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Paid childcare

Discuss everything related to paid childcare here, including childminders, nannies, nurseries and au pairs.

Childminder charges for DD whilst at nursery

29 replies

Boboli · 27/02/2012 08:14

DD1 starts nursery in September. I'm just about to return to work after maternity leave for DD2.
We have a great cm for DD1 and DD2 will also be going to her when I return to work. My husband is a teacher and she doesn't charge us for school holidays which is a big bonus for us.

Perhaps naively I assumed that we would have the pain of full time childcare costs for both DDs for 1 term only until DD1 went to nursery in Sept. However, I've found out my cm will be charging me whilst my DD is at nursery.

Fully understand why this is and certainly don't begrudge paying her but the fact is that we are really going to be struggling with this. Before and after care for DD1 at the nursery works out £10 cheaper a day if I went down this route but it seems mad to have both DDs a few doors away from eachother at different places plus, then I'd be taking money out of my childminder's pocket which I really don't want to do.

My husband works down the road from the nursery and I am home based in my job so in an emergency, I'd be pretty confident that either one of us could cover it. Would it be unreasonable for me to negotiate a different financial arrangement with my cm?

I'm so rubbish at talking money with anyone...

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squinker45 · 29/02/2012 20:41

I told a potential customer I wasn't accredited and she thought I wasn't registered so turned me down - I found out later - because she thought she wouldn't be able to claim child tax credits when using my services. I guess it's tricky to understand the difference, I don't know what she thought the Ofsted certificate of registration displayed by the front door was for. Even if I was accredited it wouldn't be worth doing the 15 free hours

Dozer · 29/02/2012 20:01

If dd1 did afternoons at the nursery in addition to the free hours they msy well charge during the holidays, they are not allowed to charge for the free 15 hours during holidays but can do for these additional hours. So CM may still be cheaper even if you pay full rate.

My CM doesn't charge for the hours DD1 is at preschool, have been v lucky. I think though that even if she did it'd still be worth dd1 staying with her as it's nice for her to relax in a home in the afternoons.

Bramshott · 29/02/2012 12:18

Talk to your CM. I agreed with my (lovely) CM that on 1 morning a week I would pay her while DD2 was at pre-school, and that in turn, she would be the contact for that session and deal with any issues that arose. However on another morning I wanted her to pick up DD2 from pre-school at lunchtime, but deliberately NOT be the emergency contact, on the understanding that I would deal with any issues / take time off if nursery closed etc. She was happy to make that arrangement.

minderjinx · 29/02/2012 12:14

I have had a couple of little ones do a full day at nursery to take advantage of the free place and come to me as before the rest of the week. I don't mind reducing hours if it gives me a free day to offer, but as others have said, a three hour slot in the middle of the day is no use to anyone - more like two and a half by the time you add in the journey time, and the drop off & pick up eat into the time available to the rest to attend playgroups etc.

Littlepurpleprincess · 29/02/2012 09:36

I get it now Smile but yep agree with HSMM, if you're not financially better off then I see no benefits to sending her to a nursery, if your cm is doing a great job.

HSMM · 29/02/2012 09:32

It seems OP is considering nursery to make the most of her 15 hrs free childcare. If it is not going to work out any cheaper, then I would leave your DC with the 'great CM'.

Littlepurpleprincess · 29/02/2012 09:09

Why are you putting her in a nursery if she is with a great cm?

Octaviapink · 29/02/2012 09:06

Apologies MNIFW, I misunderstood your comment.

MyNameIsntFUCKINGWarren · 28/02/2012 20:06

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HolyNoSheDittantBatman · 28/02/2012 19:41

'You are not permitted to charge for childcare of any sort unless you're registered.'

That's not true. Nannies are not required to be registered. Mother's helps and au pairs will often provide some childcare and are also not registered.

insancerre · 28/02/2012 19:20

minderjinx is right. Not all childminders can offer the 15 free hours. To do so they must be accredited and be able to offer education by being qualified to at least level 3

minderjinx · 28/02/2012 16:58

But not all registered CMs are accredited Octavia.

Octaviapink · 28/02/2012 16:51

MyNameIsn'tWarren - ALL childminders are registered CMs and have qualifications and are assessed. Otherwise they're breaking the law. You are not permitted to charge for childcare of any sort unless you're registered.

Boboli · 28/02/2012 16:40

Thanks everyone - it's really helpful to get some other perspectives

OP posts:
SarkyWench · 27/02/2012 14:04

We were in a similar situation and negotiated lower fees with the cm. At the end if the day it is her business decision. She can agree to a lower rate or lose the busuness and free up a full space. You can do this in a 'nice' way where you explain that you would much prefer that the child was in her care but financially this is going to be really difficult unless there is some room for negotiation. IME cms quite often agree to 'deals' with existing parents.

mrsbigwobblybottom · 27/02/2012 13:51

And she's already not charging you for holidays... you've got a goodun there!

mrsbigwobblybottom · 27/02/2012 13:49

When my DD was in nursery I paid the 3 hours she was there. It ended up to be a godsend as if the nursery was closed for snow, DD was under the weather (you know, well enough for childminder but not well enough for preschool), during school holidays she was there.
Not that she would have been able to find anouther child for that time I'm sure so she would have been there anyway but I never felt guilty asking her to have DD as I was paying her already.

I felt that it was very fair given that she wouldn't be able to take anyone else during the time.

It's swings and roundabouts I think if you're planning to use the CM for a long time. i.e. When my DD was 3 months to 2 years she was a handful from 8am - 6pm, my CM must have worked her socks off for 10 hours every single day and I certainly wasn't paying her enough for that - a footballers wage wouldn't cover it in my book Grin Then when DD started nursery/ pre-school, CM had it pretty easy: take her to preschool for 9am, fetch her again at lunchtime, feed her, 1.5 hour nap, school run for older children, and then the older one's played with DD until home time! so a pretty easy 10 hour day's pay Grin

I'd pay her if I were you. At least with free nurssery placement you're not paying out twice.

FeelingOld · 27/02/2012 10:10

I am a childminder and i charge half fees when children are at nursery as i feel full fee is too much but as i cant fill the space i would lose a lot of money if i charged nothing. Why not have a chat with your childminder and tell her you are stuggling financially and that if you have to pay full fee you will have to move your child which you dont want to do and maybe offer to pay half fees (if you can afford it)

MyNameIsntFUCKINGWarren · 27/02/2012 09:57

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pinkdelight · 27/02/2012 09:48

if DD1 doesn't go to the nursery, your CM should be able to claim the funding for the 15 hours per week, which should significantly reduce your childcare costs. just depends how much you want your DD1 to go to nursery and if the expense is worth it to you. if so, then i certainly wouldn't expect any reduction in fees from your CM. three hours a day is no use to her, esp if she also has the hassle of a pick-up.

Flisspaps · 27/02/2012 08:43

Does DD1 have to go to nursery in the morning at all? Can she not just stay with the CM until she starts school?

bran · 27/02/2012 08:39

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bran · 27/02/2012 08:38

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Boboli · 27/02/2012 08:32

thanks for your comments everyone. I'm sure this won't be my last childcare dilemma over the next few years!

OP posts:
MyNameIsntFUCKINGWarren · 27/02/2012 08:26

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