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To think it’s crazy that National Minimum wage is £27k

663 replies

Butterflyfluff · 09/10/2026 20:08

Yet it’s not really enough to live on 😢

My first job paid £7.5k per year and I thought I was loaded! And I’m not ancient.

Now 2 people on NMW earn over £50k between them yet it’s really not enough these days.

OP posts:
Constantrunner · 10/10/2026 18:59

AllIwantForChrismasIsAKitchenAidStandMixer · 10/10/2026 18:57

All arrows point towards worse!

Yeah that's what everyone said in the early eighties. Manufacturing destroyed, very high unemployment and on the brink of nuclear war. Except they were wrong. Yes manufacturing was destroyed, but life still got better.

AllIwantForChrismasIsAKitchenAidStandMixer · 10/10/2026 18:57

Constantrunner · 10/10/2026 18:51

Yes they benefitted from the nineties as adults in their thirties. But often had rocky starts.
When I left school all the pundits were saying lots of USC would never work when we left school at 16. About 15 to 20 years later we hit good times.
You have no idea what life will be like in 15 to 20 years time.

All arrows point towards worse!

Bernardo1 · 10/10/2026 18:56

It's crazier and obscene, that that the maximum State Pension isn't even 50% of that.

Constantrunner · 10/10/2026 18:51

AllIwantForChrismasIsAKitchenAidStandMixer · 10/10/2026 18:30

But the people retiring now were in their late 20s and 30s in the 90s so the peak age to benefit from all the things I have mentioned

Yes they benefitted from the nineties as adults in their thirties. But often had rocky starts.
When I left school all the pundits were saying lots of USC would never work when we left school at 16. About 15 to 20 years later we hit good times.
You have no idea what life will be like in 15 to 20 years time.

Grendel7 · 10/10/2026 18:48

Butterflyfluff · 09/10/2026 20:08

Yet it’s not really enough to live on 😢

My first job paid £7.5k per year and I thought I was loaded! And I’m not ancient.

Now 2 people on NMW earn over £50k between them yet it’s really not enough these days.

Is isn't 27k or most people are below the poverty line,including me. Before I retired i was on 11k. ( 20k for full time) with no top up financially so 27 sounds a huge amount to me!

Differentforgirls · 10/10/2026 18:39

Differentforgirls · 10/10/2026 18:15

Yes. Both my husband and myself worked for LG. Education and Social Work. Both jobs took their toll on us mentally. But guess why we stuck it out?

The conditions of service, family friendly policies and our pensions. We both retired at 60.

But you've gone from you only know millionaire pensioners to somehow only knowing people who will work until they die.

Sorry about the use of "myself". I hate it but think it was an auto correct. 😳

Purpl · 10/10/2026 18:32

£27k goes nowhere in SE yet its a very common salary. There no way my DD could move out atm. Its £700 in a not very nice area/house share olus bills & need a car to get to work. Can only hope to keep saving & meet someone. Her whole peer group up to 28 are living with partners between parents housing. For an ordinary person with average grades there isnt much hope of progressing much salary wise the jibs font seem to exist like they did. Even entry level degree jibs are limited in the south east. Its bleak atm.

AllIwantForChrismasIsAKitchenAidStandMixer · 10/10/2026 18:30

Constantrunner · 10/10/2026 18:22

No the nineties was the peak time when things got better for a lot of people.
I lived some of my childhood in the UK in a bona fida slum. In the sixties and seventies kids were taken into care if their parents were homeless and many young single women who got pregnant had their kids taken away from them.

Anyone brought up in the nineties had an easier time. By then things had changed a lot and that is when people did become more well off.

But the people retiring now were in their late 20s and 30s in the 90s so the peak age to benefit from all the things I have mentioned

Constantrunner · 10/10/2026 18:28

But all young people care about is house prices.
Not lesbian and gay people thrown out the services for their sexuality and losing their pensions.
Not the extreme racism of the sixties and seventies which is sadly coming back.
Not single mums forced to give up their kids.
Not the many young homeless people in the early eighties sleeping under cardboard homes on the street.
Not lack of safeguarding which saw many children being abused.
Not the literal cages some autistic non verbal teenagers were kept in in mental institutions.
Not lesbians sectioned into mental hospital for being a lesbian.
Or gay men being sent to prison for responding to being chatted up by an undercover policeman.
Not kids in care who were on their own from 16.
Etc etc.
It t was a good time if you were white, straight, able bodied and middle class. Now is a much better time for anyone else.

Constantrunner · 10/10/2026 18:22

AllIwantForChrismasIsAKitchenAidStandMixer · 10/10/2026 18:17

On AVERAGE for most people, yes they had it better. Certain groups may not have done but that doesn’t mean that on the whole older people have had and are continuing to have an absolute breeze of an existence

No the nineties was the peak time when things got better for a lot of people.
I lived some of my childhood in the UK in a bona fida slum. In the sixties and seventies kids were taken into care if their parents were homeless and many young single women who got pregnant had their kids taken away from them.

