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Original poster

Car insurance - mine has doubled if I want to carry mindees!! Is this common?

13 replies

Quasimojo · 31/03/2011 12:48

Well, thats it really - my car insurance would go up from £300 to over £600 if I want it insured for business use. Im a bit gobsmacked. My home insurance didnt change at all! What do you do, or do childminders just walk absolutely everywhere?!!

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Mum2Luke · 03/04/2011 13:48

Mine's due in August, we've just bought a newer car, a Ford Galaxy for my family use and childminding and I'm going to try Bluefin which is one of NCMA member benefits.

We've had to pay an extra £85 till August tho. I've a son who is 20 and we can't afford insurance for him on my DH's KIA Rio, they want £2,000 just for a 1.4 engine so I think he will be using the bus and walking/cycling for a little while longer!

I think it was unfair the EU poked their noses in and decided girls should be equal when we are better drivers and have less accidents.

ChildrenAtHeart · 01/04/2011 16:47

What a difference!

Original poster
Quasimojo · 31/03/2011 20:25

Ha! Have shopped around and got a quote of £170 which seems quite a bit better that £600! Definitely worth the time looking around Smile

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ChildrenAtHeart · 31/03/2011 14:45

Mine went up £100 but that was cos DH pranged the car in the ice last year lol. Have you tried going through one of the specialist childminding brokers? Bluefin & Morton Michel. I've always gone with Bluefin (used to be Layton Blackham) in the past but went with MM this time as they got me a better deal & was a better overall service

nannyl · 31/03/2011 13:45

Mine went up over £30 in 3 weeks, 9th March until yesturday Shock

HSMM · 31/03/2011 13:28

Just renewed mine. Approx same cost as last year. No extra charge for CM insurance.

Shop around

Lizcat · 31/03/2011 13:23

Average car insurance rise this year is 40%!!!!!

Original poster
Quasimojo · 31/03/2011 13:20

My price without the business use was similar to last year, so I supect its something odd about the insurer. I havent had a chance to phone around yet but will do so as soon as I can.

OP posts:
Booh · 31/03/2011 12:56

Insurance generally has gone up a lot in the last 12 months

I use Bell or Tesco have been great in the past

suzikettles · 31/03/2011 12:53

Mine didn't change at all - it was only so I could use it for the odd business trip rather than specifying carrying other people but I don't think they're interested in that are they? Just the mileage.

KatyMac · 31/03/2011 12:53

But isn't the new law just in about not discriminating against male drivers which is putting everyone insurance up this year

Original poster
Quasimojo · 31/03/2011 12:52

Yes, I usually shop around but tried my current one first. Glad to hear it may just be them then!

OP posts:
KatyMac · 31/03/2011 12:51

Mine was less

Have you thought about changing your ins company?

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