that we are really going to be struggling with this. Before and after care for DD1 at the nursery works out £10 cheaper a day if I went down this route but it seems mad to have both DDs a few doors away from eachother at different places plus, then I'd be taking money out of my childminder's pocket which I really don't want to do.
My husband works down the road from the nursery and I am home based in my job so in an emergency, I'd be pretty confident that either one of us could cover it. Would it be unreasonable for me to negotiate a different financial arrangement with my cm?
I'm so rubbish at talking money with anyone...