Anyone brought up in the nineties had an easier time. By then things had changed a lot and that is when people did become more well off.

Boreded · 10/10/2026 18:21

Differentforgirls · 10/10/2026 18:15

Yes. Both my husband and myself worked for LG. Education and Social Work. Both jobs took their toll on us mentally. But guess why we stuck it out?

The conditions of service, family friendly policies and our pensions. We both retired at 60.

But you've gone from you only know millionaire pensioners to somehow only knowing people who will work until they die.

No…I’ve gone from all of the pensioners I know were working class and now they can cruise and holiday regularly. I don’t know any rich people, I know people who are bang average pensioners so can go on holiday whenever they want and not worry about life.

I still know (mostly) only working class people, these people will not be able to retire early, or holiday, or do any of the things the pensioners I know can do.

Are you intentionally misunderstanding what I’m saying? Or do you generally not know that I’m saying that the pensioners I know were working class but now have plenty, and the workers are also working class but will not be able to retire like the ones who already did 🫣🙄

Purpl · 10/10/2026 18:19

Fidgety31 · 09/10/2026 20:18

I think - I work full time demanding non stop mentally exhausting nhs job for not much more than minimum wage.
probably get more of if I didn’t bother and claimed benefits instead tbh .

I reckon your right sadly. Its so unfair penalised for being a conscientious responsible person.

AllIwantForChrismasIsAKitchenAidStandMixer · 10/10/2026 18:17

Constantrunner · 10/10/2026 18:09

No it depends who they are. You really think gay men jailed for being gay had it better? Or severely disabled people locked up in institutions? Trust me I have a house which is brilliant, but I also had some parts of my life much harder than I would have now.
There is no understanding of what the past was actually like.

On AVERAGE for most people, yes they had it better. Certain groups may not have done but that doesn’t mean that on the whole older people have had and are continuing to have an absolute breeze of an existence

Horsemum40 · 10/10/2026 18:17

intrepidpanda · 09/10/2026 20:39

He is a tradesman
He earns £12, 570

My 17yo daughter earns more than this on a 30hr a week apprenticeship!

Differentforgirls · 10/10/2026 18:15

Boreded · 10/10/2026 18:00

Yet you were able to retire before retirement age?

Where I live the majority will have to work until they die, or until health forces them out. Retiring at 65/67 is not going to be an option for them.

Yes. Both my husband and myself worked for LG. Education and Social Work. Both jobs took their toll on us mentally. But guess why we stuck it out?

The conditions of service, family friendly policies and our pensions. We both retired at 60.

But you've gone from you only know millionaire pensioners to somehow only knowing people who will work until they die.

Terfedout · 10/10/2026 18:14

fedupwithseparatebedrooms · 09/10/2026 21:05

£27k I wish... I'm a TA and my annual salary is £19500

Pro rata though? With holidays etc? Not that I don't sympathise though. TA is a fucking tough and very important job. My son had the most amazing TA support throught school. She was wonderful as I'm sure you are too. And if was up to me you'd get paid loads more for it! X

TRIEDEVERYOTHER · 10/10/2026 18:13

Fidgety31 · 09/10/2026 20:18

I think - I work full time demanding non stop mentally exhausting nhs job for not much more than minimum wage.
probably get more of if I didn’t bother and claimed benefits instead tbh .

NO
YOU
WOULD
NOT.

Constantrunner · 10/10/2026 18:09

No it depends who they are. You really think gay men jailed for being gay had it better? Or severely disabled people locked up in institutions? Trust me I have a house which is brilliant, but I also had some parts of my life much harder than I would have now.
There is no understanding of what the past was actually like.

Boreded · 10/10/2026 18:09

Differentforgirls · 10/10/2026 17:50

Ok. Free education is still a thing. Just not in England.

Final salary pensions stopped years ago and changed to average salary.

A job for life still exists.

Right to buy was an abomination and has been stopped in Scotland.

Our house was three times the highest wage + one times the lowest. There was no way we could have a deposit. We got 100% endowment mortgage that caused us so much grief over the years that we nearly lost the house.

We were never going to get a council house due to right to buy!

Yes there is envy, but imo, it isn't reasonable.

You are being incredibly naive.

I think you should do a bit of a google deep dive into the difficulties for millennials compared to current pensioners.

You could start with one of these;

https://ifs.org.uk/articles/are-pensioners-richer-everyone-else
https://www.telegraph.co.uk/money/pensions/news/pensioners-will-better-workers-2024

AllIwantForChrismasIsAKitchenAidStandMixer · 10/10/2026 18:06

Differentforgirls · 10/10/2026 17:50

Ok. Free education is still a thing. Just not in England.

Final salary pensions stopped years ago and changed to average salary.

A job for life still exists.

Right to buy was an abomination and has been stopped in Scotland.

Our house was three times the highest wage + one times the lowest. There was no way we could have a deposit. We got 100% endowment mortgage that caused us so much grief over the years that we nearly lost the house.

We were never going to get a council house due to right to buy!

Yes there is envy, but imo, it isn't reasonable.

Most posters are in England and speaking from that perspective.

A job for life does not exist in most sectors. Where are these jobs?

Of course right to buy was an abomination - for people now. For people who experienced it, it was a gift from god. In many ways it contributes to the envy that will be felt by younger people - older people had everything and in doing so have totally fucked younger generations over.

People still benefit from final salary pensions if they are the terms the signed up to - many teachers, nhs staff etc who have retired in the last 5-10 years have done so on final salary pensions.

Your endowment mortgage is irrelevant - you had the opportunity to get one. They were an awful idea granted but for many people they allowed them to buy a house they otherwise couldn’t have managed and it worked out fine. At the end of the day they still have it and can now sell it and make hundreds of thousands of pounds.

Why are you so opposed to the idea that the older generation had things better than people do now? They objectively did.

Boreded · 10/10/2026 18:00

Differentforgirls · 10/10/2026 17:54

As I said before. You live in a different world to me.

Yet you were able to retire before retirement age?

Where I live the majority will have to work until they die, or until health forces them out. Retiring at 65/67 is not going to be an option for them.

riceuten · 10/10/2026 17:58

There's a whiff of "you should be glad you have a job" and "the NMW prices people out of work" here - never the strongest arguments.

Differentforgirls · 10/10/2026 17:54

Boreded · 10/10/2026 17:43

Missed off the quote @Differentforgirls but this is regarding the envy comments

Probably not in the way you see it. Am I envious of all of the trips that my family take constantly, yes, do I begrudge them it, absolutely not. So yes, benign envy I suppose…but not of pensioners in general though, just my family.

They all laugh at me because over the last couple of years I’ve taken to living the retirement lifestyle as they/we call it. I see them having all of their trips and I LOVE that for them, so I have been throwing caution to the wind and taking more trips. I have 6 overseas holidays booked in the next 12 months, I choose to spend on these things because I can and because I sacrifice in other ways (one car and low housing costs for example).

What you are probably picking up from my posts it that i feel a sense of injustice on behalf of people who are struggling. Families living pay check to pay check just to put food on the table, missing time with children and not getting to do basic activities because all they can afford to do is work. People who will do this their entire lives, beyond pension age, and will never get to really slow down and relax. People who have to listen to pensioners who complain about being so poor when actually the average income for pensioner households is just 500 less than working age households which typically have more people in them, and much higher costs including rent and mortgage. Mortgages are 1000+ for homes big enough to house a couple of children, childcare when you have 2/3 children is almost as much as the income of the person working.

You probably hear the frustration because I hear pensioners telling people about how they just ‘went without’ in their day…yeah but only one of you worked when you had kids, if someone is working a full time job and managing kids why should they go without. Basic expenditure is DIFFERENT now, it’s not that people expect more now, it is just that there different needs that weren’t there when pensioners were young. But all of the pensioners I know have really great and relaxed lives, they don’t have money worries, they don’t panic over how to feed and clothe their kids, or what happens if a car breaks down and they can’t get to work.

So no, probably not envy in the sense that you think. Just in the sense that I wished my generation was going to have the same future outcomes. I hope this makes it clearer for you.

Edited

As I said before. You live in a different world to me.

Differentforgirls · 10/10/2026 17:50

AllIwantForChrismasIsAKitchenAidStandMixer · 10/10/2026 17:29

I don’t think it’s unreasonable to say it is is envy to be honest. Older people had free education, benefited from final salary pensions, jobs for life, right to buy or access to council housing or house prices 2x their salary. Life has become much harder and it is much more difficult for younger people today to achieve anything close to the same lifestyle. Of course there is envy.

Ok. Free education is still a thing. Just not in England.

Final salary pensions stopped years ago and changed to average salary.

A job for life still exists.

Right to buy was an abomination and has been stopped in Scotland.

Our house was three times the highest wage + one times the lowest. There was no way we could have a deposit. We got 100% endowment mortgage that caused us so much grief over the years that we nearly lost the house.

We were never going to get a council house due to right to buy!

Yes there is envy, but imo, it isn't reasonable.

FlyingCatGirl · 10/10/2026 17:46

MyFairLady27 · 09/10/2026 20:19

Well we get by nicely with kids,pets, new cars, holidays,no credit owed to anyone or anything. And get around £20k a year between us as I'm part time atm dh full..Takes good balancing and communication and we do fine and dandy

How does one full time plus a part time job add up to less than minimum wage? You are pretty much in poverty as a family living on 20k a year, I honestly doubt you are buying brand new cars each outright! Food shopping alone is 7 to 8k of your money a year! Are you playing the benefits system somehow? How is both jobs amounting to so little money and below the legal level!